Providing temporary use of non-downloadable software for use in the exchange of virtual assets incorporating cryptographic protocols and backed by collateral for goods and services; providing temporary use of non-downloadable software for use in tracking, tracing, and monitoring digital and crypto assets and exchanging, creating, or eliminating tokens for digital and crypto assets; providing temporary use of non-downloadable software for use in tracking, analyzing and processing financial transactions; Providing temporary use of on-line non-downloadable software for providing users with an algorithm to maintain the stable value of virtual currencies incorporating cryptographic protocols and backed by collateral for goods and services for use by members of an on-line community via a global computer network; Providing temporary use of on-line non-downloadable software for providing users with cryptographic protocols for determining the value of virtual currencies; Providing temporary use of on-line non-downloadable software for tracking, tracing, and monitoring digital and crypto assets and creating tokens for digital or crypto assets; Providing temporary use of on-line non-downloadable software for providing users with a protocol for the exchange of stable-value and variable-value virtual currencies
