CREDCO, Inc.

Consumer financial services, namely, consumer credit consultation in the areas of consumer credit risk management, consumer credit reporting services, and credit counseling services; providing credit consultation featuring an analysis of consumers' own credit scores for purposes of improving credit ratings; consumer credit counseling for purposes of improving credit ratings; credit reporting service provider, namely, providing consumer credit reports and credit scores maintained by others; consultation in the field of consumer credit, namely, providing information regarding how credit scores are affected by various activities | Electronic monitoring of credit reports to detect changes in consumer credit ratings via the internet for purposes of notifying consumers; providing identity and credit related services to consumers, namely, electronic monitoring of credit reports and credit scores via the internet, and providing alerts when suspicious, unusual or other changes occur to the consumer's credit, credit score, or identity data for the purpose of protecting against identity theft and fraud; computer services, namely, hosting an interactive website that allows users to view their personal credit report and score information, review notifications regarding changes in credit information or potential identity theft including electronic monitoring of personally identifying information to detect identity theft via the internet

preparing residential mortgage credit reports for use by financial institutions

credit report services, namely providing mortgage and banking companies with access to credit information

software for merging credit reports for consumer lending

credit reporting services, namely providing customer credit information to automobile dealers

accessing, interpreting, and reporting credit bureau data; "CREDIT"

computer software for accessing credit information provided to automobile dealers