Class 009: Business software, namely e-commerce software to allow users to perform electronic business transactions including the payment of bills via a global computer network; billing application software specifically designed to facilitate automated payment of multiple bills with a consolidated summary of payment activity; Class 035: Business and business consulting services relating to the provision of credit and financial services, receipting, response handling and payment services relating to automated bill payment services; customer loyalty and rewards programs for commercial purposes relating to the provision of automated bill payment services; Class 036: Financial services, namely including the provision of credit, namely money lending; electronic payment processing services, namely, receipting, response handling and payment services relating to automated bill payment services; Class 041: Educational and training services , namely conducting classes, seminars, conferences and workshops in the field of business and financial services
