Trademark 99400431 Trademark

Prosecution Summary

**Trademark Summary** **[No word mark provided]** is a service mark shown as “a horizontal oval shape with a circle positioned within it.” The application covers downloadable and mobile software for accessing and managing financial information and transactions, including real-time transaction notices, account balance and spending alerts, and budget planning rules, along with incentive award programs, payroll processing services, and a range of financial and payment services (including credit counseling and credit card payment processing) and related software services such as temporary use of non-downloadable software, website offerings, software design and development, and 24/7 help desk/technical support. The owner is **Activehours, Inc.** As of **February 23, 2026**, the application is

Trademark Facts

Goods & Services

Class 009: Downloadable software for accessing accrued income and payroll funds, accessing bank funds, tracking financial transactions, providing real-time financial transaction notices, managing financial account balance, accessing financial information, accessing banking information, accessing credit monitoring information, accessing credit card information, providing balance alerts and spending alerts, organizing funds into different categories for budget planning, creating bank account balance rules; Downloadable mobile applications for accessing accrued income and payroll funds, accessing bank funds, tracking financial transactions, providing real-time financial transaction notices, managing financial account balance, accessing financial information, accessing banking information, accessing credit monitoring information, accessing credit card information, providing balance alerts and spending alerts, organizing funds into different categories for budget planning, creating bank account balance rules; Class 035: Incentive award programs to promote the sale of products and services of others, namely, providing reward incentives to users through the distribution of discount offers and promotions; Monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; Payroll processing services; Payroll preparation; Payroll administration and management services; Administration of business payroll for others; Wage payroll preparation; Class 036: Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Payment and funds verification services; Financial analyses; Financing services; Banking services; Credit consultation; Credit risk management; Credit and financial consultation; Credit counseling services; Evaluation of credit bureau data; Credit scoring services; Credit rating services; Credit building services, namely, providing personal loans and lines of credit for improving credit history and credit profiles for consumers; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Issuing credit cards; Processing of credit card payments; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Class 042: Providing temporary use of on-line non-downloadable software and applications for accessing accrued income and payroll funds, accessing bank funds, tracking financial transactions, providing real-time financial transaction notices, managing financial account balance, accessing financial information, accessing banking information, accessing credit monitoring information, accessing credit card information, providing balance alerts and spending alerts, organizing funds into different categories for budget planning, creating bank account balance rules; Providing a web site featuring temporary use of non-downloadable software for accessing accrued income and payroll funds, accessing bank funds, tracking financial transactions, providing real-time financial transaction notices, managing financial account balance, accessing financial information, accessing banking information, accessing credit monitoring information, accessing credit card information, providing balance alerts and spending alerts, organizing funds into different categories for budget planning, creating bank account balance rules; Software design and development; Computer technical support services, namely, 24/7 service desk or help desk services for IT infrastructure, operating systems, database systems, and web applications

Recent Prosecution Activity

USPTO Refusals on Record

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