BREAD FINANCIAL PAYMENTS, INC.

magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, financing of purchases, consumer lending, credit account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card; financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers; credit card and credit account transaction processing services; credit card and credit account payment processing services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; business administration of consumer loyalty programs; "REWARDS"; providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, financing of purchases, consumer lending, credit account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card; financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers; credit card and credit account transaction processing services; credit card and credit account payment processing services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; business administration of consumer loyalty programs; "REWARDS"; providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Class 042: Providing on-line non-downloadable software for facilitating and administering banking services, opening and managing bank accounts, and accessing bank account information

Class 009: Downloadable software for facilitating and administering banking services, managing bank accounts, and accessing bank account information

Class 009: Downloadable software for facilitating and administering banking services, managing bank accounts, and accessing bank account information

Class 042: Providing on-line non-downloadable software for facilitating and administering banking services, opening and managing bank accounts, and accessing bank account information

Magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card and debit card

Financing and loan services; financing of purchases; consumer lending services; consumer purchase financing; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers; credit card and credit account transaction processing services; credit card and credit account payment processing services; financing services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services

downloadable software and applications for facilitating and administering banking, financing of purchases, consumer lending, credit account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, analysis of marketing and advertising data, and analysis of loyalty and rewards data; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; debt consolidation services; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers and businesses; credit card and credit account transaction processing services; credit card and credit account payment processing services; banking and financing services; banking services, namely, providing deposit accounts, certificates of deposit, and loan services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; financial data analysis

Administration of loyalty programs and incentive award programs to promote the sale of products and services of others; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; promoting the sale of goods and services of others by means of loyalty and incentive award programs; business administration of consumer loyalty programs; advertising, marketing, and promotional services in the field of loyalty and incentive award programs; business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; advertising and marketing consultancy in the field of consumer financing products and services; marketing consulting, namely, development of marketing and advertising campaigns for others; direct marketing and direct advertising services for others

Class 009: Magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering credit and loan account management

Class 042: Providing temporary use of non-downloadable software and applications for facilitating and administering loans, financing of purchases, consumer lending, loan applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, and analysis of marketing and advertising data; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Class 036: Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers; issuing of credit accounts; credit account authorization services for consumers; credit account transaction processing services

Administration of loyalty programs and incentive award programs to promote the sale of products and services of others; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; promoting the sale of goods and services of others by means of loyalty and incentive award programs; business administration of consumer loyalty programs; advertising, marketing, and promotional services in the field of loyalty and incentive award programs; business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; advertising and marketing consultancy in the field of consumer financing products and services; marketing consulting, namely, development of marketing and advertising campaigns for others; direct marketing and direct advertising services for others; "FINANCIAL"

Class 009: downloadable software and applications for facilitating and administering loans, financing of purchases, consumer lending, loan applications, credit and loan account management, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services

Class 042: Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, analysis of marketing and advertising data, and analysis of loyalty and rewards data; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Class 036: Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; debt consolidation services; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers and businesses; credit card and credit account transaction processing services; credit card and credit account payment processing services; banking and financing services; banking services, namely, providing deposit accounts, certificates of deposit, and loan services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; financial data analysis

Class 035: Administration of loyalty programs and incentive award programs to promote the sale of products and services of others; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; promoting the sale of goods and services of others by means of loyalty and incentive award programs; business administration of consumer loyalty programs; advertising, marketing, and promotional services in the field of loyalty and incentive award programs; business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; advertising and marketing consultancy in the field of consumer financing products and services; marketing consulting, namely, development of marketing and advertising campaigns for others; direct marketing and direct advertising services for others

Business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; "PAY"

Class 042: Providing temporary use of non-downloadable software and applications for facilitating and administering loans, financing of purchases, consumer lending, loan applications, credit and loan account management, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, and analysis of marketing and advertising data

Class 036: Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; issuing of credit accounts; financial administration of credit accounts; credit account authorization services for consumers and businesses; credit account transaction processing services; credit account payment processing services

Class 009: downloadable software and applications for facilitating and administering loans, financing of purchases, consumer lending, loan applications, credit and loan account management, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds between users, including consumer-to-business payments

business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; "PAY"

Class 042: Providing temporary use of non-downloadable software and applications for facilitating and administering loans, financing of purchases, consumer lending, loan applications, credit and loan account management, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, and analysis of marketing and advertising data

Class 036: Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; issuing of credit accounts; financial administration of credit accounts; credit account authorization services for consumers and businesses; credit account transaction processing services; credit account payment processing services

Class 009: downloadable software and applications for facilitating and administering loans, financing of purchases, consumer lending, loan applications, credit and loan account management, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services

Class 042: Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Class 009: Magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, financing of purchases, consumer lending, credit account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Class 035: Promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; business administration of consumer loyalty programs

Class 036: Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers; credit card and credit account transaction processing services; credit card and credit account payment processing services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services

