WORLDPAY, LLC

Description: Class 9: Computer programs for processing of financial payments involving enabling card verification and authorisation, fraud checking, and secure transfer of money for merchant accounts; terminals for electronically processing credit card payments; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; electronic verification apparatus for verifying authenticity of bank cards, credit cards, debit cards, charge cards, stored value and/or payment cards; computer hardware, computer terminals, computer peripheral devices and computer software, electronic apparatus for use in processing financial transactions
Class 36: Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments; processing of credit and debit transactions by telecommunication link; E-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; financial services; monetary affairs; services in relation to secure handling of online financial transaction data
Class 42: Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; design and development of computer hardware and software; computer software design and programming services; application service provider (ASP) services featuring mobile phone-and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons

Description: Arranging and conducting of business conferences in the field of payments and payment processing

Description: Electronic payment terminals; Downloadable computer software for tracking and analyzing payment processing data; Downloadable computer software for use in the operation and management of point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminal services for financial transactions, networks, and merchants; Point-of-sale payment terminals; Downloadable computer software used for financial transaction processing, authorization, and verification, payment processing, enabling and conducting mobile payments, fraud checking and prevention, making electronic payments, electronic funds transfer, credit card, debit card, bank card, stored value card, electronic benefit card, prepaid card processing, and financial risk management; Electronic encryption units for payment processing; Downloadable computer software for payment processing services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, and ACH and other financial transactions; Mobile payment acceptance terminals; Fraud reimbursement services in the field of credit card purchases, debit card purchases, electronic payments, and electronic transfers; Merchant account services for payments, namely, payment transaction processing services; Payment processing transaction services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, ACH and other financial transactions; Credit risk management services in the field of payments; Financial risk management services in the field of payments; Financial analysis and consulting in the field of payments; Financial services relating to analysis of payment transaction data; Financial services, namely, financial payment transaction processing, credit card authorization and verification services; Credit card and debit card payment processing services; Leasing and renting of point-of-sale payment terminals, computer payment terminals, mobile payment acceptance terminals, and other payment facilitating devices in the nature of cash dispensers; Merchant services, namely, payment transaction processing services; Providing online, non-downloadable computer software for use in financial transaction processing, authorization, and verification, payment processing, enabling and conducting mobile payments, fraud checking and prevention, making electronic payments, electronic funds transfer, credit card, debit card, bank card, stored value card, electronic benefits card, and prepaid card processing, and financial risk management; Electronic monitoring of electronic funds transfers and payments to detect fraud via the internet; Identity theft and fraud prevention services relating to processing of financial payments, namely, electronic monitoring of personally identifying information to detect identity theft via the internet; Providing online, non-downloadable computer software for use in the operation and management of point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminals for financial transactions and networks, and merchants; providing temporary use of online, non-downloadable computer software for broadcasting geographical data received using a global positioning system; Information technology consulting for others relating to computer network design in the fields of payments and payment processing; Providing online, non-downloadable computer software for use in payment processing transaction services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, and ACH and other financial transactions; Monitoring for verifying authenticity of credit cards, debit cards, bank cards, and stored value cards to detect fraud via the internet; Leasing of computer hardware and computer peripheral equipment for use in point-of-sale transactions and payment processing; Leasing and rental of computers, computer peripheral equipment, hardware, and software for payment transaction processing; Data encryption services in the field of payments; Computer software development, programming, design, installation, integration, maintenance, consulting, and technical support services being help desk services for others in the fields of payments and payment processing; Website design, maintenance, hosting, design consulting, and technical support services being help desk services for others in the fields of payments and payment processing; Providing online, non-downloadable computer software for tracking and analyzing payment processing data and information; Electronic and digital signature verification and authorization services, namely, electronic signature verification services using technology to authenticate user identity; design of gift cards, loyalty cards, reward cards, and other financial cards; financial fraud checking and prevention services, namely, electronic monitoring of credit card activity to detect fraud via the internet

