HIPAY GROUP

Recorded computer software programs for online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; multimedia software recorded on CD-ROM featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; downloadable financial management software, namely, software for managing and verifying financial transactions; downloadable computer search engine software; downloadable software for searching database; downloadable software for data processing; downloadable software for searching data in the field of electronic payments and financial transactions; downloadable software for storing and retrieving databases; downloadable computer software for managing electronic payment transactions; downloadable computer software for managing e-commerce and electronic payment transactions; downloadable computer software for processing online payments and electronic transfer of money; downloadable software for providing payment and funding breakdown for market places; downloadable software for authentication or identification of individuals; downloadable software for assessing transaction risks; downloadable software for preventing payment fraud and providing computer security in the nature of computer virus scanning; downloadable software for operating payment terminals; electronic payment instruments and apparatus, namely, electronic payment terminals, payment gateways and authentication devices; magnetic recording media, namely, magnetically encoded, pre-recorded electronic media devices featuring online payment processing, fraud prevention, payment data analysis and conversion rate optimization; sound recording disks, namely, blank sound record disks; magnetic identifying cards; compact disks featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; optical compact disks featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; magnetic and optical data media, namely, blank magnetic disks and blank optical disks; equipment for data processing, namely, data processing equipment and computers; data processing equipment; apparatus for electronic payment processing, namely, multifunctional electronic payment terminals; recorded operating system programs for computers; downloadable electronic data files featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; electronic payment terminals; payment cards, namely, electronic and magnetic ID cards for use in connection with payment services; downloadable databases in the field of online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; downloadable website development software; downloadable software for managing web content; servers for web hosting, namely, servers for hosting web sites; Insurance services, namely, fraud risk assessment, transaction security insurance and financial liability risk management; reimbursement payment processing in the field of insurance claims; insurance carrier services, namely, insuring electronic payments; banking services; online banking services; electronic banking services via the global computer network; electronic payment services involving electronic processing and subsequent transmission of bill payment data ; banking affairs in the nature of banking services; financial affairs; and monetary affairs, namely, financial information, management and analysis services; online bill payment services; bill payment services for e-commerce; electronic wallet services, namely, processing of electronic wallet payments; credit services namely, credit union services, credit rating services, credit risk assessment, credit scoring, credit reporting services and transaction credit authorization; electronic fund transfer services; electronic funds transfer, namely, services enabling cash transfer to a payment account and financial management of a payment account; banking services, namely, services enabling cash withdrawal from a payment account and management of a payment account; direct debit services, namely, debit card transaction processing services; fund transmission services, namely, electronic funds transfer; payment instruction services, namely, providing financial payment information; account information services, namely, providing financial account information; financial and monetary operations, namely, financial trust operations; financial payment transactions services, namely, providing secure commercial transaction and payment options undertaken with a payment card or similar device; financial transaction services, namely, providing secure processing of commercial transactions and payment options associated with a payment account; performing payment transactions associated with a credit line, namely, credit card transaction processing services; acquiring payment transactions; financial management; financial management, namely, management of financial transfers and assets via an electronic platform; financial management, namely, management of financial assets; banking services, namely, bank account management; financial management of payments; financial transactions services, namely, providing secure commercial transactions and payment options carried out by electronic means; electronic payment processing, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; electronic payment processing, namely, providing processing of payments made with credit and debit cards; providing electronic processing of electronic payments via the Internet; processing of transfer orders, namely, providing electronic processing of electronic funds transfer; issuing payment instruments, namely, issuing credit cards, issuing of debit cards issuing virtual payment cards, issuing digital wallets, issuing prepaid payment cards; financial consultation; financial information; analysis of financial data; financial data analysis, namely, analysis of payment data; financial consultancy and analysis services; Security ensuring and anti-fraud services, namely, data encryption services with respect to online transactions and payments; electronic monitoring of credit card transactions for the detection of fraud via the Internet; providing temporary use of online non-downloadable software for fraud detection, fraud prevention and fraud analysis; platform as a service (PaaS) featuring computer software platforms for payment processing; platform as a service (PaaS) featuring computer software platforms for providing funding breakdowns for marketplaces; computer programming for others; design and development of software for others; design, installation, maintenance, and updating of computer software; rental of software for online payment processing, fraud detection, payment data analysis, and conversion rate optimization; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software for others, in the monetary, banking and financial fields; computer services, namely, integration of computer software into multiple systems and networks in the monetary, banking and financial fields; rental of software for online payment processing, fraud detection, payment data analysis and transaction management in the monetary, banking and financial fields ; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software packages for others in the monetary, banking and financial fields computer services, namely, integration of computer software packages into multiple systems and networks in the monetary, banking and financial fields; rental of software packages for online payment processing, fraud detection, payment data analysis and transaction management in the monetary, banking and financial fields; design, development, and rental of computer hardware in the monetary, banking and financial fields; design of computer systems in the monetary, banking and financial fields; programming, development, updating, and upgrading of computer software systems for others in the monetary, banking and financial fields; installation, maintenance, and repair of software for computer systems; integration of computer systems and networks in the monetary, banking and financial fields; rental of software for online payment processing, fraud detection, payment data analysis and transaction management for computer systems in the monetary, banking and financial fields; software as a service (SaaS) services featuring software for online payment processing, fraud detection, payment data analysis and transaction management in the monetary, banking and financial fields; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software for others for making payments and managing financial transactions; computer services, namely, integration of computer software for making payments and managing financial transactions into multiple systems and networks; rental of software for making payments and managing financial transactions; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software packages for others for making payments and managing financial transactions; computer services, namely, integration of computer software packages for making payments and managing financial transactions into multiple systems and networks; rental of software packages for making payments and managing financial transactions; design of computer systems for making payments and managing financial transactions; programming, development, updating, and upgrading of computer software systems for others for making payments and managing financial transactions; installation, maintenance, and repair of software for computer systems for making payments and managing financial transactions; integration of computer systems and networks for making payments and managing financial transactions; rental of software for making payments and managing financial transactions for computer systems; computer programming services for electronic data security; electronic storage of files and data; online data storage; development and design of technical data banks being databases; development of databases; hosting of digital content on the Internet, namely, hosting of databases; maintenance of data in computer databases; technical advice and technical research of computer software in the monetary, banking and financial fields; quality control of computer systems and software for others in the monetary, banking and financial fields; scientific and technological services, namely, research, design and development of financial transaction and payment computer software; consultancy in the field of computer software, namely, performing project studies with respect to software in the monetary, banking and financial fields; provision of information, advice and consultancy in the field of computer software design and development in the monetary, banking and financial fields; computer system design and analysis; consultancy services in the field of computer hardware design and development; rental of Web servers; design, creation and hosting of websites on the Internet for others; providing advice in the field of Internet website design

