CLARICA LIFE INSURANCE COMPANY

ELECTRONIC MAGAZINES DEALING WITH FINANCIAL MATTERS RECORDED ON CD ROMS AND DOWNLOADABLE FROM A GLOBAL COMPUTER NETWORK; PRINTED PUBLICATIONS, NAMELY NEWSLETTERS AND BROCHURES DEALING WITH FINANCIAL MATTERS; ELECTRONIC COMMUNICATIONS OF FINANCIAL TRANSACTIONS VIA GLOBAL COMPUTER NETWORK, NAMELY, PROVIDING ACCESS, BY MEANS OF TELECOMMUNICATION CONNECTIONS, TO WEBSITES AND DATA NETWORKS ON GLOBAL COMPUTER NETWORKS FOR FOSTERING ELECTRONIC COMMERCE AND INITIATIVES, PROCESSING, MONITORING AND COMPLETING FINANCIAL TRANSACTIONS, INSURANCE TRANSACTIONS AND ACCESSING FINANCIAL INFORMATION; INSURANCE SERVICES, NAMELY, UNDERWRITING LIFE INSURANCE, HEALTH INSURANCE, REINSURANCE AND ANNUITIES, INSURANCE CLAIMS ADMINISTRATION; ELECTRONIC PROCESSING OF INSURANCE CLAIMS AND PAYMENT DATA; INSURANCE CLAIMS PROCESSING; INSURANCE CONSULTATION; FINANCIAL SERVICES, NAMELY, ADMINISTRATION OF TAX SHELTERED PLANS, PENSION PLANS, RETIREMENT SAVINGS PLANS, REGISTERED EDUCATION SAVINGS PLANS, EMPLOYEE BENEFIT PLANS, AND SAVINGS PLANS; ADMINISTRATION OF EMPLOYEE PENSION PLANS AND EMPLOYEE BENEFIT PLANS; DISABILITY INSURANCE CONSULTATION; FUNDS INVESTMENT; SEGREGATED FUNDS INVESTMENT; MUTUAL FUNDS INVESTMENT; CERTIFICATE INVESTMENT, AUTOMATED SECURITIES BROKERAGE; FINANCIAL AND INVESTMENT COUNSELLING; ESTATE PLANNING; ESTATE TRUST MANAGEMENT SERVICES; INVESTMENT CONSULTATION; FIDUCIARY REPRESENTATIVES; PROPERTY MANAGEMENT SERVICES FOR COMMERCIAL AND RESIDENTIAL REAL ESTATE; MORTGAGE BROKERAGE AND LENDING SERVICES; MORTGAGE ORIGINATION; MORTGAGE SERVICING, NAMELY, THE RECEIPT OF PAYMENTS, CUSTOMER SERVICE, ESCROW ADMINISTRATION, INVESTOR ACCOUNTING AND COLLECTION AND FORECLOSURES WITH RESPECT TO MORTGAGE LOANS; CONSUMER AND CORPORATE LENDING SERVICES; LEASE PURCHASE FINANCING; LEASE FINANCING SERVICES; TECHNICAL SUPPORT SERVICES, NAMELY, TROUBLESHOOTING OF COMPUTER HARDWARE AND SOFTWARE PROBLEMS VIA TELEPHONE, E-MAIL AND IN PERSON, FOR THE INSURANCE AND FINANCIAL INDUSTRIES