Financing and loan services; consumer lending services; debt consolidation services; banking services, namely, providing loan services; "LOANS"; Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, consumer lending, and loan applications

Class 036: banking services; banking services, namely, providing deposit accounts and certificates of deposit

Class 036: Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers; credit card and credit account transaction processing services; credit card and credit account payment processing services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services

Class 042: Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Class 009: Magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, financing of purchases, consumer lending, credit account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Class 035: Promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; business administration of consumer loyalty programs

Financing and loan services; consumer lending services; debt consolidation services; banking services, namely, providing loan services; "LOANS"; Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, consumer lending, and loan applications

Class 036: banking services; banking services, namely, providing deposit accounts and certificates of deposit

Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; debt consolidation services; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers and businesses; credit card and credit account transaction processing services; credit card and credit account payment processing services; banking and financing services; banking services, namely, providing deposit accounts, certificates of deposit, and loan services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; financial data analysis

Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, analysis of marketing and advertising data, and analysis of loyalty and rewards data; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Administration of loyalty programs and incentive award programs to promote the sale of products and services of others; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; promoting the sale of goods and services of others by means of loyalty and incentive award programs; business administration of consumer loyalty programs; advertising, marketing, and promotional services in the field of loyalty and incentive award programs; business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; advertising and marketing consultancy in the field of consumer financing products and services; marketing consulting, namely, development of marketing and advertising campaigns for others; direct marketing and direct advertising services for others

Magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card and debit card

Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; debt consolidation services; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers and businesses; credit card and credit account transaction processing services; credit card and credit account payment processing services; banking and financing services; banking services, namely, providing deposit accounts, certificates of deposit, and loan services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; financial data analysis

Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, analysis of marketing and advertising data, and analysis of loyalty and rewards data; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Administration of loyalty programs and incentive award programs to promote the sale of products and services of others; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; promoting the sale of goods and services of others by means of loyalty and incentive award programs; business administration of consumer loyalty programs; advertising, marketing, and promotional services in the field of loyalty and incentive award programs; business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; advertising and marketing consultancy in the field of consumer financing products and services; marketing consulting, namely, development of marketing and advertising campaigns for others; direct marketing and direct advertising services for others

Magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card and debit card

Class 035: Administration of loyalty programs and incentive award programs to promote the sale of products and services of others; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; promoting the sale of goods and services of others by means of loyalty and incentive award programs; business administration of consumer loyalty programs; advertising, marketing, and promotional services in the field of loyalty and incentive award programs; business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; advertising and marketing consultancy in the field of consumer financing products and services; marketing consulting, namely, development of marketing and advertising campaigns for others; direct marketing and direct advertising services for others

Class 009: Magnetically encoded credit cards; encoded electronic chip cards for use as credit cards; encoded smart cards embedded with transponders and containing programming used to function as credit cards; downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card and debit card

Class 042: Providing temporary use of non-downloadable software and applications for facilitating and administering banking, loans, financing of purchases, consumer lending, loan applications, credit card applications, credit and loan account management, payment by credit card, debit card, or virtual payment method, electronic funds transfer services, electronic payment services transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; providing temporary use of non-downloadable software and applications for data analysis, analysis of loans, analysis of credit and credit accounts, analysis of marketing and advertising data, and analysis of loyalty and rewards data; providing temporary use of online non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, and debit card

Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; issuing of credit cards and credit accounts; banking and financing services; banking services, namely, providing deposit accounts, certificates of deposit, and loan services; providing cash and other rebates for credit card use as part of a customer loyalty program

Administration of loyalty programs and incentive award programs to promote the sale of products and services of others; promoting the sale of credit cards and credit accounts by means of loyalty and incentive award programs; promoting the sale of goods and services of others by means of loyalty and incentive award programs; business administration of consumer loyalty programs; advertising, marketing, and promotional services in the field of loyalty and incentive award programs; business data analysis; consumer survey services; conducting surveys of consumers in relation to purchasing behavior; economic forecasting in the field of consumer credit and purchase behavior; business marketing and advertising consulting services; advertising, marketing, and promotional services in the field of consumer financing products and services; advertising and marketing consultancy in the field of consumer financing products and services; marketing consulting, namely, development of marketing and advertising campaigns for others; direct marketing and direct advertising services for others

Class 036: Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; debt consolidation services; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers and businesses; credit card and credit account transaction processing services; credit card and credit account payment processing services; banking and financing services; banking services, namely, providing deposit accounts, certificates of deposit, and loan services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; financial data analysis

Downloadable software for enabling the electronic transfer of funds between users; downloadable software for enabling peer-to-peer payments; downloadable software for enabling the electronic transfer of funds between users, including peer-to-peer payments, consumer-to-business payments, business-to-consumer payments, and business-to-business payments; downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, debit card, and electronic check | Non-downloadable software for enabling the electronic transfer of funds between users; non-downloadable software for enabling peer-to-peer payments; non-downloadable software for enabling the electronic transfer of funds between users, including peer-to-peer payments, consumer-to-business payments, business-to-consumer payments, and business-to-business payments; non-downloadable software for enabling the electronic transfer of funds made via electronic payments, credit card, debit card, and electronic check