Description: Mobile payment acceptance terminals; Electronic payment terminals; Downloadable computer software used for financial transaction processing, authorization, and verification, payment processing, enabling and conducting mobile payments, fraud checking and prevention, making electronic payments, electronic funds transfer, credit card, debit card, bank card, stored value card, electronic benefit card, prepaid card processing, and financial risk management; Point-of-sale payment terminals; Electronic encryption units for payment processing; Downloadable computer software for payment processing services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, and ACH and other financial transactions; Downloadable computer software for use in the operation and management of point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminal services for financial transactions, networks, and merchants; Downloadable computer software for tracking and analyzing payment processing data; Merchant services, namely, payment transaction processing services; Design, production, and distribution of gift cards, loyalty cards, reward cards, and other financial cards; Payment processing services; Fraud reimbursement services in the field of credit card purchases, debit card purchases, electronic payments, and electronic transfers; Merchant account services for payments; Financial analysis and consulting in the field of payments; Financial services, namely, financial payments and transaction processing, authorization, fraud checking and prevention, and verification; Financial services relating to analysis of payment transaction data; Sales, leasing, and renting of point-of-sale payment terminals, computer payment terminals, mobile payment acceptance terminals, and other payment facilitating devices; Credit risk management services in the field of payments; Point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminal operation services, namely, connecting point of-sale terminals, computer payment terminals, and mobile payment acceptance terminals to financial networks and merchants; Payment processing transaction services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, ACH and other financial transactions; Financial risk management services in the field of payments; Information technology consulting for others in the fields of payments and payment processing; Providing online, non-downloadable computer software for use in financial transaction processing, authorization, and verification, payment processing, enabling and conducting mobile payments, fraud checking and prevention, making electronic payments, electronic funds transfer, credit card, debit card, bank card, stored value card, electronic benefits card, and prepaid card processing, and financial risk management; Providing online, non-downloadable computer software for use in the operation and management of point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminals for financial transactions and networks, and merchants; Data encryption services in the field of payments; Identity theft and fraud prevention services relating to processing of financial payments; Electronic and digital signature verification and authorization services; Providing online, non-downloadable computer software for tracking and analyzing payment processing data and information; Monitoring for verifying authenticity of credit cards, debit cards, bank cards, and stored value cards; Providing online, non-downloadable computer software for use in payment processing transaction services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, and ACH and other financial transactions; Leasing of computer hardware and equipment for use in point-of-sale transactions and payment processing; providing temporary use of online, non-downloadable computer software broadcasting geographical data received using a global positioning system; Computer software development, programming, design, installation, integration, maintenance, consulting, and technical support services for others in the fields of payments and payment processing; Lease, hire, and rental of computer equipment, hardware, and software in the field of payment processing; Electronic monitoring of electronic funds transfers and payments; Website design, maintenance, hosting, consulting, and technical support services for others in the fields of payments and payment processing

Description: Downloadable computer software used for financial transaction processing, authorization, and verification, payment processing, enabling and conducting mobile payments, fraud checking and prevention, making electronic payments, electronic funds transfer, credit card, debit card, bank card, stored value card, electronic benefit card, prepaid card processing, and financial risk management; Downloadable computer software for payment processing services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, and ACH and other financial transactions; Downloadable computer software for tracking and analyzing payment processing data; Downloadable computer software for use in the operation and management of point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminal services for financial transactions, networks, and merchants; Point-of-sale payment terminals; Electronic payment terminals; Mobile payment acceptance terminals; Electronic encryption units for payment processing; Payment processing services; Payment processing transaction services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, ACH and other financial transactions; Merchant services, namely, payment transaction processing services; Merchant account services for payments; Financial services, namely, financial payments and transaction processing, authorization, fraud checking and prevention, and verification; Point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminal operation services, namely, connecting point of-sale terminals, computer payment terminals, and mobile payment acceptance terminals to financial networks and merchants; Sales, leasing, and renting of point-of-sale payment terminals, computer payment terminals, mobile payment acceptance terminals, and other payment facilitating devices; Design, production, and distribution of gift cards, loyalty cards, reward cards, and other financial cards; Financial analysis and consulting in the field of payments; Financial risk management services in the field of payments; Credit risk management services in the field of payments; Fraud reimbursement services in the field of credit card purchases, debit card purchases, electronic payments, and electronic transfers; Financial services relating to analysis of payment transaction data; Identity theft and fraud prevention services; information, advisory and consultancy services related to all the aforesaid services; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorization, verification and fraud screening; Computer software development, programming, design, installation, integration, maintenance, consulting, and technical support services for others in the fields of payments and payment processing; Website design, maintenance, hosting, consulting, and technical support services for others in the fields of payments and payment processing; Information technology consulting for others in the fields of payments and payment processing; Providing online, non-downloadable computer software for use in financial transaction processing, authorization, and verification, payment processing, enabling and conducting mobile payments, fraud checking and prevention, making electronic payments, electronic funds transfer, credit card, debit card, bank card, stored value card, electronic benefits card, and prepaid card processing, and financial risk management; Providing online, non-downloadable computer software for use in payment processing transaction services for credit cards, debit cards, cash cards, prepaid cards, check cards, stored value cards, benefit cards, loyalty cards, electronic wallets, foreign exchange, cryptocurrency, and ACH and other financial transactions; Providing online, non-downloadable computer software for tracking and analyzing payment processing data and information; Providing online, non-downloadable computer software for use in the operation and management of point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminals for financial transactions and networks, and merchants; Electronic monitoring of electronic funds transfers and payments; Data encryption services in the field of payments; Leasing of computer hardware and equipment for use in point-of-sale transactions and payment processing; Monitoring for verifying authenticity of credit cards, debit cards, bank cards, and stored value cards; providing temporary use of online, non-downloadable computer software broadcasting geographical data received using a global positioning system; Lease, hire, and rental of computer equipment, hardware, and software in the field of payment processing; Electronic and digital signature verification and authorization services; Identity theft and fraud prevention services relating to processing of financial payments

