Class 009: Downloadable software in the nature of a mobile application for accessing bank account information, managing bank accounts, credit card accounts, electronic transmission of funds, and financial transactions; Class 035: Credit card registration services; Promoting the sale of credit card accounts through the administration of incentive award programs; Promoting the sale of goods and services of others by awarding purchase points for credit card use; Promoting the sale of goods and services of others by means of contests and incentive award programs; Monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; Processing credit card holder disputes; Customer service, namely providing additional copies of credit card holder statements; Customer service in the field of processing emergency credit line increase requests; Arranging for merchants to enter into banking relationships with banks for the purpose of allowing the acceptance of transaction cards by the merchant for purchases; Customer service, namely, providing an interactive voice response unit to respond to queries from credit card holders; Customer service, namely, responding to credit cardholder inquiries regarding balance, available credit, account status, authorizations, payments or credit line; Providing customer service by trained customer service representatives in the field of credit cards via telephone; Customer service for proper handling of credit cardholder requests for additional or replacement cards, PINs and changes of name, address or phone number; Customer service, namely, assisting merchants in addressing problems arising from the merchant's customers use of transaction cards for payment for goods and services; Class 036: Banking services; Online banking services; Issuing of credit cards; Credit card authorization services; Credit card verification; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Money transfer; Providing a web site featuring personal financial information and financial advice; Providing banking information; Consumer credit consultation; Merchant banking services; Loan origination services; Credit and loan services; Loan financing; Debt recovery services; Debt collection; Providing financial portfolio management services; Transaction card payment processing and card payment adjustment processing for others, provided directly or through third parties; Providing credit card services to financial institutions, namely, services designed to assist financial institutions in deciding whether to extend credit, risk management services, credit card services designed to ensure the proper handling of charge backs, collections and recovery of both delinquent and charged-off accounts, cardholder requests for additional or replacement cards, PINs and changes of name, address or phone number, and account maintenance services; Class 041: On-line journals, namely, blogs featuring advice and information on investing and financial literacy; Providing on-line non-downloadable articles in the field of investing and financial literacy; Providing online non-downloadable videos in the field of investing and financial literacy; Providing on-line tutorial videos in the field of investing and financial literacy, not downloadable; Class 042: Providing temporary use of on-line non-downloadable software for accessing bank account information, managing bank accounts, credit card accounts, electronic transmission of funds, and financial transactions; Electronic monitoring of credit card activity to detect fraud via the internet; Protection against fraudulent credit card transactions by providing detection and identification of fraudulent credit card transactions, namely, threat analysis for protecting credit card data; Monitoring point of sale transactions, Internet transactions, automated teller machines, and electronic transactions to facilitate the detection and prevention of fraud; Providing credit card fraud detection services, namely, threat analysis for protecting credit card data; Hosting of servers for others; Class 045: Dispute resolution services
On-line journals, namely, blogs featuring advice and information on investing and financial literacy; Providing on-line non-downloadable articles in the field of investing and financial literacy; Providing online non-downloadable videos in the field of investing and financial literacy; Providing on-line tutorial videos in the field of investing and financial literacy, not downloadable; Downloadable software in the nature of a mobile application for accessing bank account information, managing bank accounts, credit card accounts, electronic transmission of funds, and financial transactions.; Banking services; Online banking services; Issuing of credit cards; Credit card authorization services; Credit card verification; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Money transfer; Providing a web site featuring personal financial information and financial advice; Providing banking information; Consumer credit consultation; Merchant banking services; Loan origination services; Financing and loan services; Credit and loan services; Loan financing; Credit card registration services; Promoting the sale of credit card accounts through the administration of incentive award programs; Promoting the sale of goods and services of others by awarding purchase points for credit card use; Promoting the sale of goods and services of others by means of contests and incentive award programs; Monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; Dispute resolution services; Providing temporary use of on-line non-downloadable software for accessing bank account information, managing bank accounts, credit card accounts, electronic transmission of funds, and financial transactions.; Electronic monitoring of credit card activity to detect fraud via the internet
Transmission of digital files via electronic mail; Banking services; on-line banking services; issuing of credit cards; credit card authorization and verification services; payment processing services, namely, debit card and credit card transaction processing services; providing electronic processing of electronic funds transfer, credit card, debit card and electronic payments; money transfer services; consumer lending services; financial services, namely, money lending; credit card authorization services and credit card payment processing services; providing credit card services to financial institutions, namely, credit consultation services in the field of assisting financial institutions in deciding whether to extend credit; financial and credit risk management services; credit card consultation services in the field of ensuring the proper handling of charge backs; debt recovery and collection services; maintaining deposit and other bank accounts; providing financial portfolio management services; credit and debit card payment processing for others, provided directly or through third parties; provision of online payment facilitation and processing systems for financial institutions; Providing customer service for others via telephone by representatives to respond to queries from credit card and loan holders; providing customer service for others via an interactive voice unit to respond to queries from credit card and loan holders; customer service management for others in the field of assisting merchants in addressing problems arising from the merchant's customers' use of transaction cards for payment for goods and services; matching merchants with banks for the purpose of entering into banking relationships to allow acceptance of transaction cards by the merchants for purchases; provision of business data, reports and analysis services and process automation services relating to credits and payments; business risk management; creation of notices related to credits and payments; Processing credit cardholder disputes, namely, dispute resolution services for credit card companies and cardholders; FINANCIAL; Software as a service (SAAS) services, namely, hosting software for use by others for data analytics, credits and payments, process automation and payment disbursement
Customer service, namely, assisting merchants in addressing problems arising from the merchant's customers use of transaction cards for payment for goods and services; arranging for merchants to enter into banking relationships with banks for the purpose of allowing the acceptance of transaction cards by the merchant for purchases | Transaction card payment processing and card payment adjustment processing for others, provided directly or through third parties [ debt recovery and collection agency services ]
Customer services, namely, providing an interactive voice response unit to respond to queries from credit card holders; customer related services, namely, responding to credit cardholder inquiries regarding balance, available credit, account status, authorizations, payments or credit line; processing credit cardholder disputes; providing additional copies of credit cardholder statements; customer service in the field of processing emergency credit line increase requests; providing customer service by trained customer service representatives in the field of credit cards via telephone; customer service for proper handling of credit cardholder requests for additional or replacement cards, PINs and changes of name, address or phone number | Providing credit card services to financial institutions, namely, services designed to assist financial institutions in deciding whether to extend credit, risk management services, credit card services designed to ensure the proper handling of charge backs, collections and recovery of both delinquent and charged-off accounts, and, account maintenance services; providing financial portfolio management services
Providing credit card services to financial institutions, namely, services designed to assist financial institutions in deciding whether to extend credit, risk management services, services designed to ensure the proper handling of charge backs, collections and recovery of both delinquent and charged-off accounts, and cardholder requests for additional or replacement cards, PINs and changes of name, address or phone number, account maintenance services and customer related services, namely, responding to cardholder inquiries regarding; balance, available credit, account status, authorizations, payments or credit line; processing cardholder disputes; providing interactive voice response unit; providing telephone access to trained customer service representatives; providing additional copies of cardholder statements; processing emergency line increase requests; and providing financial portfolio management services; [ Alternative dispute resolution services ]