Data processing equipment for management of sales made online and offline and making payouts on such sales, for management and deployment of multiple credit and debit card readers; Recorded computer software for management and configuring credit and debit card readers, for accepting in-store payments in mobile and web applications for configuring mobile and web applications to accept in-store payments, for configuring mobile and web applications to accept in-store payments; Downloadable payment gateway software for linking e-commerce websites and payment terminals to payment processing networks; Downloadable computer e-commerce and electronic payment software for managing, reporting, and reconciling payment transactions made online; Apparatus for electronic payment processing, namely, point of sale terminals for accepting in-person payments for purchases; downloadable computer software for processing online payments and electronic transfer of money; Downloadable computer software for the authentication and identification of individuals; Downloadable computer software for assessing transaction risks; Downloadable computer software for security of payment transactions and preventing payment fraud; Downloadable electronic data files featuring payment transaction information and accounts operations; Electronic payment instruments, namely, downloadable software for enabling processing of electronic funds transfer and payments made via wire transfer, direct debit, payment card, e-wallet; Multi-functional electronic payment terminals; Payment cards in the nature of electronic and magnetic ID cards for use in connection with payment for services; downloadable computer software for payment terminals, namely, software for managing, reporting, and reconciling payment transactions made offline; Insurance services, namely, financial liability risk assessment; banking services; on-line banking services; financial management; financial consultancy; financial information; Electronic payment services, namely, providing electronic processing of physical and virtual payment cards, issuing of physical and virtual payment cards, and financial management of physical and virtual payment instrument programs; Electronic payment services involving electronic payment processing; Payment management services for third parties, namely, providing secure commercial transactions and payment options; Electronic wallet payment processing services; Electronic processing of payment transactions via the internet; electronic fund transfer services; electronic banking services via the global computer network; payment processing services for e-commerce, namely, providing virtual currency transaction processing services for others; Electronic processing of payments made with credit and debit cards; Insurance of electronic payment instruments in the nature of electronic processing of insurance claims and payment data related to a payment instrument; Insurance protecting against fraud in electronic payments in the nature of fraud reimbursement services in the field of credit card purchases; Money transfer services to a payment account; Money transfer services, namely, cash withdrawal from a payment account; Merchant services, namely, payment transaction processing services associated with a payment account; Direct debit services, namely, accounts payable debiting services; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; Financial transaction services, namely, processing of money transfers in the nature of transfer orders; Merchant services, namely, performing payment transaction processing services via a credit line; Issuing payment instruments, namely, issuing credit cards and providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; Merchant services, namely, acquiring payment transaction processing services; Fund transmission services, namely, electronic money transfers; Payment orders services, namely, processing payment transactions in accordance with received payment orders; Providing bank account information by global computer network; Computer security and anti-fraud services with respect to electronically transmitted online transactions and payments, namely, electronic monitoring of online payments to detect fraud via the internet

[ Magnetic cards; data processors and computers; computer software for processing online payments and electronic transfer of money; recorded computer operating system programs; multimedia software for processing online payments and electronic transfer of money; computer search engine software; computer search software for databases; storage and retrieval computer software for use with databases ]; [ Telecommunication access services; electronic transmission of messages and data; communication by electronic computer terminals; computer-assisted transmission of messages and images; telephone or computer terminals communications; news agency services, namely, the transmission of news items to news reporting organizations; provision of access to a global computer network; connection by means of telecommunications to a global computer network ]; Insurance services in the nature of issuing payment warranties on financial transfer warranties for online banking services, for security credit and debit card transactions; monetary affairs, namely, electronic money transfers; online payment processing services, namely, credit and debit card transaction processing services; banking services; credit bureaus; providing financial information; financial management; management of financial transfers and assets via an electronic platform, namely, on-line banking services; financial transactions performed by electronic means, namely, electronic transfer of money; banking services, namely, management of bank accounts