CRED PROTOCOL INC.

Class 036: Decentralized credit scoring services; financial risk management services in the field of accounts receivable risk management; Consumer credit history reporting services; credit assessment services, namely, providing information relating to credit rating services; credit evaluation services, namely, evaluation of the credit worthiness of companies and private individuals; Class 042: Providing temporary use of on-line non-downloadable software for decentralized credit monitoring and credit scoring; Non-downloadable computer software for analyzing default, transition, ratings, and recovery data for professionals in the financial services industry in connection with risk management; design and development of computer software for decentralized credit monitoring and credit scoring