Description: Software as a service featuring software used for chargeback recovery, detecting and preventing fraud in chargebacks, and aiding in the resolution of billing inquiries and disputes; providing temporary use of online non-downloadable software for use for chargeback recovery, detecting and preventing fraud in chargebacks, and aiding in the resolution of billing inquiries and disputes

Description: Software as a service featuring software to reduce chargebacks and fraud, and to aid the resolution of billing inquiries and disputes; providing temporary use of online non-downloadable software for use to reduce chargebacks and fraud, and to aid the resolution of billing inquiries

Description: Payment processing services in the field of credit card payments and debit card payments; payment processing and verification services in the field of credit card payments and debit card payments | Computer security services in the nature of providing authentication, verification, authorization, and fraud management of payments; providing online, non-downloadable financial services software for use in payment processing; providing online, non-downloadable financial services software for use in the verification, authentication, authorization, and prevention of fraud for payments; software as a service (SaaS) services featuring software for payment processing; software as a service (SaaS) services featuring software for the verification, authentication, authorization, and prevention of fraud for payments

Description: Class 9: Downloadable computer software and mobile software applications for payment processing for merchants and businesses; electronic data processing apparatus for use in processing payments and financial transactions
Class 36: Processing of payment transactions and electronic payments made by credit cards, debit cards, stored-value prepaid cards, bank cards in the nature of prepaid cash cards and gift cards; electronic funds transfer; providing electronic processing of electronic payments in the nature of point of sale transaction payments
Class 42: Software as a Service (SaaS) services featuring software for use in enabling users to make electronic payments and for payment processing for merchants and businesses

Description: Business consulting services; Business consulting services in the nature of consultative services to help financial institutions optimize their use of proprietary tools to grow their portfolio, maximize income, control costs, analyze operations, and optimize product bundles

Description: Downloadable computer software for use as a digital wallet | Processing of payment transactions made by credit cards, debit cards, stored value cards, bank cards in the nature of prepaid cash cards, and gift cards; providing electronic processing of electronic point of sale transaction payments | Software as a Service (SaaS) services featuring software for use as a digital wallet

Description: Processing of payment transactions made by credit cards, debit cards, stored-value cards, bank cards in the nature of prepaid cash cards, and gift cards; electronic funds transfer; providing electronic processing of electronic point of sale transaction payments | Software as a Service (SaaS) services featuring software for use in enabling users to make electronic payments and for payment processing for merchants and businesses

Description: Credit and debit card transaction approval optimization services; data analytics services for reducing issuer false declines for credit card and debit card transactions, namely financial data analysis services | Software as a service (SaaS) services featuring data analytics software for reducing issuer false declines for credit card and debit card transactions

