FAIR, ISAAC AND COMPANY, INCORPORATED

Class 009: Computer software and instruction manuals, sold as a unit, for use in creating and implementing decision processes using modeling, scoring, and analytics in the fields of marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management, and data management, communications software for connecting global computer networks; computer software development tools for use in creating and implementing decision processes using modeling, scoring, and analytics in the fields of marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management, data management, and fraud management; Class 016: Printed guides, manuals and teaching materials for use in the creation and execution of business decision processes using analytical models, data management and software for marketing, customer management and business management; Class 035: Computerized database management, business information services and data processing services for use in creating and implementing decision processes using modeling, scoring and analytics in the fields of marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; statistical forecasting and analysis; business management consultation; and preparing business reports; Class 036: Financial analysis and consultation; financial information provided by electronic means; credit and risk management; insurance consultation; consultation in debt recovery and collection; financial portfolio management; Class 041: Educational services, namely conducting classes, seminars, and conferences in the nature of creation and execution of business decision processes using analytical models, data management and software for marketing, customer management and business management; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in creating and implementing decision processes using analytical models, data management and software for marketing, customer management and business management and accessing and searching data bases using modeling, scoring and analytics in the fields of marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; computer systems analysis and consultation; web-hosting services; data mining and collection services using proprietary software to evaluate, analyze, collect and warehouse data for use in the creation and execution of business decision processes using analytical models, data management and software for marketing, customer management and business management using modeling, scoring and analytics in the fields of marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; Class 045: Consultation in the identification of fraud

Class 009: Computer software and instruction manuals, sold as a unit, for use in creating and implementing decision processes using modeling, scoring and analytics; Class 016: Printed guides, instruction manuals and teaching materials in the fields of modeling, scoring and analytics; Class 035: Business information services for use in creating and implementing decision processes using modeling, scoring and analytics; Statistical forecasting and analysis; Business management consultation; Preparing business reports; Class 036: Financial analysis and consultation; Financial information provided by electronic means; Credit and risk management; Insurance consultation; Consultation in debt recovery and collection; Financial portfolio management; Class 041: Educational services, namely conducting classes, seminars, and conferences in the fields of modeling, scoring and analytics; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in creating and implementing decision processes and in accessing and searching databases in the fields of modeling, scoring and analytics; Web-hosting services; Data mining and collection services using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics; Electronic warehousing of data for use in modeling, scoring and analytics

Class 009: Computer software and instruction manuals, sold as a unit, for use in creating and implementing decision processes using modeling, scoring and analytics; Class 016: Printed guides, instruction manuals and teaching materials in the fields of modeling, scoring and analytics; Class 035: Business information services for use in creating and implementing decision processes using modeling, scoring and analytics; Statistical forecasting and analysis; Business management consultation; Preparing business reports; Class 036: Financial analysis and consultation; Financial information provided by electronic means; Credit and risk management; Insurance consultation; Consultation in debt recovery and collection; Financial portfolio management; Class 041: Educational services, namely conducting classes, seminars, and conferences in the fields of modeling, scoring and analytics; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in creating and implementing decision processes and in accessing and searching databases in the fields of modeling, scoring and analytics; Web-hosting services; Data mining and collection services using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics; Data warehousing services for use in modeling, scoring and analytics

Class 009: Computer software and instruction manuals, sold as a unit, for use in creating and implementing decision processes using modeling, scoring and analytics in the financial industry.; Class 016: Printed guides, instruction manuals and teaching materials in the fields of modeling, scoring and analytics in the financial industry.; Class 035: Business information services for use in creating and implementing decision processes using modeling, scoring and analytics in the financial industry; statistical forecasting and analysis; business management consultation; and preparing business reports.; Class 036: Financial analysis and consultation; financial information provided by electronic means; credit risk management; and financial portfolio management.; Class 041: Educational services, namely conducting classes, seminars, and conferences in the fields of modeling, scoring and analytics in the financial industry.; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in creating and implementing decision processes using modeling, scoring and analytics in the financial industry.

Insurance and financial services, namely web site development, web data mining, web site testing, marketing, marketing research and modeling; Business information services, data warehousing and data mining in the fields of modeling, scoring and analytics, marketing and solicitation, customer management, communications management and data management, statisticalforecasting and analysis, business management consultation, preparing business reports, providing consulting services in the fields of web site development, web data mining, web site testing, marketing, marketing research and modeling; Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching data bases in the fields of modeling, scoring and analytics, marketing and solicitation, customer management, communications management and data management, web site development, web data mining, web site testing, marketing, marketing research and modeling

Class 009: Computer software and instruction manuals for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 016: Guides, manuals and teaching materials for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 035: Computerized database management, data warehousing and data mining services for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 036: Financial analysis and consultation, financial management, financial information provided by electronic means, risk management, insurance consultation, consultation in debt recovery and collection, financial portfolio management.; Class 041: Education and training classes, courses, seminars and/or conferences for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching data bases for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.

