FIRST CITIZENS BANCSHARES, INC.

Class 009: Downloadable mobile applications for mobile banking, account management, funds transfer, bill payment, remote deposit capture, card management and financial reporting; downloadable electronic publications in the nature of reports, newsletters and articles in the fields of banking, finance, venture capital, and private equity, technology; Class 035: professional business and organization consulting; business management consulting services; technology incubation services, namely, business consultation in technology development, commercialization planning and strategic marketing; arranging and conducting business networking events; Class 036: Banking and related financial services; financial advice and consultancy; lending services, namely, commercial lending, venture debt financing and loan financing; mortgage lending and mortgage banking; financial analysis, planning, consultation, management and valuations; commercial and consumer lending; issuance and processing of credit, debit cards, and digital wallet transactions; electronic payment services including electronic processing and transmission of bill payment data; electronic funds transfer; exchange‑rate information; guaranteeing loans; cash management accounts and solutions; savings account services; safety deposit box services; credit and financial consultation; venture capital financing; monetary strategy consultation and research; venture capital fund management and investment services; bill payment services; trade finance services, namely, issuance of letters of credit and documentary collections; foreign exchange services, namely, currency trading, payments and advisory on managing foreign currency risk; financial information and financial advisory services in the fields of banking, payments, foreign exchange, liquidity management and capital markets; investment advisory, investment management and asset management services; fund and investor banking services for private equity, private credit and venture capital firms; assisting others with completion of financial transactions for stocks, bonds, securities and equities; portfolio management; brokerage of shares and other securities; investment advisory, banking, consultation and management; Class 042: Software as a service (SaaS) featuring software for online banking, account management, funds transfer, bill payment, card management and financial reporting

Class 009: Downloadable mobile applications for mobile banking, account management, funds transfer, bill payment, remote deposit capture, card management and financial reporting; downloadable electronic publications in the nature of reports, newsletters and articles in the fields of banking, finance, venture capital, and private equity, technology; Class 035: professional business and organization consulting; business management consulting services; technology incubation services, namely, business consultation in technology development, commercialization planning and strategic marketing; arranging and conducting business networking events; Class 036: Banking and related financial services; financial advice and consultancy; lending services, namely, commercial lending, venture debt financing and loan financing; mortgage lending and mortgage banking; financial analysis, planning, consultation, management and valuations; commercial and consumer lending; issuance and processing of credit, debit cards, and digital wallet transactions; electronic payment services including electronic processing and transmission of bill payment data; electronic funds transfer; exchange‑rate information; guaranteeing loans; cash management accounts and solutions; savings account services; safety deposit box services; credit and financial consultation; venture capital financing; monetary strategy consultation and research; venture capital fund management and investment services; bill payment services; trade finance services, namely, issuance of letters of credit and documentary collections; foreign exchange services, namely, currency trading, payments and advisory on managing foreign currency risk; financial information and financial advisory services in the fields of banking, payments, foreign exchange, liquidity management and capital markets; investment advisory, investment management and asset management services; fund and investor banking services for private equity, private credit and venture capital firms; assisting others with completion of financial transactions for stocks, bonds, securities and equities; portfolio management; brokerage of shares and other securities; investment advisory, banking, consultation and management; Class 042: Software as a service (SaaS) featuring software for online banking, account management, funds transfer, bill payment, card management and financial reporting

Class 009: Downloadable mobile applications for mobile banking, account management, funds transfer, bill payment, remote deposit capture, card management and financial reporting; downloadable electronic publications in the nature of reports, newsletters and articles in the fields of banking, finance, venture capital, and private equity, technology; Class 035: professional business and organization consulting; business management consulting services; technology incubation services, namely, business consultation in technology development, commercialization planning and strategic marketing; arranging and conducting business networking events; Class 036: Banking and related financial services; financial advice and consultancy; lending services, namely, commercial lending, venture debt financing and loan financing; mortgage lending and mortgage banking; financial analysis, planning, consultation, management and valuations; commercial and consumer lending; issuance and processing of credit, debit cards, and digital wallet transactions; electronic payment services including electronic processing and transmission of bill payment data; electronic funds transfer; exchange‑rate information; guaranteeing loans; cash management accounts and solutions; savings account services; safety deposit box services; credit and financial consultation; venture capital financing; monetary strategy consultation and research; venture capital fund management and investment services; bill payment services; trade finance services, namely, issuance of letters of credit and documentary collections; foreign exchange services, namely, currency trading, payments and advisory on managing foreign currency risk; financial information and financial advisory services in the fields of banking, payments, foreign exchange, liquidity management and capital markets; investment advisory, investment management and asset management services; fund and investor banking services for private equity, private credit and venture capital firms; assisting others with completion of financial transactions for stocks, bonds, securities and equities; portfolio management; brokerage of shares and other securities; investment advisory, banking, consultation and management; Class 042: Software as a service (SaaS) featuring software for online banking, account management, funds transfer, bill payment, card management and financial reporting