ELECTRONIC MAGAZINES DEALING WITH FINANCIAL MATTERS RECORDED ON CD-ROMS; PRINTED PUBLICATIONS, NAMELY, NEWSLETTERS AND BROCHURES DEALING WITH FINANCIAL MATTERS; INSURANCE SERVICES, NAMELY, THE UNDERWRITING AND ADMINISTRATION OF LIFE INSURANCE, HEALTH INSURANCE, ANNUITIES, AND REINSURANCE; FINANCIAL SERVICES, NAMELY, THE ADMINISTRATION OF TAX SHELTERED PLANS, PENSION PLANS, RETIREMENT SAVINGS PLANS, RRSP'S (REGISTERED RETIREMENT SAVINGS PLAN), EMPLOYEE BENEFIT PLANS, SAVINGS PLANS, SEGREGATED FUNDS, MUTUAL FUNDS, INVESTMENT FUNDS, INVESTMENT CERTIFICATES, AND REGISTERED EDUCATION SAVINGS PLANS; CONSULTATION IN THE FIELD OF DISABILITY INSURANCE; SECURITIES BROKERAGE; FINANCIAL COUNSELING; ESTATE PLANNING; INVESTMENT COUNSELING; TRUST COMPANY SERVICES; FIDUCIARY SERVICES, NAMELY, ACTING AS FIDUCIARY REPRESENTATIVES; REAL ESTATE PROPERTY MANAGEMENT SERVICES, NAMELY, APARTMENT HOUSE MANAGEMENT, LEASING AND RENTAL OF APARTMENTS, LEASING AND RENTAL OF OFFICE SPACE, AND LEASING OF REAL ESTATE; MORTGAGE ORIGINATION, LENDING AND SERVICING; CONSUMER AND CORPORATE LENDING; LEASE-PURCHASE FINANCING; AND PROVIDING FINANCIAL TRANSACTION INFORMATION AND AN INTERACTIVE DATABASE FOR CUSTOMERS AND AGENTS VIA A GLOBAL COMPUTER NETWORK; COMPUTERIZED DATA PROCESSING SERVICES

underwriting life and health insurance; and administration of employee benefit plans; "LIFE INSURANCE COMPANY"

"MUTUAL GROUP"

Electronic magazines dealing with financial matters recorded on CD roms and downloadable from a global computer network; [ PRLNTED ] * Printed * publications, namely newsletters and brochures dealing with [ FLNANCIAL ] * financial * matters; Electronic communication of financial transactions via a global computer network, namely, providing access by means of telecommunication connections, to websites and data networks on global computer networks for fostering electronic commerce and initiatives, processing, monitoring and completing financial transactions, insurance transactions and accessing financial information; Insurance services, namely, underwriting life insurance, health insurance, reinsurance and annuities Insurance claims administration; Electronic processing of insurance claims and payment data; Insurance consultation; Financial services, namely, administration of tax sheltered plans, pensions plans, retirement savings plans, registered education savings plans, employee benefit plans and savings plans; Administration of employee pension plans; Disability insurance consultation; Funds investment; Segregated funds investment; Mutual funds investment; Certificate investments; Automated securities brokerage; Financial and investment counseling; Estate planning; Estate trust management services; Investment consultation; Fiduciary representatives; Property management services for commercial and residential real estate; Mortgage brokerage and lending services, mortgage origination, and mortgage servicing, namely, the receipt of payments, escrow administration, investor accounting and collection and foreclosures with respect to mortgage loans; Consumer and cooperate lending services; Lease purchase financing; Lease financing services; and Insurance and financial sales support services; Technical support services in the field of insurance and financial industries

DOWNLOADABLE ELECTRONIC PUBLICATIONS IN THE NATURE OF NEWSLETTERS AND BROCHURES DEALING WITH FINANCIAL MATTERS; ELECTRONIC PUBLICATIONS, NAMELY, NEWSLETTERS AND BROCHURES DEALING WITH FINANCIAL MATTERS RECORDED ON CD ROM; PRINTED PUBLICATIONS, NAMELY NEWSLETTERS AND BROCHURES DEALING WITH FINANCIAL MATTERS; Insurance services, namely, underwriting life insurance, health insurance, reinsurance and annuities Insurance claims administration; Electronic processing of insurance claims and payment data; Insurance consultation; Financial services, namely, administration of tax sheltered plans, pensions plans, retirement savings plans, registered education savings plans, employee benefit plans and savings plans; Administration of employee pension plans; Disability insurance consultation; Funds investment; Segregated funds investment; Mutual funds investment; Certificate investments; Automated securities brokerage; Financial and investment counseling; Estate planning; Estate trust management services; Investment consultation; Fiduciary representatives; Property management services for commercial and residential real estate; Mortgage brokerage and lending services, mortgage origination, and mortgage servicing, namely, the receipt of payments, escrow administration, investor accounting and collection and foreclosures with respect to mortgage loans; Consumer and cooperate lending services; Lease purchase financing; Lease financing services; and Insurance and financial sales support services