LYTE VENTURES PTE. LTD.

Banking; Real estate brokerage services; capital investment; credit bureau services; issuance of credit cards; debt advisory services; debt collection agency services; electronic wallet payment services, namely, electronic domestic and foreign exchange payment processing and bill payment processing via an electronic wallet; electronic funds transfer; electronic transfer of virtual currencies; exchanging money; factoring agency services; arranging finance for construction projects; financial analysis; financial consultancy; financial information and evaluations; financial exchange of virtual currency; financial management; financial management of reimbursement payments for others; financial research; financial sponsorship of charitable events and charitable organisations which promote monetary fundraising and donations of food, clothing, medicine, shelter, counselling, toys, and sporting equipment; providing financial information; providing financial information via a web site; financing services; hire-purchase financing; lease-purchase financing; instalment loans; insurance consultancy; providing insurance information; investment of funds; lending against security, namely, vehicle loan services, mortgage loan services, share-secured loans, secured credit cards, business loans, revolving loan facilities, non-revolving loan facilities, working capital loans, debt consolidation loans, bridging loans, corporate money lending, and mezzanine financing; financing of loans; organisation of monetary collections, namely, debt collection services, cash collection services, namely, collection of debts, and collection of money owed from settlements, charitable fundraising services, and account collection services, namely, debt recovery and collection agency services; mortgage banking; online banking; processing of credit card payments; processing of debit card payments; provident fund services, namely, financial management in the field of employee pension plans, private pension plans, public pension plans, investment management services, fund administration services, wealth planning, and financial planning; real estate affairs, namely, real estate investment services, real estate investment trust management services, real estate escrow services, real estate appraisal and valuation, real estate financing services, and mortgage financing services; providing rebates at participating establishments of others through use of a membership card; rent collection; retirement payment services, namely, financial administration of retirement accounts; savings bank services; securities brokerage; stock brokerage services; stock exchange quotations; stocks and bonds brokerage; Cloud computing featuring non-downloadable software for use in the provision of platform-as-a-service (PaaS), provision of infrastructure-as-a-service (IaaS), provision of software-as-a-service (SaaS), and functions-as-a-service, featuring software in the field of financial services for use in providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, payment services, payment processing services, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; computer programming; computer software consultancy; computer software design; computer system analysis; computer system design; computer technology consultancy; conversion of computer programs and data, other than physical conversion; conversion of data or documents from physical to electronic media; development of computer platforms; electronic data storage; electronic monitoring of credit card activity to detect fraud via the internet; electronic monitoring of personally identify information to detect identity theft via the internet; information technology consultancy; providing information relating to computer technology and programming via a web site; monitoring of computer systems by remote access to ensure proper functioning, infrastructure integrity, and security management; monitoring of computer systems for detecting unauthorized access or data breach; monitoring of computer systems to detect breakdowns; off-site data backup; platform as a service (PAAS) featuring computer software platforms for use in database management, user management, client management, financial services, freelancer services, corporate services, and technology provision services; research and development of new products for others; software as a service (SAAS) services, namely hosting software for use by others for use in database management, user management, client management, financial services, freelancer services, corporate services, and technology provision services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, payment services, payment processing services, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; updating of computer software; user authentication services using single sign-on technology for online software applications; user authentication services using technology for ecommerce transactions

