Downloadable mobile applications for handheld computers for business accounting, bill presentation and processing and payment processing, namely, credit card, debit card, gift card, instant funding, automated clearing house and electronic bill payment processing; Downloadable software application for managing client contact information and providing business management services relating to information and data compiling and analyzing, analysis of market research data and statistics; Payment processing services, namely, credit card, debit card, gift card, and electronic bill payment processing services involving electronic processing and subsequent transmission of bill payment data; instant funding, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; automated clearing house transaction processing services; Bill presentment services; Software as a service (SAAS) services featuring software for business accounting, bill presentation and processing and payment processing, namely, credit card, debit card, gift card, instant funding, automated clearing house and electronic bill payment processing; Software as a service (SAAS) services featuring software for managing client contact information and providing business management services relating to information and data compiling and analyzing, analysis of market research data and statistics
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