Banking and financing services; financing of credit, financing of loans and projects; providing pre-approved credit to buyers at point of sale by phone and online channels for financing buyers and vendors; issuing bank services, namely, underwriting credit, issuing credit, credit cards, financing and loan services; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; bill payment services provided through a website; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing online websites featuring credit assessment and payment processing services ; providing an Internet website portal featuring credit tracking, management and credit availability information; Pre-approved credit database management services, involving electronic processing and subsequent transmission of bill payment data, integrated software tools for customer relationship management (CRM), accounting software platforms, and online websites for enabling credit assessment and payment processing; Providing online, non-downloadable software for transacting online, mobile, and point-of-sale payments