Credit bureau services; issuance of credit cards; debt advisory services; debt collection agency services; electronic wallet payment services, namely, multicurrency support services in the nature of electronic domestic and foreign exchange payment processing, valuing of domestic and foreign currency, and dynamic currency conversion, payment collection services for others, and processing payment disbursements via an electronic wallet; electronic funds transfer; factoring, namely, international factoring agency services, factoring agency services, bulk factoring services, notified factoring services, non-notified factoring services, maturity factoring services, recourse factoring services, non-recourse factoring services, invoice discounting services, and early payment discounting services; arranging finance for construction projects; financial analysis; financial consultancy; financial information and evaluations; financial management; financial management of reimbursement payments for others; financial research; providing financial information; providing financial information via a web site; financing services; hire-purchase financing; lease-purchase financing; instalment loans; insurance consultancy; providing insurance information; investment of funds; lending against security, namely, vehicle loan services, mortgage loan services, namely, mortgage refinancing and mortgage lending, share-secured loans services, issuing of secured credit cards, secured credit card factoring and payment processing services, loan origination services specializing in business loans, revolving loan facilities, non-revolving loan facilities, working capital loans, debt consolidation loans, financing of bridging loans, corporate money lending, and mezzanine financing; financing of loans; organisation of monetary collections, namely, debt collection services, cash collection services in the nature of crowdfunding services in the nature of providing financing from money collected from individuals, charitable fundraising services, and account collection services; mortgage banking; online banking; processing of credit card payments; processing of debit card payments; provident fund services, namely, financial management in the field of employee pension plans, private pension plans, public pension plans, investment management services, fund administration services, wealth planning, and financial planning; real estate affairs, namely, real estate investment services, real estate investment trust management services, real estate escrow services, real estate appraisal and valuation, real estate financing services, and mortgage financing services; providing rebates at participating establishments of others through use of a membership card; rent collection; retirement payment services, namely, financial administration of retirement accounts; savings bank services; none of the foregoing related to transportation or delivery services | Cloud computing featuring non-downloadable software for use in the provision of platform-as-a-service (PaaS), provision of infrastructure-as-a-service (IaaS), provision of software-as-a-service (SaaS), and functions-as-a-service all featuring software for use in providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning, in the field of financial services; platform as a service (PAAS) featuring computer software platforms for use in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; software as a service (SAAS) services, namely, hosting software for use by others in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; none of the foregoing related to transportation or delivery services

Credit bureau services; issuance of credit cards; debt advisory services; debt collection agency services; electronic wallet payment services, namely, multicurrency support services in the nature of electronic domestic and foreign exchange payment processing, valuing of domestic and foreign currency, and dynamic currency conversion, payment collection services for others, and processing payment disbursements via an electronic wallet; electronic funds transfer; factoring, namely, international factoring agency services, factoring agency services, bulk factoring services, notified factoring services, non-notified factoring services, maturity factoring services, recourse factoring services, non-recourse factoring services, invoice discounting services, and early payment discounting services; arranging finance for construction projects; financial analysis; financial consultancy; financial information and evaluations; financial management; financial management of reimbursement payments for others; financial research; providing financial information; providing financial information via a web site; financing services; hire-purchase financing; lease-purchase financing; instalment loans; insurance consultancy; providing insurance information; investment of funds; lending against security, namely, vehicle loan services, mortgage loan services, namely, mortgage refinancing and mortgage lending, share-secured loans services, issuing of secured credit cards, secured credit card factoring and payment processing services, loan origination services specializing in business loans, revolving loan facilities, non-revolving loan facilities, working capital loans, debt consolidation loans, financing of bridging loans, corporate money lending, and mezzanine financing; financing of loans; organisation of monetary collections, namely, debt collection services, cash collection services in the nature of crowdfunding services in the nature of providing financing from money collected from individuals, charitable fundraising services, and account collection services; mortgage banking; online banking; processing of credit card payments; processing of debit card payments; provident fund services, namely, financial management in the field of employee pension plans, private pension plans, public pension plans, investment management services, fund administration services, wealth planning, and financial planning; real estate affairs, namely, real estate investment services, real estate investment trust management services, real estate escrow services, real estate appraisal and valuation, real estate financing services, and mortgage financing services; providing rebates at participating establishments of others through use of a membership card; rent collection; retirement payment services, namely, financial administration of retirement accounts; savings bank services; none of the forgoing related to transportation or delivery services | Cloud computing featuring non-downloadable software for use in the provision of platform-as-a-service (PaaS), provision of infrastructure-as-a-service (IaaS), provision of software-as-a-service (SaaS), and functions-as-a-service all featuring software for use in providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning, in the field of financial services; platform as a service (PAAS) featuring computer software platforms for use in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; software as a service (SAAS) services, namely, hosting software for use by others in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; none of the forgoing related to transportation or delivery services

