Description: Peer-to-peer network computer services, namely, electronic transmission of financial data over electronic communications networks; Monetary services for receiving and disbursing payments and gifts in fiat currencies and virtual currencies over a computer network and exchanging fiat currencies and virtual currencies over a computer network; financial transaction services, namely, receiving and disbursing payments and gifts in fiat currencies and virtual currencies over a computer network; financial services, namely, providing a virtual currency for exchange and storage over a computer network; currency exchange services, exchanging fiat currencies and virtual currencies over a computer network; payment verification services, namely, delivering payments and gifts from a source to a destination; Software as a service, featuring software for providing an electronic financial platform that facilitates the transaction of payments and gifts over a computer network and changing data stores related to transactions between parties made through intermediaries