Class 009: Computer software and instruction manuals for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 016: Guides, manuals and teaching materials for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 035: Computerized database management, data warehousing and data mining services for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 036: Financial analysis and consultation, financial management, financial information provided by electronic means, risk management, insurance consultation, consultation in debt recovery and collection, financial portfolio management.; Class 041: Education and training classes, courses, seminars and/or conferences for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching data bases for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.

Class 009: Computer software and instruction manuals for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 016: Guides, manuals and teaching materials for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 035: Computerized database management, data warehousing and data mining services for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 036: Financial analysis and consultation, financial management, financial information provided by electronic means, risk management, insurance consultation, consultation in debt recovery and collection, financial portfolio management.; Class 041: Education and training classes, courses, seminars and/or conferences for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching data bases for use in creating and implementing decision processes using data management, analytics, software and consulting for the development and delivery of decision strategies for marketing, customer management, portfolio management and business management.

Class 009: Computer software and instruction manuals for use therewith, in the fields of modeling, scoring, analytics and strategy development and execution; Class 016: Guides, programming instruction manuals and teaching materials in the fields of modeling, scoring, analytics, strategy development and execution; Class 035: Data mining in the fields of modeling, scoring, analytics, strategy development and execution; statistical forecasting and analysis; Class 036: Risk management; consultation in debt recovery and collection; and marketing; Class 042: Computer services, namely, providing temporary use of on-line non-downloadable software for use in the fields of modeling, scoring, analytics, strategy development and execution

Class 009: Computer software and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management, data management, web integration, web site development, web data mining, web site testing and interface design, marketing, advertising, and marketing research and modeling; and computer software development tools.; Class 016: Guides, programming instruction manuals, manuals and teaching materials in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management and data management, web integration, web site development, web data mining, web site testing and interface design, marketing, advertising, and marketing research and modeling.; Class 035: Computerized database management; business information services; data warehousing and data mining in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management and data management; statistical forecasting and analysis; business management consultation; preparing business reports; direct mail advertising for others; dissemination of advertising matter; cooperative advertising and marketing; providing consulting services in the fields of web integration, web site development, web data mining, web site testing and interface design, marketing, advertising, and marketing research and modeling.; Class 036: Risk management; insurance consultation; insurance and financial services, namely web integration, web site development, web data mining, web site testing and interface design, marketing, advertising, and marketing research and modeling.; Class 041: Education and training in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management, data management, web integration, web site development, web data mining, web site testing and interface design, marketing, advertising, and marketing research and modeling.; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching data bases in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management, data management, web integration, web site development, web data mining, web site testing and interface design, marketing, advertising, and marketing research and modeling; computer systems analysis and consultation; web hosting services.

Class 009: Computer software, and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 016: Guides, manuals, brochures, booklets and teaching materials in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 035: Business information services; statistical forecasting and analysis; business consultation; preparing business reports.; Class 036: Financial analysis and consultation; financial information provided by electronic means; risk management; consultation on debt recovery and collection.; Class 041: Education and training in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.

Class 009: Computer software, and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 016: Brochures about modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 035: Business information services; preparing business reports.; Class 036: Financial analysis and consultation; financial information provided by electronic means.; Class 041: Education in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 042: Computer services, namely, leasing access time to computer databases in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.

Class 016: PROGRAMMING INSTRUCTION MANUALS, MANUALS, BROCHURES AND TEACHING MATERIALS ALL IN THE FIELD OF MODELING, SCORING AND ANALYTICS, MARKETING AND SOLICITATION, ACCOUNT ORIGINATION, ACCOUNT MANAGEMENT, RISK MANAGEMENT, PORTFOLIO MANAGEMENT, COMMUNICATIONS MANAGEMENT AND DATA MANAGEMENT; Class 035: STATISTICAL ANALYSIS, BUSINESS AND STRATEGY CONSULTATION; PREPARING STATISTICAL REPORTS AND SUMMARIES; Class 036: FINANCIAL ANALYSIS AND CONSULTATION; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; RISK MANAGEMENT; FINANCIAL ACCOUNT AND FINANCIAL PORTFOLIO MANAGEMENT

Class 036: Financial analysis and consultation; risk management; and insurance consultation

Class 009: Computer software, and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; computer software development tools.; Class 016: Guides, manuals, brochures and teaching materials in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 035: Business information services; business consultation; cooperative advertising and marketing.; Class 036: Financial analysis and consultation; financial information provided by electronic means; risk management; insurance consultation.; Class 041: Training in the use of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; computer education training.; Class 042: Computer services, namely, leasing access time to computers in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.

