Class 009: Downloadable computer software for data processing in the field of financial assets, financial instruments and financial clearinghouse services; downloadable software for identity verification and authentication; downloadable software that allows for users to access, connect and store financial accounts and account information; downloadable software for processing electronic payments; downloadable computer software for currency exchange, financial exchange, financial clearinghouse, financial settlement and smart contract services; Class 042: Providing online non-downloadable computer software for data processing in the field of financial assets, financial instruments and financial clearinghouse services; platform-as-a-service (PaaS) services for data processing in the field of financial assets, financial instruments and financial clearinghouse services; providing a website featuring information in the field of financial technology, financial clearinghouse technology, financial instrument transfers; providing an on-line searchable database and on-line electronic data sets in the field of fraud prevention for identity verification and authentication; providing temporary use of on-line non-downloadable software for identity verification and authentication; providing temporary online use of non-downloadable software that allows for users to access, connect and store financial accounts and account information; providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable computer software for currency exchange, financial exchange, financial clearinghouse, financial settlement and smart contract services; platform-as-a-service (PaaS) services for currency exchange, financial exchange, financial clearinghouse, financial settlement and smart contract services; application service provider featuring application programming interface (API) software for enabling a mobile app to accept purchases and payments