Arranging and conducting incentive reward programs to promote the sale of credit cards | Banking and financing services; credit card and debit card services, namely, issuance, authorization, and transaction processing; credit card and payment card services, namely, authorization and transaction processing; credit card payment processing services; issuing of account holder's credit card to designated users; credit and cash card payment processing services; providing cash and other rebates for credit card use as part of a customer loyalty program; providing electronic processing of electronic funds transfer between users

credit card prequalification services for the purpose of determining whether to issue a credit card

Banking and financing services;providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; "DIRECT"

Banking and financing services; charge card and credit card payment processing services; credit card and debit card transaction processing services; credit and cash card payment processing services; credit card payment processing services; credit card authorization services; credit recovery and collection; issuing of credit cards; providing cash and other rebates for credit card use as part of a customer loyalty program; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments

Promoting the sale of credit card accounts through the administration of incentive award programs; promoting the sale of goods and services of others by awarding purchase points for credit card use; promoting the sale of goods and services of others by means of arranging and conducting incentive reward programs; customer loyalty services and customer club services for commercial promotional and/or advertising purposes

"DATA SELECT"

business consulting services in the field of customer retention

Providing downloadable mobile applications to provide and facilitate credit services, namely, processing of credit card applications, authorizations, payments and account management services, authorization, underwriting, authorization and fraud detection services, electronic access to and transfers to and from financial accounts, namely, credit card and revolving credit payments, automated clearinghouse and processing from customer deposit accounts, providing payments to merchants for the purchase of goods/services purchase, transferring funds to/from financial institutions and issuing banks; Financial services, namely, credit card and revolving credit services in the nature of applications, authorization, underwriting, verification, card issuance, financial administration, payment processing, and account management services; electronic credit card and revolving credit authorization, and underwriting; point of sale and point of transaction services, namely, credit application processing, payment transaction and account authorization services, account management services, promotional financing and credit card and revolving credit loyalty and rewards programs; facilitating credit services through electronic means and mobile devices, namely, processing of credit card and revolving credit applications, authorizations, payments and account management; credit card and revolving credit financing programs, namely, underwriting financing programs that allow businesses to offer payments, financing and/or rewards to customers; promotional financing for purchases through the use of general purpose credit cards and revolving credit; promotional financing for purchases through the use of general purpose credit cards and installment loans; installment loans; providing and facilitating credit services, namely, accepting and processing of credit card applications, authorizations, payments and account management services, electronic access to and transfers to and from financial accounts, namely, credit card and revolving credit payments, automated clearinghouse and processing from customer deposit accounts, providing payments to merchants for the purchase of goods/services purchase, transferring funds to/from financial institutions and issuing banks through on-line computer web site access and mobile devices; Point of sale and point of transaction services, namely, offering promotional programs at point of sale; administration of credit card consumer loyalty programs which provides programs that allow businesses to offer financing and/or rewards to customers; marketing of credit cards and revolving credit for others; Electronic monitoring of credit card activities to detect fraud

Providing downloadable mobile applications to provide and facilitate credit services, namely, processing of credit card applications, authorizations, payments and account management services, authorization, underwriting, authorization and fraud detection services, electronic access to and transfers to and from financial accounts, namely, credit card and revolving credit payments, automated clearinghouse and processing from customer deposit accounts, providing payments to merchants for the purchase of goods/services purchase, transferring funds to/from financial institutions and issuing banks; Financial services, namely, credit card and revolving credit services in the nature of applications, authorization, underwriting, verification, card issuance, financial administration, payment processing, and account management services; electronic credit card and revolving credit authorization, and underwriting; point of sale and point of transaction services, namely, credit application processing, payment transaction and account authorization services, account management services, promotional financing and credit card and revolving credit loyalty and rewards programs; facilitating credit services through electronic means and mobile devices, namely, processing of credit card and revolving credit applications, authorizations, payments and account management; credit card and revolving credit financing programs, namely, underwriting financing programs that allow businesses to offer payments, financing and/or rewards to customers; promotional financing for purchases through the use of general purpose credit cards and revolving credit; promotional financing for purchases through the use of general purpose credit cards and installment loans; installment loans; providing and facilitating credit services, namely, accepting and processing of credit card applications, authorizations, payments and account management services, electronic access to and transfers to and from financial accounts, namely, credit card and revolving credit payments, automated clearinghouse and processing from customer deposit accounts, providing payments to merchants for the purchase of goods/services purchase, transferring funds to/from financial institutions and issuing banks through on-line computer web site access and mobile devices; Point of sale and point of transaction services, namely, offering promotional programs at point of sale; administration of credit card consumer loyalty programs which provides programs that allow businesses to offer financing and/or rewards to customers; marketing of credit cards and revolving credit for others; Electronic monitoring of credit card activities to detect fraud