Downloadable software application that enables users to enter, access, track, monitor and generate health information and health activities; downloadable software for facilitating incentive award programs designed to reward program participants who exercise, make healthy eating choices, and engage in other health-promoting activities through the distribution of prepaid credit cards | Providing websites featuring temporary use of non-downloadable software, namely, software for use in facilitating incentive award programs designed to reward program participants who exercise, make healthy eating choices, and engage in other health-promoting activities through the distribution of prepaid credit cards