Class 009: Downloadable mobile applications for mobile banking, account management, funds transfer, bill payment, remote deposit capture, card management and financial reporting; downloadable electronic publications in the nature of reports, newsletters and articles in the fields of banking, finance, venture capital, and private equity, technology; Class 035: professional business and organization consulting; business management consulting services; technology incubation services, namely, business consultation in technology development, commercialization planning and strategic marketing; arranging and conducting business networking events; Class 036: Banking and related financial services; financial advice and consultancy; lending services, namely, commercial lending, venture debt financing and loan financing; mortgage lending and mortgage banking; financial analysis, planning, consultation, management and valuations; commercial and consumer lending; issuance and processing of credit, debit cards, and digital wallet transactions; electronic payment services including electronic processing and transmission of bill payment data; electronic funds transfer; exchange‑rate information; guaranteeing loans; cash management accounts and solutions; savings account services; safety deposit box services; credit and financial consultation; venture capital financing; monetary strategy consultation and research; venture capital fund management and investment services; bill payment services; trade finance services, namely, issuance of letters of credit and documentary collections; foreign exchange services, namely, currency trading, payments and advisory on managing foreign currency risk; financial information and financial advisory services in the fields of banking, payments, foreign exchange, liquidity management and capital markets; investment advisory, investment management and asset management services; fund and investor banking services for private equity, private credit and venture capital firms; assisting others with completion of financial transactions for stocks, bonds, securities and equities; portfolio management; brokerage of shares and other securities; investment advisory, banking, consultation and management; Class 042: Software as a service (SaaS) featuring software for online banking, account management, funds transfer, bill payment, card management and financial reporting

Class 009: Downloadable electronic publications in the nature of articles, newsletters, podcasts, and videos in the field of finance, business, and wealth management; Class 035: Business management consultation; Business assistance, advisory and consulting services in the field of strategy, risk management, and business operations; Business succession planning; Payroll administration and management services; Payroll processing services; Accounts receivable billing services; Administration, billing and reconciliation of accounts on behalf of others; Class 041: Providing online non-downloadable videos in the field of finance, banking, entrepreneurship, and wealth planning; Providing on-line non-downloadable articles in the field of finance, banking, entrepreneurship, and wealth planning; Providing on-line newsletters in the field of finance, banking, entrepreneurship, and wealth planning; Entertainment services, namely, providing podcasts in the field of finance, banking, entrepreneurship, and wealth planning; Education services, namely, providing non-downloadable webinars in the field of finance, banking, entrepreneurship, and wealth planning

Class 009: Business management and financial consulting services relating to financial strategy, succession planning, risk management, and business operations; administration of business payroll and business account services; accounts receivable billing services; Class 035: Business management and financial consulting services relating to financial strategy, succession planning, risk management, and business operations; administration of business payroll and business account services; accounts receivable billing services; Class 036: Business management and financial consulting services relating to financial strategy, succession planning, risk management, and business operations; administration of business payroll and business account services; accounts receivable billing services; Class 041: Business management and financial consulting services relating to financial strategy, succession planning, risk management, and business operations; administration of business payroll and business account services; accounts receivable billing services; Class 042: Business management and financial consulting services relating to financial strategy, succession planning, risk management, and business operations; administration of business payroll and business account services; accounts receivable billing services

Financial institution holding company services, namely, financial management, financial control and reporting services in the nature of financial risk management, oversight, and strategic financial management for third-party affiliate financial institutions, and engaging in the financial activities of a bank holding company in the nature of investment management, asset management, financial advisory services, financial portfolio analysis, and management of financial assets for third-party affiliates; Financial institution holding company services, namely, providing business management and administration and identifying strategic alliances in the nature of business merger consultation services, all for third-party affiliates; BANCSHARES

providing an interactive website featuring technology that enables users to enter, access, and manage financial information, generate reports, and request financial services

accounts receivable financing; financial account receivable lockbox services, namely, centralized invoice collection, electronic invoice processing, payment processing and depositing, and account reconciliation; accounts receivable billing services; "BANK" and "RECEIVABLES"

