Description: Downloadable software for use by businesses for accounts payable invoicing and payment functions via a hosted, online service; downloadable software for accepting, processing, authenticating, managing and reconciling payment transactions via a hosted, online service; financial transactions services, namely, providing secure commercial transactions and payment options; payment administration services, namely, payment verification services; all of the foregoing in the field of accounts payable; "AP"; providing temporary use of online, non-downloadable software for the purpose of providing accounts payable debit services; providing temporary use of online, non-downloadable software for sharing, managing, analyzing, reporting and processing invoices, accounts payable and payments; providing temporary use of online, non-downloadable software for accepting, processing, authenticating, managing and reconciling accounts payable payment transactions; providing temporary use of online, non-downloadable software for collaboration and communication in the field of accounts payable, namely, software for sharing, managing, analyzing, reporting and processing electronic data among users and for exchanging electronic messages relating to such data