Class 009: Computer software, and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 016: Guides in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; manuals in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; newsletters in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; brochures about modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; booklets about modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; teaching materials in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 035: Database management; information storage and retrieval in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; business consultation; management consultation; direct mail advertising (on behalf of others); dissemination of advertising for others via an on-line electronic communications network; dissemination of advertising matter; cooperative advertising and marketing.; Class 036: Financial information provided by electronic means; risk management; insurance consultation; debt recovery and collection; financial portfolio management.; Class 041: Education in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; training in the use of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 042: Computer services, namely, leasing access time to computer databases in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; web-hosting services.

Class 009: Computer software, and instructions manuals, sold as a unit, for use in creating and implementing decision processes using modeling, scoring and analytics for account origination, account management and customer management, risk management, portfolio management and data management in the financial and insurance industries; Class 035: Computerized database management, business information services; preparing business reports; Class 036: Financial analysis and consultation; financial information provided by electronic means; risk management services; insurance consultation; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in creating and implementing decision processes using modeling, scoring and analytics for account origination, account management and customer management, risk management, portfolio management and data management in the financial and insurance industries; web-hosting services; data mining and data warehousing services using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics in the financial and insurance industries

Class 016: Manuals and brochures in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management and data management; Class 035: Computerized database management; business information services; data warehousing and data mining services in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management and data management; business consultation; preparing business reports; Class 036: Financial analysis and consultation; financial management; financial information provided by electronic means; risk management services; debt recovery and collection services; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching data bases in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, communications management and data management

Class 009: Computer software, and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 016: Guides, manuals, newsletters, teaching materials, brochures and booklets in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 035: Database management; information storage and retrieval in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; business consultation; management consultation; direct mail advertising (on behalf of others); dissemination of advertising for others via an on-line electronic communications network; dissemination of advertising matter; cooperative advertising and marketing.; Class 036: Financial information provided by electronic means; risk management services; insurance consultation; debt recovery and collection services; financial portfolio management.; Class 041: Education in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; training in the use of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 042: Computer services, namely, leasing access time to computer databases in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; and Web-hosting services.

Class 009: Computer software, and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 016: Guides in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; manuals in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; newsletters in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; brochures about modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; booklets about modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; teaching materials in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 035: Database management; information storage and retrieval in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; business consultation; management consultation; direct mail advertising (on behalf of others); dissemination of advertising for others via an on-line electronic communications network; dissemination of advertising matter; cooperative advertising and marketing.; Class 036: Financial information provided by electronic means; risk management; insurance consultation; debt recovery and collection; financial portfolio management.; Class 041: Education in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; training in the use of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 042: Computer services, namely, leasing access time to computer databases in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; web-hosting services.

Class 009: Computer software, and instruction manuals for use therewith, in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 016: Guides in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; manuals in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; newsletters in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; brochures about modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; booklets about modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; teaching materials in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 035: Database management; information storage and retrieval in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; business consultation; management consultation; direct mail advertising (on behalf of others); dissemination of advertising for others via an on-line electronic communications network; dissemination of advertising matter; cooperative advertising and marketing.; Class 036: Financial information provided by electronic means; risk management; insurance consultation; debt recovery and collection; financial portfolio management.; Class 041: Education in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; training in the use of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management.; Class 042: Computer services, namely, leasing access time to computer databases in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; web-hosting services.

"ASP"

Computer software for data warehousing and interactive analysis of account profitability and risk

Computer software for use in assessing account, customer and portfolio profitability and risk

Credit inquiry and consultation services, namely, analytic credit reporting utilizing marketing, risk, and finance information for credit card issuers

database marketing services namely, providing statistical business reports and marketing data evaluation for the retail, banking, and insurance industries by means of global computer network

data marketing services, namely, providing statistical reports and marketing data evaluation for others by means of computer; and computerized data base management and data processing services in the field of merge/purge mailing list reconciliation