Description: Fraud protection services, namely, providing electronic fraud monitoring and decisioning for financial transactions in the merchant and gaming industries via the Internet

Description: Computer software, namely, financial transaction applications for merchants provided on mobile phone, PDA, and web based environments; and computer software, namely, mobile device applications for controlling point of sale terminals

Description: Business consulting services; Business consulting services in the nature of consultative services to help financial institutions optimize their use of proprietary tools to grow their portfolio, maximize income, control costs, analyze operations, and optimize product bundles

Description: Providing an online non-downloadable software platform to facilitate engagement, communication, and education relating to the creation, integration, testing, certification, and maintenance of downloadable and non-downloadable software applications; Providing information in the fields of technology and software development

Description: Software as a service (SAAS) services featuring software for use as a comprehensive card-not-present data security solution for merchants and/or merchant systems integrators to capture customer and/or payment data

Description: Creating and hosting an online community web site featuring small and medium business (SMB) insight

Description: Providing a website featuring business information and business consulting services relating to post of sale (POS) providers and merchants; "POS"; Providing a website featuring information and consulting services in the field of commerce technology solutions relating to point of sale (POS) providers and merchants; Providing a website featuring temporary use of non-downloadable software for connecting merchants to point of sale (POS) providers; providing a website featuring technology that enables merchants to connect to point of sale (POS) providers for the purpose of facilitating point of sale financial transactions

Description: Business research, namely, proprietary research with consumers, small business, and financial institutions; Market research, namely, tracking studies of spending, buying and shopping behavior of consumers

Description: "ENTERTAINMENT SOLUTIONS"

Description: Providing an internet website portal in the field of financial transaction and payment processing services

Description: Providing an internet website portal in the field of financial transaction and payment processing services

Description: Payment processing service which utilizes tokenization to increase payment data security

Description: Software and hardware for validation and testing in the field of EMV testing, namely, software that validates EMV terminal configurations; Computer software and hardware to test contact and contactless chip terminal configurations; Computer software and hardware to test terminal integration

Description: Class 16: Paper advertising materials in the nature of [ signs, ] [ banners, ] leaflets, brochures [ and boards; ] [ cheque books; ] printed publications, namely, [ newsletters, magazines, ] pamphlets, leaflets, [ newspapers and periodicals, ] all relating to the provision of financial services; [ printed invitations; ] printed service [ guides and services ] brochures for financial services [; printed forms and statements for financial services; catalogues in the field of provision of financial services ]
Class 35: Advertising and promotional services; compilation of data relating to goods for purchase; information, advisory and consultancy services relating to data processing; conducting user incentive programs relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards AND loyalty, incentive and bonus program services to promote the sale of products and services of others; information, advisory and consultancy services related to all the aforesaid services
Class 37: Installation, maintenance, repair, updating of card readers and electronic devices all for handling financial and associated transactions including such services for devices used for authorisation and processing of payments made with credit cards debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic devices for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic verification devices for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; information, advisory and consultancy services related to all the aforesaid services
Class 38: [ Advisory and consultancy services in the field of transmission of messages, documents and other data by electronic means and via the Internet; ] provision of electronic communication links; [ transmission by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; ] [ providing telecommunications access to computer servers, databases and networks; providing access to the Internet; provision of telecommunications connections and access to the Internet; providing access to telecommunication portal services, namely, providing access to telecommunications gateways and web pages via the internet and mobile phones; ] location-based and personal transmission of information via digital and electronic communications networks; providing and supplying location-specific data via the Internet, namely, services of geo-location and tracking of financial transactions and transmitting transaction specific location data over the internet; [ leasing of access time to global computer networks; ] information, advisory and consultancy services related to all the aforesaid services
Class 42: Monitoring for proper functioning and performance of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring for proper functioning and performance of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring for proper functioning and performance of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; [ lease, hire and rental of computer equipment, hardware, software and programs; ] data encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services

Description: Mobile application software for use in money management, namely, software that accesses financial accounts, allows users to make and view financial payments and transactions, monitors financial accounts and alerts the account holder as to fraudulent transactions, and allows users to manage any credit or debit cards associated with the account

