LOWELL COMMUNITY LOAN FUND, INC.

Financial advisory services, namely, working with small business owners and homeowners from underrepresented backgrounds and low-to-medium income populations to facilitate access to capital, including small business loans, equity, and other financing; Financial advisory and consultancy services, namely, providing workshops, group education, and one-on-one advising to small business owners from underrepresented backgrounds with respect to credit repair, bookkeeping, and accounting; Financial advisory services, namely, one-on-one advising to homeowners from underrepresented backgrounds with respect to the financing and financial effects of home improvement, lead abatement, energy efficiency, solar installation, and renewable energy; Financial services, namely, microfinance lending services to small business owners and homeowners from underrepresented backgrounds; Financial services, namely, money lending to small business owners and homeowners from underrepresented backgrounds; Real estate and consumer lending services, namely, providing financing to income-eligible recipients for the purpose of completing home improvements and energy efficiency upgrades; Loan origination services specializing in small businesses with owners from underrepresented backgrounds; Loan origination services specializing in income-eligible recipients of real estate loans; Equity capital investment, namely, providing venture capital and investment funding to small businesses with owners from underrepresented backgrounds; Community development financial institution services, namely, providing financial support to small businesses with owners from underrepresented backgrounds for credit repair and business expansion with a focus on environmental sustainability; Community development financial institution services, namely, providing financial support to income-eligible recipients for financing home improvements with a focus on environmental sustainability; COMMUNITY INVESTMENTS