Providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable middleware providing an interface between payment service users, banks and other financial institutions; providing temporary use of online non-downloadable application programming interface (API) software for processing electronic payments, operating payment accounts, transfer of funds, executing payment transactions, providing escrow, paying agent and managed account services; software as a service featuring software for processing electronic payments to and from others; software as a service featuring software for operating payment accounts; software as a service featuring software for transfer of funds; software as a service featuring software for executing payment transactions; software as a service featuring software for digital escrow accounts; software as a service featuring software for paying agent and managed account services; software as a service featuring identity verification software; platform as a service featuring software platforms for processing electronic payments to and from others; platform as a service featuring software platforms for operating payment accounts; platform as a service featuring software platforms for transfer of funds; platform as a service featuring software platforms for executing payment transactions; platform as a service featuring software platforms for digital escrow accounts; platform as a service featuring software platforms for paying agent and managed account services; platform as a service featuring identity verification software; design and development of software for processing electronic payments; design and development of software for processing electronic payments to and from others; design and development of software for operating payment accounts; design and development of software for transfer of funds; design and development of software for executing payment transactions; design and development of software for digital escrow accounts; design and development of software for paying agent and managed account services