Description: "PREPAID"

Description: "GAMING SOLUTIONS"

Description: Point-of-sale terminal, computer payment terminal and mobile payment acceptance terminal operation services in the nature of connecting point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminals to association networks, merchants and financial institutions via a global computer network, namely, providing electronic telecommunication connections; Financial services, namely, payment transaction processing services, financial analyses, bill payment services, payment transaction processing services, namely, credit card, debit card, bank card, stored value card, loyalty card, [ gift card, ] electronic benefits transfer, check, online, mobile and electronic funds transfer transaction processing services, credit card services and credit card transaction processing services, debit card services and debit card transaction processing services, bank card services, namely, debit card services and credit and cash card services, bank card transaction processing services, namely, payment processing services in the nature of credit card and debit card transaction processing services, stored value card services and stored value card transaction processing services, [ gift card transaction processing services, ] Loyalty card transaction processing services in the nature of processing electronic payments made through prepaid cards and debit card transaction processing services, electronic payment services, namely, electronic processing and subsequent transmission of bill payment data from credit cards, debit cards, stored value cards, [ gift cards, ] loyalty cards, electronic benefits, checks, mobile and online payments, and electronic funds, all via a global computer network, electronic funds transfer and bank account settlement services via a global computer network, namely, on-line banking services, credit card, debit card, bank card, stored value card, [ gift card, ] and loyalty card program design and implementation, first-party debt collections services related to processed credit card programs; providing customer support services related to credit card, debit card, stored value card, [ gift card, ] electronic benefits, check, mobile, online, electronic funds, and bill payment transactions in the nature of providing financial information via call centers, leasing and renting of point-of-sale terminals, computer payment terminals, mobile payment acceptance terminals, and other payment facilitating devices; Data processing services in the financial field [ ; Gift card services, namely, promotional services in the nature of promoting the goods and services of others by means of gift cards and the issuance of loyalty rewards cards ]; [ Credit card, debit card, stored value card, loyalty card, and gift card design services; Custom design of credit card, debit card, stored value card, loyalty card, and gift cards; Information security services, namely, data encryption and tokenization services of payment card data ]

Description: Identity theft and fraud prevention services

Description: [ Computer software for mobile communication in computing devices for use in banking transactions, financial transactions, transfer of financial information, payment processing, and loyalty programs ] | Providing temporary use of non-downloadable computer software for mobile communication in computing devices for use in banking transactions, financial transactions, transfer of financial information, payment processing, and loyalty programs

Description: "MEMBER MILES"

Description: Credit card and debit card services

Description: Promoting the sale of credit card and debit card accounts through the administration of incentive awards programs

Description: Operation and management of telephone call centers for others; banking services, namely, electronic signature verification services provided in connection with banking services; banking services, namely, facilitating group purchase of banking services | Financial payment network services, namely, financial transaction services, namely, providing secure commercial transactions and payment options via a computer network; financial payment network services, namely, providing bill payment services; financial payment network services, namely, electronic processing and transmission of bill payment data; credit card services; debit card services; ATM and point of sale services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale and ATM; ATM services, namely, cash replenishment of ATM machines; and banking services, namely, investment banking services; banking services, namely, mortgage banking, and in particular, origination, acquisition, servicing, securitization, and brokerage of mortgage loans; banking services, namely, on-line banking services

Description: Credit card reports provided by electronic means; providing financial information by electronic means

Description: Credit card services, namely, offering credit card customers additional, optional discount programs provided by third parties; providing discount cards to credit card customers

Description: PROVIDING FINANCIAL INSTITUTION ACCOUNT INFORMATION AND FINANCIAL INSTITUTION TRANSACTION SERVICES, NAMELY, PROVIDING SECURE COMMERCIAL TRANSACTIONS, ACCOUNT MANAGEMENT, AND FINANCIAL REPORTING VIA THE INTERNET

Description: EVALUATION AND ANALYSIS OF CREDIT BUREAU DATA, CREDIT REPORTING SERVICES, CREDIT RATING SERVICES

Description: Promoting the sale of credit card accounts through the administration of incentive awards programs; "REWARDS"

Description: Electronic bill payment and presentment services

Description: Banking services