Computer software for database management, message filtering, file filtering, on-line filtering, payment messaging, and securities messaging in the fields of banking and finance; compliance software for assessing and ensuring compliance with governmental regulations in the fields of banking and finance | Business consulting and business information services in the fields of message filtering, file filtering, on-line filtering, payment messaging, securities messaging and compliance | Financial information provided by electronic means, namely, providing information about financial electronic countermeasures; financial information data processing services, namely electronic payment services and services for the identification and tracking of financial and investment account holder information and account activities; financial information services in the fields of message filtering, file filtering, on-line filtering, payment messaging, securities messaging and compliance | Information-technology consulting services in the fields of message filtering, file filtering, on-line filtering, payment messaging, securities messaging and compliance | Financial electronic countermeasures in the nature of financial identity monitoring services