Computer software in the field of investment analysis for financial institutions, namely, asset and liability analysis of current performance measurements and projections

queuing and case management software, namely, software for managing workflow in credit fraud investigation; "FRAUD"

small business credit risk scoring services

consultation services in the field of financial information

software used for monitoring, tracking, detecting and preventing fraud in the use of credit transactions and other types of fraud in connection with credit grantors and financial and lending institutions

computer software for managing payment card portfolios for use in the financial services industry; computer software for modeling and predicting the behavior of financial services consumers for use in the financial services industry; computer software for gathering, analyzing and generating reports regarding consumer data for use in the financial services industry; user manuals supplied as a unit therewith

computerized database management services

graphical user interface software for use with various database software

providing statistical information for mortgage eligibility through a rating system

computerized data base management and data processing services in the field of merge/purge mailing list reconciliation

evaluating credit risks through use of algorithm

evaluating credit risks through use of algorithm

evaluation of credit bureau data to determine mortgage risk

evaluation of credit bureau data to determine mortgage risk

computer services, namely isolating portions of a name or an address supplied by others into standardized component parts for matching, storage or later use with software

computer software for use in rendering business and financial information

data marketing services, namely processing and updating marketing data for use in a merge/purge computer program

consultation services in the field of financial information

data marketing services, namely, providing statistical reports and marketing data evaluation for others by means of computer

computer software program for analyzing algorithms performance in assessing credit risk

credit bureau score updating service

computer programs for use in the field of data and database analysis; "DATABASE"

credit scoring services and software

computer software for use in credit application processing

Class 035: Business information services and data processing services for use in creating and implementing decision processes in the fields of customer relationship management, database marketing, modeling, scoring and analytics; computerized database management; statistical forecasting and analysis; Business management consultation; and preparing business reports; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in creating and implementing decision processes and accessing and searching data bases in the fields of customer relationship management, database marketing, modeling, scoring and analytics; and data mining and collection services using proprietary software to evaluate, analyze, collect and warehouse data for use in customer relationship management, database marketing, modeling, scoring and analytics

Class 009: Computer software and instruction manuals sold as a unit for use in the creation and execution of step-by-step business decision processes using analytical models, data management and software for marketing, customer management and business management; Class 016: Printed guides, manuals and teaching materials for use in the creation and execution of step-by-step business decision processes using analytical models, data management and software for marketing, customer management and business management; Class 035: Computerized database management for use in the creation and execution of step-by-step business decision processes using analytical models, data management and software for marketing, customer management and business management; Class 036: Financial analysis and consultation, financial management, financial information provided by electronic means, risk management, insurance consultation, consultation in debt recovery and collection, financial portfolio management; Class 041: Education and training classes, courses, seminars and conferences for use in the creation and execution of step-by-step business decision processes using analytical models, data management and software for marketing, customer management and business management; Class 042: Computer services, namely, providing temporary use of online nondownloadable software for use in accessing and searching data bases for use in the creation and execution of step-by-step business decision processes using analytical models, data management and software for marketing, customer management and business management; data warehousing and data mining services for use in the creation and execution of step-by-step business decision processes using analytical models, data management and software for marketing, customer management and business management

Education and training in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; Financial analysis and consultation; financial information provided by electronic means; risk management; consultation on debt recovery and collection; Business information services; information storage and retrieval in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management; statistical forecasting and analysis; business consultation, preparing business reports and management consultation

Educational services, namely, conducting e-mail, website, public educational forums, and conferences in the use of scoring and analytics, and credit risk management; Financial analysis and consultation; financial information provided by electronic means; credit risk management; Providing business information services in the fields of modeling, scoring, and analytics, credit risk management, and statistical forecasting and analysis; Data mining and data warehousing services, namely, using proprietary software to evaluate, analyze, and collect data for use in modeling, scoring, and analytics, and credit risk management [; providing online newsletters in the fields of modeling, scoring, and analytics]

Class 035: Computerized database management; economic and statistical forecasting and analysis; business consultation; preparing business reports; Class 042: Data mining and data warehousing services, namely, using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management

Class 016: PROGRAMMING INSTRUCTION MANUALS, MANUALS, BROCHURES AND TEACHING MATERIALS ALL IN THE FIELD OF MODELING, SCORING AND ANALYTICS, MARKETING AND SOLICITATION, ACCOUNT ORIGINATION, ACCOUNT MANAGEMENT, RISK MANAGEMENT, PORTFOLIO MANAGEMENT, COMMUNICATIONS MANAGEMENT AND DATA MANAGEMENT; Class 035: STATISTICAL ANALYSIS, BUSINESS AND STRATEGY CONSULTATION; PREPARING STATISTICAL REPORTS AND SUMMARIES; Class 036: FINANCIAL ANALYSIS AND CONSULTATION; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; RISK MANAGEMENT; FINANCIAL ACCOUNT AND FINANCIAL PORTFOLIO MANAGEMENT

