Electronic transfers of money; Money transfer; Banking services including home, Internet and remote banking; Money transfer and money exchange services and banking provided over telecommunications networks; Provision of electronic payment services, namely, electronic processing and subsequent transmission of bill payment data and electronic fund transfer services and on-line electronic cash transaction facilities provided over telecommunications networks [ ; Financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments using a credit or debit card over a global data telecommunications network ] | Telecommunication services, namely, transmission of voice, data, graphics, images, audio and video by means of telecommunications networks, wireless communication networks, and the Internet; Telecommunications services, namely, providing prepaid minutes for use on cell phones abroad; [ Provision of wireless application protocol services, namely, voice over internet protocol services, telecommunication internet protocol television (IPTV) transmission services, including those utilizing a secure communications channel; ] Electronic messaging services, namely, sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; [ Unified electronic messaging services; Providing telecommunications connections to computer databases, the Internet or other electronic networks; ] Providing third party users with access to telecommunications infrastructures for other operators