THE RISK MANAGEMENT ASSOCIATION

Association services, namely, promoting the interests of bank loan and credit officers and risk managers; association services, namely, promoting the interests of bank loan and credit officers and risk managers in the fields of operational risk management; association services, namely, promoting the interests of bank loan and credit officers and risk managers in the field of operational metrics in the financial services, banking, and insurance industries; Business operational risk assessment and business risk management services directed to banks and financial institutions, provided via a global computer network | Educational services and educational certification programs, namely, conducting classes, roundtables and seminars for bank loan and credit officers and risk managers in the fields of banking, real estate, and finance; providing on-line magazines in the field of credit, market, and operational risk management

Printed material, namely, publications, namely, books and magazines in the fields of financial services and credit, market, and operational risk

Class 016: Printed material, namely, publications, namely, books and magazines in the fields of financial services and credit, market, and operational risk

downloadable software application for downloading and displaying electronic information content in the fields of credit, market, and operational risk management; "JOURNAL"

Class 035: Promotional services, namely, promotion of professional standards and practices in the field of commercial credit risk management

Class B: financial analysis and consulting services provided by banking industry professionals in the field of financial credit risk analysis

[ Non-downloadable computer software for analysis in the fields of financial services and credit and market risk; non-downloadable computer software for analysis in the field of operational risk ] | Printed material, namely, publications, namely, books and magazines in the fields of financial services and credit, market, and operational risk | Association services, namely, promoting the interests of bank loan and credit officers and risk managers; association services namely, promoting the interests of bank loan and credit officers and risk managers in the fields of operational risk management; association services namely, promoting the interests of bank loan and credit officers and risk managers in the field of operational metrics in the financial services, banking, and insurance industries; Business operational risk assessment and business risk management services directed to banks and financial institutions, provided via a global computer network | [ Financial risk management services directed to banks and financial institutions, provided via a global computer network; providing an online financial loss event database and library providing financial risk information in the field of banking and financial services and operational risk; providing an on-line computer database in the field of financial benchmarks, namely, a database featuring financial information regarding financial ratio benchmarks for various financial institution borrowers and prospects, and financial information concerning the amount of cash flow in various industries, and industry defaults in the nature of expected default frequency, default estimates and change in financial position information for various industries; providing financial operational risk maps, key risk indicators, and standardized financial operational risk definitions and specifications in the financial services, banking and insurance industries via a global computer network ] | Educational services and educational certification programs, namely, conducting classes, roundtables and seminars for bank loan and credit officers and risk managers in the fields of banking, real estate, and finance; providing on-line magazines in the field of credit, market, and operational risk management

Providing on-line magazines in the field of credit, market, and operational risk management; magazine featuring information and articles in the field of credit, market, and operational risk management; JOURNAL

providing an on-line computer database in the field of financial benchmarks, namely, a database featuring financial information regarding financial ratio benchmarks for various financial institution borrowers and prospects, and financial information concerning the amount of cash flow in various industries, and industry defaults in the nature of expected default frequency, default estimates and change in financial position information for various industries via a global computer network

Providing an on-line library of industry operational risk maps, key risk indicators and standardized operational risk definitions and specifications, in the insurance industries; Providing operational risk mapping and operational risk benchmarking services to the insurance industries

financial services; namely, providing United States clients with a computerized account which links brokerage accounts, money market accounts, checking accounts, deposit accounts, and credit cards

financial services; namely, providing United States clients with a computerized account which links brokerage accounts, money market accounts, checking accounts, deposit accounts, and credit

Providing temporary use of non-downloadable computer software used for financial statement analysis

educational services, namely, providing training in the nature of courses and seminars in the field of risk management and finance for lending and credit officers of financial institutions; "LENDING ACADEMY"

publications, namely, books relating to financial benchmarks

computer software used for financial statement analysis

educational services, namely, providing on-line training and skill enhancement courses for persons in the field of credit and risk management; ONLINE

Online information services, namely providing to members of a professional association information in the form of articles, reference materials, and related materials in the field of credit and risk management; Providing career information via global computer networks in the field of credit and risk management for professional development purposes

Online information services, namely providing to members of a professional association information in the form of articles, reference materials, and related materials in the field of credit and risk management; Providing career information via global computer networks in the field of credit and risk management for professional development purposes

"THE RISK MANAGEMENT ASSOCIATION"

printed materials, namely, instructional booklets related to commercial lending

educational services, namely, assisting others to conduct seminars or workshops in the field of bank lending practices and credit decisions and dissemination of course material in connection therewith

Class 041: EDUCATIONAL SERVICES, NAMELY CONDUCTING COURSES AND SEMINARS IN THE FIELD OF CAREER ADVANCEMENT IN THE COMMERCIAL BANKING INDUSTRY

Class 041: EDUCATIONAL SERVICES, NAMELY, CONDUCTING CLASSES AND SEMINARS IN THE FIELDS OF BANKING, REAL ESTATE AND FINANCE; Class 042: ASSOCIATION SERVICES, NAMELY, PROMOTING THE INTERESTS OF BANK LOAN AND CREDIT OFFICERS

Providing operational risk mapping and operational risk benchmarking services to the financial services and banking industries | Providing an on-line library of industry operational risk maps, key risk indicators and standardized operational risk definitions and specifications, in the financial services and banking industries

information services, namely offering banking and business lending information and bibliographies