Application service provider (ASP) featuring software for use as a decision engine in the field of lending, credit application processing, risk mitigation, data analysis, instant credit decisioning, prequalifications, cross-selling over an enterprise, and loan origination; Application service provider (ASP) featuring software for use in the lending field in evaluating applications, acquiring third party data, and conducting fraud investigation, resulting in real-time credit decisioning and credit offers; Application service provider (ASP) featuring software for use for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; Application service provider (ASP) featuring software for use in the lending field for merchant acquisitions and merchant monitoring
On-line journals, namely, blogs featuring an online community for financial industry representatives to share perspectives on topics affecting the financial industry
Computer services, namely, providing enterprise-level on-line non-downloadable software and line-of-business on-line non-downloadable software for use as a decision engine that works to generate cross-sell offers for products and services across an enterprise, in the field of financial services
Class 042: Computer services, namely, providing enterprise-level on-line non-downloadable software and line-of-business on-line non-downloadable software for use as a decision engine that works to generate cross-sell offers for products and services across an enterprise, in the field of financial services
Class 042: Consulting services in the field of development, design, selection, implementation and use of computer hardware and software systems for others; application service provider featuring software for use in the lending field, for risk analysis, data analysis, risk modeling, and credit score calculation; application service provider featuring software for use in the lending field, for use in credit decisions, for evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation; application service provider featuring software for use in the lending field, for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider featuring software for the lending industry, featuring credit application processing, risk analysis, data analysis, risk modeling and analysis, and credit score calculation and analysis; application service provider featuring software for use as a decision engine in the field of lending, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning; application service provider featuring software in the lending field for use in evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decisioning; application service provider featuring software in the lending field, namely, software for providing a single, real-time credit prescreen based on third party vendor or credit bureau data
Computer software for business process management, namely, graphical user interface software that provides automated and manual execution of processes based on rules in support of the lending process; computer software for managing information pertaining to business processes among customers, data providers and business partners via computer networks, in order to improve efficiency | Consulting services in the field of development, design, selection, implementation and use of computer hardware and software systems for others; application service provider featuring software for processing of lending and credit applications; application service provider featuring software for use in the lending field, for risk analysis, data analysis, risk modeling, and credit score calculation; application service provider featuring software for use in the lending field, for real-time creation of documents used in credit application processing; application service provider featuring software for use in the lending field, for modification of attributes used in business rules; application service provider featuring software for use in the lending field, for providing reports and analyses; application service provider featuring software for use in the lending field, for use in credit decisions, for evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation; application service provider featuring software for use in the lending field, for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider featuring software for use in the lending field, for developing interactive graphical user interface web pages; application service provider featuring software for the lending industry, featuring credit application processing, risk analysis, data analysis, risk modeling and analysis, and credit score calculation and analysis; application service provider featuring software for use as a decision engine in the field of lending, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning; application service provider featuring software for use in the real-time creation of documents based on standard templates and dynamic content from a variety of sources and channels; application service provider in the lending field, namely, software that allows real- or near real-time modification of attributes used in business rules; application service provider in the lending field for the purpose of generating dynamic reports and analytic information from a variety of data sources and channels; application service provider featuring software in the lending field for use in evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decisioning; application service provider featuring software in the lending field, namely, software for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider in the lending field, providing a graphical user interface for use in the generation and design of web-based screens and the underlying service to display those screens and provide user interactions with those screens
Credit inquiry; evaluation of credit bureau data; credit risk management; excluding from all the foregoing credit card, debit card, payment card and ATM services, and the processing of credit card, debit card and payment card transactions
Providing private and secure real-time electronic communication over a computer network for the lending industry in the field of third party data sources and customer information systems; providing private and secure real-time electronic communication over a computer network for the lending industry featuring batch access to third party data sources and customer information systems
Class 009: Computer software for retrieving and analyzing lending information; computer software for use in automation, management and maintenance of business rules and business policies; computer software that provides automated and manual execution of procedures based on rules for the lending process; interactive computer software for use by customers, suppliers and business partners, to facilitate collaboration and efficiency; computer software for objective analysis of credit and vendor data; computer software for determining optimized pricing scenarios for specific lending situations based on a wide variety of data and statistical models; computer software for use in the lending field for determining and presenting cross-sell offers of credit across multiple lines of business through any available point of contact with a customer or potential customer using a wide variety of data sources and channels; Class 036: Credit inquiry; evaluation of credit bureau data; credit risk management; excluding from all the foregoing credit card, debit card, payment card and ATM services, and the processing of credit card, debit card and payment card transactions; Class 042: Application service provider featuring software for processing of lending and credit applications; application service provider featuring software for use in the lending field, for risk analysis, data analysis, risk modeling, and credit score calculation; application service provider featuring software for use in the lending field, for real-time creation of documents used in credit application processing; application service provider featuring software for use in the lending field, for modification of attributes used in business rules; application service provider featuring software for use in the lending field, for providing reports and analyses; application service provider featuring software for use in the lending field, for use in credit decisions, for evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation; application service provider featuring software for use in the lending field, for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider featuring software for use in the lending field, for developing interactive graphical user interface web pages
Providing a communications network for the lending industry, namely, providing real-time access to third party data sources and customer information systems; providing a communications network for the lending industry, namely, providing batch access to third party data sources and customer information systems | Application service provider (ASP) featuring software for use as a decision engine in the field of lending, namely, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning
Credit inquiry; evaluation of credit bureau data; credit risk management | Application service provider featuring software for use as a decision engine in the field of lending, credit aplication processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning; application service provider featuring software for use in the real-time creation of documents based on standard templates and dynamic content from a variety of sources and channels; application service provider in the lending field, namely, software that allows real- or near real-time modification of attributes used in business rules; application service provider in the lending field for the purpose of generating dynamic reports and analytic information from a variety of data sources and channels; application service provider featuring software in the lending field for use in evaluating applications, acquiring third party data, performing risk analysis, conducting identity verification, and conducting fraud investigation, resulting in statistically valid, real-time credit decisioning; application service provider featuring software in the lending field, namely, software for providing a single, real-time credit prescreen based on third party vendor or credit bureau data; application service provider in the lending field, providing a graphical user interface for use in the generation and design of web-based screens and the underlying service to display those screens and provide user interactions with those screens
Application service provider featuring software for use as a rapid application development tool for creating automated decisioning platforms in the field of lending, credit application processing, risk analysis, data analysis, risk modeling and analytics, credit score calculation and decisioning
Class 009: Computer software for use in assessing and determining financial risk and credit worthiness; Class 042: Consulting services in the field of development, design, selection, implementation and use of computer hardware and software systems for others