PANACEA FINANCIAL HOLDINGS, INC.

Class 009: Downloadable computer chatbot software for simulating conversations; Class 042: Providing temporary use of online non-downloadable computer chatbot software for simulating conversations

Class 009: Downloadable computer chatbot software for simulating conversations; Class 042: Providing temporary use of online non-downloadable computer chatbot software for simulating conversations

Class 036: Financial services, namely, the provision of loans and financing, and merchant processing for healthcare treatments.

Class 036: Financial services, namely, the provision of loans and financing, and merchant processing for healthcare treatments.

Class 042: Platform as a service (PAAS) featuring computer software platforms for providing user interfaces to lending institutions, legal service providers, and accounting and tax service providers to offer online services to their customers, none of the foregoing pertaining to the field of verifying and displaying personal identity information of those customers

Class 042: Platform as a service (PAAS) featuring computer software platforms for providing user interfaces to lending institutions, legal service providers, and accounting and tax service providers to offer online services to their customers, none of the foregoing pertaining to the field of verifying and displaying personal identity information of those customers

providing temporary use of non-downloadable software for authentication verification, identity verification, security and fraud detection; providing temporary use of non-downloadable software for realtime e-commerce transactional fraud detection, fraud detection management, fraud detection analytics and reporting, and fraud intelligence for the purpose of detecting and preventing fraud; computer security services in the nature of providing temporary use of non-downloadable software for authentication of personal identification information; computer security services in the nature of administering digital certificates; identity verification in the nature of electronic monitoring of personal identifying information to detect identity theft via the internet; providing user authentication services using biometric hardware and software technology for authentication verification, identity verification, security and fraud detection; providing temporary use of non-downloadable software for authentication of personal information; customer identification program (CIP) services, namely, customer authentication services in the nature of providing user authentication services using biometric hardware and software technology for e-commerce transactions for fraud detection purposes; providing user authentication services using biometric hardware and software technology for e-commerce transactions; patient verification and patient ID to address the healthcare industry; on-premise identity and patient verification to address using our platform in branch or in hospital/healthcare facilities; identity document (both digital and non-digital formats) capture, extraction, fraud analysis reviews, and comparison to biometric information to address the entire ID document processes

Downloadable mobile applications for searching, viewing, accessing, sharing, managing, providing, and completing banking, financing, loan, mortgage, credit, and other financial actions; Banking services; Banking and financing services; Financial advisory and consultancy services, namely, creating personalized strategies for achieving financial independence for medical and healthcare professionals; Financing and loan services; Loan origination services specializing in personal and commercial loans for medical and healthcare professionals; Financing loans for medical and healthcare professionals; Issuing credit cards; Mortgage refinancing; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Student loan services; "BANKING" and "DOCTORS"; Providing temporary use of on-line non-downloadable software and applications for users to search, view, access, share, manage, provide, and complete banking, financing, loan, mortgage, credit, and other financial actions; Providing a web site featuring technology that enables users to search, view, access, share, manage, provide, and complete banking, financing, loan, mortgage, credit, and other financial actions

Personalized banking services for individual physicians, dentists, and veterinarians in the nature of personal loans, student loan refinance, and personal checking and savings accounts; "FINANCIAL"

Banking services; Banking and financing services; Financial advisory and consultancy services, namely, creating personalized strategies for achieving financial independence for medical and healthcare professionals; Financing and loan services; Loan origination services specializing in personal and commercial loans for medical and healthcare professionals; Financing loans for medical and healthcare professionals; Issuing credit cards; Mortgage refinancing; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Student loan services; "BANKER"; Providing temporary use of on-line non-downloadable software and applications for users to search, view, access, share, manage, provide, and complete banking, financing, loan, mortgage, credit, and other financial actions; Providing a web site featuring technology that enables users to search, view, access, share, manage, provide, and complete banking, financing, loan, mortgage, credit, and other financial actions

Banking services; Banking and financing services; Financial advisory and consultancy services, namely, creating personalized strategies for achieving financial independence for medical and healthcare professionals; Financing and loan services; Loan origination services specializing in personal and commercial loans for medical and healthcare professionals; Financing loans for medical and healthcare professionals; Issuing credit cards; Mortgage refinancing; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Student loan services; "LOAN"

Banking services; Banking and financing services; Financial advisory and consultancy services, namely, creating personalized strategies for achieving financial independence for medical and healthcare professionals; Financing and loan services; Loan origination services specializing in personal and commercial loans for medical and healthcare professionals; Financing loans for medical and healthcare professionals; Issuing credit cards; Mortgage refinancing; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Student loan services; Providing temporary use of on-line non-downloadable software and applications for users to search, view, access, share, manage, provide, and complete banking, financing, loan, mortgage, credit, and other financial actions; Providing a web site featuring technology that enables users to search, view, access, share, manage, provide, and complete banking, financing, loan, mortgage, credit, and other financial actions