Description: Class 35: Providing consumer information in the field of reserve-backed workflows via a website; Providing commercial information in the field of reserve-backed workflows via a website
Class 42: Software as a service (SAAS) services featuring software for managing user owned financial reserves, verifying reserve balances and reserve collateral conditions, initiating reserve backed authorization workflows for financial transactions through partner financial institutions, coordinating reserve collateralized liquidity flows; Software as a service (SAAS) services featuring software for executing shared fee distribution workflows including posting micro dividend credits to user reserves, generating behavioral financial resilience scores based on reserve and repayment activity, producing proof of reserve protection data and attestation records regarding reserve status and collateralization; Software as a service (SAAS) services featuring software for maintaining reserve, lock, transaction, and reward ledgers, and providing online, non-downloadable application programming interfaces (APIs) for developers, merchants, employers, and financial institutions to integrate such reserve backed workflows and attestation capabilities