"COMMERCIAL SERVICES"

"RAIL" OR "BANK"

Class 036: Banking services; financial services, namely, equipment financing, commercial financing, financial loan consultation, financial risk management consultation, financial valuations, financing services, financial planning and management, money lending, mortgage refinancing, financial planning for retirement, wealth management services, financial advice and consultation services, merchant financial services, namely, payment transaction processing services, financial asset management, financial forecasting, financial investment brokerage, financial trust planning, estate planning and wealth transfer advice, financial strategies for tax management; Payroll tax debiting services; insurance consultancy services; insurance brokerage services; insurance underwriting services for all types of insurance; mortgage banking services; mortgage lending services; mortgage refinancing services; financial services, namely, equipment financing, financial loan consultation, financial risk management consultation, financial valuations, financing services, financial planning and management, money lending, financial planning for retirement, wealth management services, financial advice and consultation services, merchant financial services being payment transaction processing services, financial asset management, financial forecasting, financial investment brokerage, financial trust planning, estate planning and wealth transfer advice, financial strategies for tax management; payment processing services, namely, electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments

"COMMERCIAL SERVICES"

Class 036: Financial planning and investment services, namely, wealth management services; financial asset management; private banking; financial planning services, namely wealth transfer planning services

"COMMUNITY OPPORTUNITY MORTGAGE"

Class 036: Financial and banking services, namely, mortgage banking and lending services; refinancing of mortgages; mortgage loan origination and financing

Banking services

Financial planning and investment advisory services; financial services, namely, wealth management services; financial services, namely, mutual funds and capital investment | Providing on-line, non-downloadable software for the creation, marketing and presentation of financial plans; Providing on-line, non-downloadable software for consumers to access, modify, and collaborate on personalized financial plans by financial advisors; Software as a service (SaaS) services featuring software for use by financial advisers and consumers in the field of wealth management

Class 036: Providing information and advice in the field of finance, financial investments, financial valuations, estate planning, and the financial aspects of retirement

Banking services; Estate trust management; Estate trust planning; Insurance brokerage services; Investment advisory services; Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement

banking and financing services; commercial and consumer lending services; checking and savings account services; Banking services featuring the provision of certificates of deposit; ATM banking services; individual retirement account services; financial advisory and consulting services; factoring agency services; insurance brokerage and agency services; reinsurance underwriting; on-line banking; Payment processing services, namely, credit card and debit card transaction processing services; commercial and consumer financial services, namely, secured and unsecured financing, asset based lending, lease-purchase financing, debt restructuring, structured financing, project financing, franchise financing, rail and aviation financing, equipment financing, factoring agencies, lines of credit lending, letter of credit issuance, loan and lease syndication in the nature of forming a syndicate of multiple lenders to provide the borrower with needed capital for repayment; student loan services; real estate financing services; real estate lending services; corporate, commercial and institutional real estate advisory services relating to real estate investment and corporate real estate portfolios; strategic planning regarding acquisitions and divestitures of real estate assets and designing strategic financing solutions for real estate investments; financing real estate investments for corporate, commercial and institutional clients

banking and financing services; commercial and consumer lending services; checking and savings account services; Banking services featuring the provision of certificates of deposit; ATM banking services; individual retirement account services; financial advisory and consulting services; factoring agency services; insurance brokerage and agency services; reinsurance underwriting; on-line banking; Payment processing services, namely, credit card and debit card transaction processing services; commercial and consumer financial services, namely, secured and unsecured financing, asset based lending, lease-purchase financing, debt restructuring, structured financing, project financing, franchise financing, rail and aviation financing, equipment financing, factoring agencies, lines of credit lending, letter of credit issuance, loan and lease syndication in the nature of forming a syndicate of multiple lenders to provide the borrower with needed capital for repayment; student loan services; real estate financing services; real estate lending services; corporate, commercial and institutional real estate advisory services relating to real estate investment and corporate real estate portfolios; strategic planning regarding acquisitions and divestitures of real estate assets and designing strategic financing solutions for real estate investments; financing real estate investments for corporate, commercial and institutional clients

