MASTERCARD ORIGINS

Computer hardware and downloadable computer software for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; accounting machines; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; downloadable electronic publications, namely, newsletters, magazines and books in the fields of payments, financial services, technology, philanthropy, entertainment, culture and global affairs; printing apparatus including printing apparatus for data processing systems and financial transaction systems, namely, thermal printers, printer cables; encoders and decoders; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, computer software for creating encryption keys, computer software for creating digital certificates, computer software for creating digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; downloadable software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; downloadable software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; downloadable software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers; electronic data carrier card readers; electronic encryption units; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices, namely, transponders; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; parts and fittings for all the aforesaid goods

Computer hardware and software consulting services, namely, consultancy in the design and development of computer hardware and software; computer programming; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design and development of computer hardware and application software for mobile devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, pricecomparison information, product reviews, links to the retail websites of others, and discount information; authentication services, namely, providing user and identity authentication services using biometric hardware and software technology for payment transactions, fraud detection, and data authentication and verification; computer and Internet related services, namely, providing on-line electronic computer databases via a global computer network in the field of authentication services in the nature of identity authentication and verification, risk management, and electronic monitoring of credit card activity to detect fraud via the internet; data encryption and decryption of financial information; digital certificate verification, authentication, issuance, distribution and management; consulting services in the fields of computer programming, design of financial computer networks, and data encryption and decryption; information, advisory and consultancy services relating to all the aforesaid services

Magnetic encoded credit cards, debit cards, and prepaid cards; payment cards in the nature of magnetically encoded gift cards; magnetic encoded card readers; electronic payment card readers; computer hardware and downloadable computer software for facilitating and administering electronic payments, processing and transmission of payment data, cash disbursement, transaction authentication, and routing, authorization and settlement services; point of sale transaction terminals and downloadable computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries