MASTERCARD TORCH

Financial Services-Namely, Providing Bank Card Services

Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services, charge card transaction processing services, pre-paid card transaction processing services offered through cards with stored value, electronic credit and debit transactions processing, bill payment services, cash disbursement through the use of an automated teller machine, check verification, check cashing, deposit access and automated teller machine services, payment card transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, funds movement services in the field of payment cards, namely, electronic funds transfer, electronic payment processing services, payment transaction authentication and verification services, namely, providing secure commercial transactions and payment options, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce, providing financial information, namely, credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, credit and debit card payment processing services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks, namely, credit and debit card payment processing; financial analysis and consultation; ATM banking services, namely, processing services for financial transactions by card holders via automatic teller machines; ATM banking services, namely, the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; travel insurance services, namely, underwriting travel insurance; issuing and redemption of travelers cheques and travel vouchers; remote payment services, namely, providing electronic transmission of electronic transaction and payment data via a global computer network; stored value electronic purse services, namely, processing electronic payments made through prepaid cards, electronic payments processing services and transaction authorization and settlement services; provision of debit and credit processing services by means of radio frequency identification devices (transponders); provision of debit and credit processing services by means of communication and telecommunication devices; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet, namely, electronic banking via a global computer network; financial services, namely, the provision of contactless mobile payments processing through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; consulting services regarding payment solutions, banking, credit card, debit card and payment card services; information, advisory and consultancy services relating to all the aforesaid services

financial services, namely, transaction and payment processing services, payment verification services, payment card transaction authorization, reconciliation and settlement services; electronic funds transfer services; currency exchange services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions at point of sale and online via a global computer network or via telecommunication, mobile or wireless devices; financial services, namely, the provision of contactless mobile payments processing through merchants at retail, online and wholesale locations; dissemination of financial information via a global computer network