banking and financing services; commercial and consumer lending services; checking and savings account services; Banking services featuring the provision of certificates of deposit; ATM banking services; individual retirement account services; financial advisory and consulting services; factoring agency services; insurance brokerage and agency services; reinsurance underwriting; on-line banking; Payment processing services, namely, credit card and debit card transaction processing services; commercial and consumer financial services, namely, secured and unsecured financing, asset based lending, lease-purchase financing, debt restructuring, structured financing, project financing, franchise financing, rail and aviation financing, equipment financing, factoring agencies, lines of credit lending, letter of credit issuance, loan and lease syndication in the nature of forming a syndicate of multiple lenders to provide the borrower with needed capital for repayment; student loan services; real estate financing services; real estate lending services; corporate, commercial and institutional real estate advisory services relating to real estate investment and corporate real estate portfolios; strategic planning regarding acquisitions and divestitures of real estate assets and designing strategic financing solutions for real estate investments; financing real estate investments for corporate, commercial and institutional clients

banking and financing services; commercial and consumer lending services; checking and savings account services; Banking services featuring the provision of certificates of deposit; ATM banking services; individual retirement account services; financial advisory and consulting services; factoring agency services; insurance brokerage and agency services; reinsurance underwriting; on-line banking; Payment processing services, namely, credit card and debit card transaction processing services; commercial and consumer financial services, namely, secured and unsecured financing, asset based lending, lease-purchase financing, debt restructuring, structured financing, project financing, franchise financing, rail and aviation financing, equipment financing, factoring agencies, lines of credit lending, letter of credit issuance, loan and lease syndication in the nature of forming a syndicate of multiple lenders to provide the borrower with needed capital for repayment; student loan services; real estate financing services; real estate lending services; corporate, commercial and institutional real estate advisory services relating to real estate investment and corporate real estate portfolios; strategic planning regarding acquisitions and divestitures of real estate assets and designing strategic financing solutions for real estate investments; financing real estate investments for corporate, commercial and institutional clients

banking and financing services; commercial and consumer lending services; checking and savings account services; Banking services featuring the provision of certificates of deposit; ATM banking services; individual retirement account services; financial advisory and consulting services; factoring agency services; insurance brokerage and agency services; reinsurance underwriting; on-line banking; Payment processing services, namely, credit card and debit card transaction processing services; commercial and consumer financial services, namely, secured and unsecured financing, asset based lending, lease-purchase financing, debt restructuring, structured financing, project financing, franchise financing, rail and aviation financing, equipment financing, factoring agencies, lines of credit lending, letter of credit issuance, loan and lease syndication in the nature of forming a syndicate of multiple lenders to provide the borrower with needed capital for repayment; student loan services; real estate financing services; real estate lending services; corporate, commercial and institutional real estate advisory services relating to real estate investment and corporate real estate portfolios; strategic planning regarding acquisitions and divestitures of real estate assets and designing strategic financing solutions for real estate investments; financing real estate investments for corporate, commercial and institutional clients

"DIGITAL SOLUTIONS"

banking and financing services; commercial and consumer lending services; checking and savings account services; Banking services featuring the provision of certificates of deposit; ATM banking services; individual retirement account services; financial advisory and consulting services; factoring agency services; insurance brokerage and agency services; reinsurance underwriting; on-line banking; Payment processing services, namely, credit card and debit card transaction processing services; commercial and consumer financial services, namely, secured and unsecured financing, asset based lending, lease-purchase financing, debt restructuring, structured financing, project financing, franchise financing, rail and aviation financing, equipment financing, factoring agencies, lines of credit lending, letter of credit issuance, loan and lease syndication in the nature of forming a syndicate of multiple lenders to provide the borrower with needed capital for repayment; student loan services; real estate financing services; real estate lending services; corporate, commercial and institutional real estate advisory services relating to real estate investment and corporate real estate portfolios; strategic planning regarding acquisitions and divestitures of real estate assets and designing strategic financing solutions for real estate investments; financing real estate investments for corporate, commercial and institutional clients

"TITLE SERVICES"

"EASY ACCESS LINE"

"DIGITAL BANKING COMMERCIAL"

"DIGITAL BANKING COMMERCIAL"

"DIGITAL BANKING FOR COMMERCIAL"

"DIGITAL BANKING FOR COMMERCIAL"

Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Foreign exchange transactions