[ Printed guides, manuals and brochures in the fields of modeling, scoring, and analytics, account origination, customer management, credit risk management, and data management ] | Computerized database management; data warehousing and data mining services in the field of modeling, scoring, and analytics, account origination, customer management, credit risk management, and data management | Financial information provided by electronic means; credit risk management | Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching * data * bases in the fields of modeling, scoring and analytics, account origination, customer management, credit risk management, data management

Class 035: Computerized database management; business information services; data warehousing and data mining services in the fields of modeling, scoring and analytics, marketing and solicitation, customer management, communications management and data management; business management consultation; preparing business reports; Class 042: Computer services, namely, providing temporary use of online non-downloadable software for use in accessing and searching data bases in the fields of modeling, scoring and analytics, marketing and solicitation, customer management, communications management and data management; computer systems analysis; and web-hosting services

Printed publications, namely, user manuals for computer software, customer training manuals, research publications and newsletters, all in the field of financial information and risk analysis

Computer software for use in credit application processing; computer software for account management; computer software for use in rendering business and financial information; graphical user interface software for use with various database software; computer software which acts as a decision support system for determining account origination; software used for monitoring, tracking, detecting and preventing fraud in the use of credit transactions and other types of fraud in connection with credit grantors and financial and lending institutions; scorecard development, score computation, scorecard management and strategy support software for use in making credit, lending and insurance decisions; computer programs in the field of investment and risk analysis for financial institutions, namely, asset and liability analysis of current performance measurements and risk management projections and queuing and case management software; Printed publications, namely, user manuals for computer software, customer training manuals, research publications and newsletters, all in the field of financial information and risk analysis

Printed publications, namely, user manuals for computer software, customer training manuals, research publications and newsletters, all in the field of financial information and risk analysis; Financial and insurance risk analysis services, namely, scorecard development, computation and management; Computer programming and software design and development

small business account management score services

computer software for use in credit application processing; computer software for account management; computer software for use in rendering business and financial information; graphical user interface software for use with various database software; computer software which acts as a decision support system for determining account origination; software used for monitoring, tracking, detecting and preventing fraud in the use of credit transactions and other types of fraud in connection with credit grantors and financial and lending institutions; score computation, scorecard management and strategy support software for use in making credit, lending and insurance decisions; computer programs in the field of investment and risk analysis for financial institutions, namely, asset and liability analysis of current performance measurements and risk management projections and queuing and case management software

educational services in the field of risk management for consumer credit lenders, namely, the conducting of seminars and in-house training; evaluating credit risks through use of algorithms; evaluation of credit risk data to determine mortgage risk; evaluating credit bureau data for credit grantors and financial institutions; credit bureau score updating services; small business credit risk scoring services; consultation services in the field of financial information; financial consulting services in the field of portfolio risk and profits for consumer credit lenders, namely, product planning, account acquisition, management and collections, and MIS and organizational structure; data marketing services, namely, providing statistical reports and marketing data evaluation for others by means of computer; computerized data base management and data processing services in the field of merge/purge mailing list reconciliation; providing statistical information for mortgage eligibility through a rating system

educational services in the field of risk management for consumer credit lenders, namely, the conducting of seminars and in-house training; evaluating credit risks through use of algorithms; evaluation of credit risk data to determine mortgage risk; evaluating credit bureau data for credit grantors and financial institutions; credit bureau score updating services; small business credit risk scoring services; consultation services in the field of financial information; financial consulting services in the field of portfolio risk and profits for consumer credit lenders, namely, product planning, account acquisition, management and collections, and MIS and organizational structure; data marketing services, namely, providing statistical reports and marketing data evaluation for others by means of computer; computerized data base management and data processing services in the field of merge/purge mailing list reconciliation; providing statistical information for mortgage eligibility through a rating system

computer software for use in credit application processing; computer software for account management; computer software for use in rendering business and financial information; graphical user interface software for use with various database software; computer software which acts as a decision support system for determining account origination; software used for monitoring, tracking, detecting and preventing fraud in the use of credit transactions and other types of fraud in connection with credit grantors and financial and lending institutions; score computation, scorecard management and strategy support software for use in making credit, lending and insurance decisions; computer programs in the field of investment and risk analysis for financial institutions, namely, asset and liability analysis of current performance measurements and risk management projections and queuing and case management software

consultation services in the field of financial information, namely, providing credit [storing] * scoring * services

computer software, namely, score computation, scorecard management and strategy support software for use in making credit, lending and insurance decisions

computer software which acts as a decision support system for determining account origination