Downloadable interactive software and downloadable interactive applications featuring tools for use in financial planning, debt reduction, budgeting, personal finance, cash management, and management of savings accounts; downloadable interactive software and downloadable interactive applications featuring tools to encourage consumers to improve spending behaviour | Providing online non-downloadable software for calculating, simulating and forecasting consumer debt and personal financial data and generating recommendations for financial services, debt reduction, budgeting, personal finance, and savings opportunities based on the consumer's information via the Internet; providing online non-downloadable interactive web-based applications featuring tools for setting financial goals, developing money strategies, automating bank account transfers, and producing timelines for estimating when the user will reach their money goals, all of the foregoing to encourage consumers to improve saving and spending behavior
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