Credit bureau services; issuance of credit cards; debt advisory services; debt collection agency services; electronic wallet payment services, namely, multicurrency support services in the nature of electronic domestic and foreign exchange payment processing, valuing of domestic and foreign currency, and dynamic currency conversion, payment collection services for others, and processing payment disbursements via an electronic wallet; electronic funds transfer; factoring, namely, international factoring agency services, factoring agency services, bulk factoring services, notified factoring services, non-notified factoring services, maturity factoring services, recourse factoring services, non-recourse factoring services, invoice discounting services, and early payment discounting services; arranging finance for construction projects; financial analysis; financial consultancy; financial information and evaluations; financial management; financial management of reimbursement payments for others; financial research; providing financial information; providing financial information via a web site; financing services; hire-purchase financing; lease-purchase financing; instalment loans; insurance consultancy; providing insurance information; investment of funds; lending against security, namely, vehicle loan services, mortgage loan services, namely, mortgage refinancing and mortgage lending, share-secured loans services, issuing of secured credit cards, secured credit card factoring and payment processing services, loan origination services specializing in business loans, revolving loan facilities, non-revolving loan facilities, working capital loans, debt consolidation loans, financing of bridging loans, corporate money lending, and mezzanine financing; financing of loans; organisation of monetary collections, namely, debt collection services, cash collection services in the nature of crowdfunding services in the nature of providing financing from money collected from individuals, charitable fundraising services, and account collection services; mortgage banking; online banking; processing of credit card payments; processing of debit card payments; provident fund services, namely, financial management in the field of employee pension plans, private pension plans, public pension plans, investment management services, fund administration services, wealth planning, and financial planning; real estate affairs, namely, real estate investment services, real estate investment trust management services, real estate escrow services, real estate appraisal and valuation, real estate financing services, and mortgage financing services; providing rebates at participating establishments of others through use of a membership card; rent collection; retirement payment services, namely, financial administration of retirement accounts; savings bank services; none of the foregoing related to transportation or delivery services | Cloud computing featuring non-downloadable software for use in the provision of platform-as-a-service (PaaS), provision of infrastructure-as-a-service (IaaS), provision of software-as-a-service (SaaS), and functions-as-a-service all featuring software for use in providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning, in the field of financial services; platform as a service (PAAS) featuring computer software platforms for use in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; software as a service (SAAS) services, namely, hosting software for use by others in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; none of the foregoing related to transportation or delivery services

Credit bureau services; issuance of credit cards; debt advisory services; debt collection agency services; electronic wallet payment services, namely, multicurrency support services in the nature of electronic domestic and foreign exchange payment processing, valuing of domestic and foreign currency, and dynamic currency conversion, payment collection services for others, and processing payment disbursements via an electronic wallet; electronic funds transfer; factoring, namely, international factoring agency services, factoring agency services, bulk factoring services, notified factoring services, non-notified factoring services, maturity factoring services, recourse factoring services, non-recourse factoring services, invoice discounting services, and early payment discounting services; arranging finance for construction projects; financial analysis; financial consultancy; financial information and evaluations; financial management; financial management of reimbursement payments for others; financial research; providing financial information; providing financial information via a web site; financing services; hire-purchase financing; lease-purchase financing; instalment loans; insurance consultancy; providing insurance information; investment of funds; lending against security, namely, vehicle loan services, mortgage loan services, namely, mortgage refinancing and mortgage lending, share-secured loans services, issuing of secured credit cards, secured credit card factoring and payment processing services, loan origination services specializing in business loans, revolving loan facilities, non-revolving loan facilities, working capital loans, debt consolidation loans, financing of bridging loans, corporate money lending, and mezzanine financing; financing of loans; organisation of monetary collections, namely, debt collection services, cash collection services in the nature of crowdfunding services in the nature of providing financing from money collected from individuals, charitable fundraising services, and account collection services; mortgage banking; online banking; processing of credit card payments; processing of debit card payments; provident fund services, namely, financial management in the field of employee pension plans, private pension plans, public pension plans, investment management services, fund administration services, wealth planning, and financial planning; real estate affairs, namely, real estate investment services, real estate investment trust management services, real estate escrow services, real estate appraisal and valuation, real estate financing services, and mortgage financing services; providing rebates at participating establishments of others through use of a membership card; rent collection; retirement payment services, namely, financial administration of retirement accounts; savings bank services; none of the foregoing related to transportation or delivery services | Cloud computing featuring non-downloadable software for use in the provision of platform-as-a-service (PaaS), provision of infrastructure-as-a-service (IaaS), provision of software-as-a-service (SaaS), and functions-as-a-service all featuring software for use in providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning, in the field of financial services; platform as a service (PAAS) featuring computer software platforms for use in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; software as a service (SAAS) services, namely, hosting software for use by others in financial services in the nature of providing credit scores, quoting loans, managing and processing loans, budgeting, managing money, recording and tracking financial transactions, accessing bank and deposit account, credit card account and other financial account information, performing transactions, storing, modifying, transmitting, and receiving information and data in the fields of personal finance, banking, and financial planning; none of the foregoing related to transportation or delivery services