FactorTrust, Inc.

Class 016: Manuals in the field of standards for consumer credit data reporting

Development of voluntary standards for consumer credit data reporting

[ Compiling, analyzing and monitoring of consumer data, credit data, credit scores, loan data, public records data, bank transaction data, business data, internet data and other sources for assisting in making employment decisions; compiling, analyzing and monitoring of consumer data, credit data, credit scores, loan data, public records data, bank transaction data, business data, internet data and other sources for assisting financial institutions and other lenders and insurers in making credit risk, credit marketing, employment and insurance decisions for business purposes ]

"CRA"

"CREDIT"

"CREDIT"

Providing financial risk management information, services and analytics for credit transactions via a global computer network; providing credit reporting, credit scoring services, credit lifecycle solutions in the nature of credit risk management and credit score alerts as to changes in credit score standings; Compiling, analyzing and monitoring of consumer data, credit data, credit scores, loan data, public records data, bank transaction data, business data, internet data and other sources for assisting financial institutions and other lenders and insurers in making credit risk, credit marketing, employment and insurance decisions for business purposes

Compiling, analyzing and monitoring of consumer data, credit data, credit scores, loan data, public records data, bank transaction data, business data, internet data and other sources for assisting in making employment decisions | Providing financial risk management information, services and analytics for credit transactions via a global computer network; Providing credit reporting, credit scoring services and alerts as to changes in credit standings; Compiling, analyzing and monitoring of consumer data, credit data, credit scores, loan data, public records data, bank transaction data, business data, internet data and other sources for assisting financial institutions in making lending, credit marketing, or insurance decisions

"DATA ANALYTICS DECISIONS" AND "ALTERNATIVE CREDIT DATA SOLUTIONS"