INNOVIS DATA SOLUTIONS, INC.

Payment verification services; payment and funds verification services; fraud detection services, namely, financial data and statistical analysis of credit behavioral data and personally identifiable information for fraud detection; Monitoring and synthetic fraud alert services in the field of financial identity security and protection, namely, monitoring consumer financial and identity information and indicating potential fraud for business purposes; Alarm response and verification services; verification of personal identity as part of personal background investigations; applicant authentication services, namely, review and analysis of consumer behavior and identity information for patterns reflecting synthetic identity fraud and communication of same to creditor; Providing user authentication services using an application programming interface (API) or batch file exchange for the user identity and user behavior data for pattern and attribute recognition, all for the purpose of fraud detection and prevention in the field of insurance, credit cards, banking, retail, and financial transactions; Fraud detection services in the field of insurance, credit cards, banking, retail and financial transactions, namely, providing user identity authentication services using an application programming interface (API) or batch file exchange for the analysis of credit reporting databases and other technology; Monitoring and fraud alert services in the nature of electronic monitoring of identity and behavioral information in the form of personally identifying information to detect identity theft via the internet for use in detecting synthetic identity fraud via the internet; authentication in the field of finance, namely, consumer authentication services using an application programming interface (API) or batch file exchange for credit accounts to determine synthetic identity fraud of applicants and accountholders; Fraud monitoring, detection and alert services in the nature of electronic monitoring of identity and behavioral data in the form of verifying credit behavior and personally identifying information to detect synthetic identity fraud via the internet; Fraud detection services in the field of credit cards, consumer loans, and payment cards for financial transactions, namely, providing electronic fraud detection and monitoring for credit transactions and receivables management for creditors via the Internet; Fraud detection services, namely, providing electronic fraud detection and monitoring for credit transactions and receivables management for creditors via the Internet for use in the collection of credit accounts and to be used in credit cards, banking and retail and financial transactions; Fraud monitoring services for creditors, namely, electronic monitoring via the internet of credit behavior data and analysis of personal identity information to detect fraud and providing an alert as to changes therein via a global computer network; Fraud alert services, namely, providing periodic alert and fraud detection services to subscribers through electronic monitoring of identity and credit information to detect fraudulent identity usage in credit applications and extension of credit in the fields of credit and lending and receivables management

credit reporting services, namely, furnishing credit histories and information; providing financial collection reporting services, namely, recent payment reports and activity reports and joint account report; credit inquiry and consultation, namely, preparing account scoring and prediction reports; financial data analysis; Business marketing consulting services for others, namely, marketing list selection and list fulfillment services; providing statistical information for business purposes and business consultation and reporting services for others, namely, governmental data analysis, statistical data analysis and business data analysis for fraud detection, all for business purposes; Skip-tracing services

credit reporting services, namely, furnishing credit histories and information; providing financial collection reporting services, namely, recent payment reports and activity reports and joint account report; credit inquiry and consultation, namely, preparing account scoring and prediction reports; financial data analysis; Business marketing consulting services for others, namely, marketing list selection and list fulfillment services; providing statistical information for business purposes and business consultation and reporting services for others, namely, governmental data analysis, statistical data analysis and business data analysis for fraud detection, all for business purposes; Skip-tracing services

Identification verification services, namely, providing end user authentication and verification through the delivery of a one-time passcode via SMS text message to the end user's mobile phone

"ID MATCH"

"SYNTHETIC FRAUD DEFENSE"

Identification verification services, namely, providing end user authentication and verification through the delivery of a one-time passcode via SMS text message to the end user's mobile phone

Identification verification services, namely, providing end user authentication and verification through the delivery of a one-time passcode via SMS text message to the end user's mobile phone

Identification verification services, namely, providing end user authentication and verification through the delivery of a one-time passcode via SMS text message to the end user's mobile phone

"REASSIGNMENT RISK INDICATOR"

business marketing consulting services for others, namely, list selection and list fulfillment services; providing statistical information and business consultation and reporting services for others, namely, financial data analysis, governmental data analysis, statistical data analysis and business data analysis for fraud detection

business marketing consulting services for others, namely, list selection and list fulfillment services; providing statistical information and business consultation and reporting services for others, namely, financial data analysis, governmental data analysis, statistical data analysis and business data analysis for fraud detection

furnishing credit histories and information and skip-tracing services; providing debtor location services; providing collection reporting services, namely, recent payment/activity reports and joint account report; credit inquiry and consultation, namely, preparing account scoring and prediction reports

computer database management software regarding consumer payment practices, namely, credit reporting, list fulfillment, collection reporting, account scoring and prediction, and fraud detection services

furnishing credit histories and information and skip-tracing services; providing debtor location services; providing collection reporting services, namely, recent payment/activity reports and joint account report; credit inquiry and consultation, namely, preparing account scoring and prediction reports

computer database management software regarding consumer payment practices, namely, credit reporting, list fulfillment, collection reporting, account scoring and prediction, and fraud detection services

furnishing credit histories and information and skip-tracing services; providing debtor location services; providing collection reporting services, namely, recent payment/activity reports and joint account report; credit inquiry and consultation, namely, preparing account scoring and prediction reports; "DATA SOLUTIONS"

business marketing consulting services for others, namely, list selection and list fulfillment services; providing statistical information and business consultation and reporting services for others, namely, financial data analysis, governmental data analysis, statistical data analysis and business data analysis for fraud detection; "DATA SOLUTIONS"

credit agency services, namely, removing names of consumers with a delinquent credit status from promotional lists of others using a consumer credit information computer data base