MASTERCARD INSIGHT TOKENS

Computer hardware and software consulting services, namely, consultancy in the design and development of computer hardware and software; computer programming; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design and development of computer hardware and application software for mobile devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, pricecomparison information, product reviews, links to the retail websites of others, and discount information; authentication services, namely, providing user and identity authentication services using biometric hardware and software technology for payment transactions, fraud detection, and data authentication and verification; computer and Internet related services, namely, providing on-line electronic computer databases via a global computer network in the field of authentication services in the nature of identity authentication and verification, risk management, and electronic monitoring of credit card activity to detect fraud via the internet; data encryption and decryption of financial information; digital certificate verification, authentication, issuance, distribution and management; consulting services in the fields of computer programming, design of financial computer networks, and data encryption and decryption; information, advisory and consultancy services relating to all the aforesaid services

Financial services, namely, banking, payment card transaction processing services; payment verification services; payment card transaction authorization and settlement services; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; travel insurance services; cash disbursement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; providing financial information and electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards

Magnetic encoded credit cards, debit cards, and prepaid cards; payment cards in the nature of magnetically encoded gift cards; magnetic encoded card readers; electronic payment card readers; computer hardware and downloadable computer software for facilitating and administering electronic payments, processing and transmission of payment data, cash disbursement, transaction authentication, and routing, authorization and settlement services; point of sale transaction terminals and downloadable computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries