Downloadable and recorded computer software, namely, an electronic financial platform that accommodates multiple types of deal and debt transactions in an integrated mobile phone, PDA, and web-based environment; Providing access to computer, electronic and on-line databases featuring digital interchange software for the trading of bank receivables by others; Providing online financial information for the trading of bank receivables of others provided from a computer database or a global communication network; providing financial information on-line from a computer database or a global communication network; on-line trading of bank receivables; on-line financial brokerage services for trading and transactions relating to bank receivables; financial information provided on-line from a computer database or the Internet about commercial lending, factoring agencies; clearing and reconciling on-line financial transactions via a global computer network; financial portfolio analysis services; financial services, namely, trading of financial instruments; conducting of financial transactions services on-line, namely, providing secure commercial transactions; financial risk analysis; financial valuation of bank receivables; preparing financial reports for others for business or commercial purposes; financial information and evaluations; Business intermediary services relating to the matching of potential deal execution on bank receivables between prospective buyers and sellers thereof; compilation of trade and business price and statistical information; market research; compilation and systemization of information into computer databases; computerized file management; arranging of trading transactions and commercial contracts; Quality control of bank receivables for others