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Downloadable computer software for personal financial management; downloadable computer software for online banking, transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, credit score management, and accounting; downloadable computer software for creating reports and graphs; downloadable computer software for data aggregation; downloadable computer software for providing banking, credit score, financial and bill payment alerts; downloadable computer software for authorizing wireless access to data and databases; downloadable computer software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, and mobile telecommunication networks | Providing information in the field of personal finance; providing information, news, and financial research in the field of finance, financial analysis, financial consulting, financial risk management and investment research regarding the same; financial services in the field of credit risk assessment; providing bank, financial institution, and financial investment credit risk assessment services; providing information and research in the field of finance and financial investments, namely, financial information and research pertaining to financial institutions, and financial strength assessments; providing subscription-based data, and credit risk and financial strength assessment services, namely, providing financial data analysis, financial analysis, and credit assessment services, all related to financial investments and financial institutions