Banking services; checking account services

Business data collection and analysis services; market research and business analyses; online business research services that allow users to view company profiles, business ideas, scientific research, technologies, or projects, for investment and collaboration purposes; providing a website featuring company profiles and information for purposes of identifying and matching enterprises to financing sources and collaboration opportunities; business consulting and business information services; referrals in the field of finance and investments; providing business information, namely, statistical information and data provided on-line from a computer database or the internet; providing statistical information and data for business or commercial purposes; business services, namely, matching potential investors with entrepreneurs and enterprises seeking funding; promoting the goods and services of others via a global computer network; business development services, namely, providing new business venture development and formation consulting and start-up support services; business networking; business research; business strategy development services; providing a website for connecting businesses and entrepreneurs with investors; providing a website featuring investment opportunities for potential third-party investors; customized research by means of a computer in the field of business and investment opportunities related to scientific research and development; online databases that provide information in the field of business and investment related to scientific research and development; providing a searchable online database for browsing information pertaining to identifying and analyzing collaboration, business and investment opportunities related to scientific and technological research and development

"DIGITAL BANKING"

Class 036: Mortgage banking services, namely, originating, acquisition, servicing, and refinancing of mortgage loans

Banking services; Estate trust management; Estate trust planning; Insurance brokerage services; Investment advisory services; Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement

Banking services; Estate trust management; Estate trust planning; Insurance brokerage services; Investment advisory services; Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement

[ Payroll tax debiting services; ] insurance consultancy services; insurance brokerage services; insurance underwriting services for all types of insurance; mortgage banking services; mortgage lending services; mortgage refinancing services; financial services, namely, equipment financing, financial loan consultation, financial risk management consultation, financial valuations, financing services, financial planning and management, money lending, financial planning for retirement, wealth management services, financial advice and consultation services, merchant financial services being payment transaction processing services, financial asset management, financial forecasting, financial investment brokerage, financial trust planning, estate planning and wealth transfer advice, financial strategies for tax management; payment processing services, namely, electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; [ Payroll administration, preparation, processing, and management services ]; "BANK"

[ Payroll tax debiting services; ] insurance consultancy services; insurance brokerage services; insurance underwriting services for all types of insurance; mortgage banking services; mortgage lending services; mortgage refinancing services; financial services, namely, equipment financing, financial loan consultation, financial risk management consultation, financial valuations, financing services, financial planning and management, money lending, financial planning for retirement, wealth management services, financial advice and consultation services, merchant financial services being payment transaction processing services, financial asset management, financial forecasting, financial investment brokerage, financial trust planning, estate planning and wealth transfer advice, financial strategies for tax management; payment processing services, namely, electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; [ Payroll administration, preparation, processing, and management services ]; "BANK"

[ Payroll administration, preparation, processing, and management services ] | Payroll tax debiting services; insurance consultancy services; insurance brokerage services; insurance underwriting services for all types of insurance

[ Payroll tax debiting services; ] insurance consultancy services; insurance brokerage services; insurance underwriting services for all types of insurance; payment processing services, namely, electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; [ Payroll administration, preparation, processing, and management services ]

"BANK WEALTH MANAGEMENT"

Financial planning and investment services, namely, wealth management; "WEALTH"

Banking services; Credit card services; Providing cash and other rebates for credit card use as part of a customer loyalty program; Promoting the sale of credit card accounts through the administration of incentive award programs

Banking services; Credit card services; Providing cash and other rebates for credit card use as part of a customer loyalty program; Promoting the sale of credit card accounts through the administration of incentive award programs

Credit card services; Promoting the sale of credit card accounts through the administration of incentive award programs

"REWARDS"

"INSURANCE SERVICES"

"MORTGAGE SERVICES"

"FINANCIAL SERVICES"

Banking services; financial services, namely, equipment financing, financial loan consultation, financial risk management consultation, financial valuations, financing services, financial planning and management, money lending, mortgage refinancing, financial planning for retirement, wealth management services, financial advice and consultation services, merchant financial services, namely, payment transaction processing services, financial asset management, financial forecasting, financial investment brokerage, financial trust planning, estate planning and wealth transfer advice, financial strategies for tax management

Banking services; financial services, namely, equipment financing, financial loan consultation, financial risk management consultation, financial valuations, financing services, financial planning and management, money lending, mortgage refinancing, financial planning for retirement, wealth management services, financial advice and consultation services, merchant financial services, namely, payment transaction processing services, financial asset management, financial forecasting, financial investment brokerage, financial trust planning, estate planning and wealth transfer advice, financial strategies for tax management