Downloadable application software for use in electronic machines for reading payment cards and electronic point of sale (POS) terminals offering multi-step payment solutions relating to the hospitality, travel, retail, parking, transport and ecommerce industries and the facilitation of financial transactions and ecommerce by means of a telecommunication network, the internet or electronically | Financial transaction and payment services, namely, electronically processing transactions using credit cards, debit cards, encoded cards, mobile phones via credit cards, debit cards and mobile wallets and biometric identification via contactless credit cards and debit cards, all via point of interaction devices and computer databases; conducting financial transactions, namely, providing secure commercial transactions via a cloud network and payment card tokenisation encryption | Software as a service (saas) featuring software for multi-step payment solutions facilitating payment card tokenisation encryption, processing bill payments, card transaction processing and electronic receipts in the hospitality, travel, retail, parking, transport and ecommerce industries
