Description: Application service provider (ASP) featuring software using artificial intelligence (AI) for answering questions concerning mortgage lending, student loan lending, personal loan lending, and business loan lending and real estate; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for educating consumers about mortgages, mortgage lending, student loan lending, personal loan lending, and business loan lending, and real estate; Providing on-line non-downloadable software using artificial intelligence (AI) for residential lending, mortgages, and loans; Providing temporary use of online non-downloadable chatbot software using artificial intelligence (AI) for answering questions concerning mortgage lending, student loan lending, personal loan lending, and business loan lending-related matters, home purchasing, and mortgages, as well as for and educating consumers concerning mortgage lending, student loan lending, personal loan lending, and business loan lending, mortgages, and real estate purchases; Providing temporary use of online non-downloadable computer chatbot software for simulating conversations; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for answering questions from consumers concerning mortgages, mortgage lending, student loan lending, personal loan lending, and business loan lending, and real estate investments