Gulf Bay Management, Inc.

Financing services; financing services, namely financing housing; lending services, namely commercial and consumer lending services; subordinated note sales, namely, debt settlement services; asset-backed financing; structured financing transactions; securitization transactions; mortgage lending; placement of equity funds, securities and derivatives for others; loans syndications; providing loans secured by commercial paper; providing floating rate notes; providing bridge and acquisition loans; providing term loans; providing working capital, venture capital funding; advisory services concerning financing alternatives; internet consumer finance services, namely financing services; banking and financial information services all for the foregoing provided via a global computer network; mortgage and financing services pertaining to real estate, namely, mortgage lending, mortgage banking, mortgage brokerage, mortgage procurement for others, and maintaining mortgage escrow accounts, real estate consultancy; real estate lending services; providing information in the field of real estate; providing information in the field of real estate via the internet; consumer lending services; on-line consumer finance services, namely consumer lending services; "CAPITAL"

Financing services; financing services, namely, financing housing; lending services, namely, commercial and consumer lending services; subordinated note sales, namely, debt settlement services; asset-backed financing; structured financing transactions; securitization transactions; mortgage lending; placement of equity funds, securities and derivatives for others; loans syndications; providing loans secured by commercial paper; providing floating rate notes; providing bridge and acquisition loans; providing term loans; providing working capital, venture capital funding; advisory services concerning financing alternatives; internet consumer finance services, namely, financing services; banking and financial information services all for the foregoing provided via a global computer network; mortgage and financing services pertaining to real estate, namely, mortgage lending, mortgage banking, mortgage brokerage, mortgage procurement for others, and maintaining mortgage escrow accounts, real estate consultancy; real estate lending services; providing information in the field of real estate; providing information in the field of real estate via the internet; consumer lending services; on-line consumer finance services, namely, consumer lending services; "CAPITAL PRIVATE CREDIT"

Financing services; financing services, namely, financing housing; lending services, namely, commercial and consumer lending services; subordinated note sales, namely, debt settlement services; asset-backed financing; structured financing transactions; securitization transactions; mortgage lending; placement of equity funds, securities and derivatives for others; loans syndications; providing loans secured by commercial paper; providing floating rate notes; providing bridge and acquisition loans; providing term loans; providing working capital, venture capital funding; advisory services concerning financing alternatives; internet consumer finance services, namely, financing services; banking and financial information services all for the foregoing provided via a global computer network; mortgage and financing services pertaining to real estate, namely, mortgage lending, mortgage banking, mortgage brokerage, mortgage procurement for others, and maintaining mortgage escrow accounts, real estate consultancy; real estate lending services; providing information in the field of real estate; providing information in the field of real estate via the internet; consumer lending services; on-line consumer finance services, namely, consumer lending services; "PRIVATE CREDIT"

Financing services; financing services, namely, financing housing; lending services, namely, commercial and consumer lending services; subordinated note sales, namely, debt settlement services; asset-backed financing; structured financing transactions; securitization transactions; mortgage lending; placement of equity funds, securities and derivatives for others; loans syndications; providing loans secured by commercial paper; providing floating rate notes; providing bridge and acquisition loans; providing term loans; providing working capital, venture capital funding; advisory services concerning financing alternatives; internet consumer finance services, namely, financing services; banking and financial information services all for the foregoing provided via a global computer network; mortgage and financing services pertaining to real estate, namely, mortgage lending, mortgage banking, mortgage brokerage, mortgage procurement for others, and maintaining mortgage escrow accounts, real estate consultancy; real estate lending services; providing information in the field of real estate; providing information in the field of real estate via the internet; consumer lending services; on-line consumer finance services, namely, consumer lending services; "PRIVATE CREDIT"

Real estate brokerage; real estate brokerage services | Real estate development; building construction and repair; planning and layout of residential and commercial communities; land development services, namely, planning and laying out of residential communities; providing information in the field of all of the foregoing via the Internet

Real estate development; building construction and repair; planning and layout of residential and commercial communities; land development services, namely, planning and laying out of residential communities; providing information in the field of all of the foregoing via the Internet

Real estate development services, namely, site selection and planning, laying out, and constructing residential home communities

woodworking and cabinet making services; "CUCINE ITALIANE"; cabinets

real estate development, development of commercial and residential buildings

REAL ESTATE DEVELOPMENT, DEVELOPMENT OF COMMERCIAL AND RESIDENTIAL BUILDINGS

real estate development; building construction and repair

real estate development; building construction and repair

residential and commercial building construction and repair; real estate development; "GROUP OF COMPANIES"