Nclusion, Inc.
15 Marks
Corp.
First Filed:Sep 20, 2023Latest Filed:Sep 20, 2023Address:1950 University Avenue, Suite 220, East Palo Alto, CA 94303
Portfolio Overview
Top Classes
Class 36
Insurance, Financial Services & Real EstateClass 41
Education and EntertainmentClass 9
Electronics, Software & Scientific EquipmentTTAB Proceedings
Total Proceedings
12As Plaintiff
6(50%)As Defendant
9(75%)Top Firms
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Trademark Activity Timeline(2023 – 2023)
Trademark Portfolio
15 results
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Description: Downloadable software for facilitating the electronic transfer of funds between individuals; Downloadable software for processing
payment and money transfer transactions; Downloadable software for processing, facilitating, verifying, and authenticating
payments and transactions; Downloadable software for verifying payments and funds; Downloadable software for facilitating
microfinance lending services; Downloadable software for facilitating currency exchange services; Downloadable software for
insurance services, namely, downloadable software for selecting, purchasing, and managing insurance policies, evaluating
insurance claims, and for submitting data for use in insurance services; Downloadable software for processing debit card
transactions; Downloadable software for processing prepaid debit card transactions; Downloadable software for processing of
payments; Downloadable software for facilitating checking account services; Downloadable software for processing bill payments;
Downloadable software for processing financial transactions and payments; Downloadable software for processing automated
clearinghouse (ACH) transactions; Downloadable software for facilitating money transfers; Downloadable software for processing
payments to third parties; Downloadable software for processing debit transactions; Downloadable software for processing
electronic credit and debit transactions; Downloadable software for processing electronic debit card and credit card transactions;
downloadable software for banking services, namely, downloadable software for opening and managing bank accounts,
processing financial transactions, processing financial applications and application approvals, monitoring usage of credit products,
sending and receiving remittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling of
cryptocurrencies; Downloadable computer software, namely, an electronic financial platform for use in facilitating payment and
debt transactions; Downloadable software for lotteries and lottery services, namely, downloadable software for selecting and
purchasing lottery products, managing accounts for prepaid balances used to purchase lottery products, processing payment
transactions for use in lotteries and lottery services, and for facilitating rewards incentives and customer loyalty programs, and for
providing promotional products for use in lotteries and lottery services; Downloadable software for facilitating betting, sports
betting, wagering, and sports wagering services; Downloadable software for customer loyalty programs, incentive reward
programs, customer loyalty services, and customer club services, namely, downloadable software for opening and managing a
customer account, purchasing, depositing, withdrawing, transferring, and redeeming of loyalty and rewards points, and managing
rewards and loyalty membership tier status for use in customer loyalty programs, incentive reward programs, customer loyalty
services, and customer club services

Description: Administration of a customer loyalty program which provides coupons, discounts, promotions, prizes, free credits, cash balance, and cash-back rewards on financial services, lottery services, betting services, sports betting services, wagering services, and sports wagering services; arranging and conducting incentive reward programs to promote the sale of financial services, lottery services, betting services, sports betting services, wagering services, and sports wagering services; Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes

Description: Banking services; Electronic funds transfer; Payment and funds verification services; Financial services, namely, microfinance
lending services; Currency exchange services; Insurance underwriting for all types of insurance; Reinsurance underwriting;
Financial services, namely, facilitating the electronic transfer of funds between individuals; Debit card transaction processing
services; issuing prepaid debit cards; Processing of payments, namely, processing of credit card, debit card, digital credit and
debit card, digital wallet, electronic wallet, mobile money electronic wallet, cryptocurrency, merchant credit and debit card, and
peer-to-peer credit and debit card payments; Checking account services; bill payment services; Providing financial transactions
and payment options, namely, providing secure commercial transactions and payment options; Providing automated
clearinghouse (ACH) transaction processing services; Money transfer services; Processing payments to third parties, namely,
processing credit card, debit card, digital credit and debit card, digital wallet, electronic wallet, mobile money electronic wallet,
cryptocurrency, merchant credit and debit card, and peer-to-peer credit and debit card payments to third parties; Debit transaction
processing services, namely, debit card transaction processing services provided via mobile applications, websites, and global
computer networks; Electronic credit and debit transactions, namely, credit card, debit card, digital credit and debit card, digital
wallet, electronic wallet, mobile money electronic wallet, cryptocurrency, merchant credit and debit card, and peer-to-peer credit
and debit card transaction processing via mobile applications, websites, and global computer networks; Electronic credit and debit
transactions, namely, debit and credit card payment transaction processing; Electronic debit card and credit card transaction
processing

Description: Betting services; Lottery services; Lottery services provided over a global computer network; Sports betting services; Wagering services; On-line lottery services; Online sports betting services; Operating lotteries; Organization of lotteries

Description: Electronic data storage; Providing on-line non-downloadable software for facilitating the electronic transfer of funds between
individuals; Providing on-line non-downloadable software for processing payment and money transfer transactions; Providing online non-downloadable software for processing, facilitating, verifying, and authenticating payments and transactions; Providing online non-downloadable software for verifying payments and funds; Providing on-line non-downloadable software for facilitating
microfinance lending services; Providing on-line non-downloadable software for facilitating currency exchange services; Providing
on-line non-downloadable software for insurance services, namely, providing on-line non-downloadable software for selecting,
purchasing, and managing insurance policies, evaluating insurance claims, and for submitting data for use in insurance services;
Providing on-line non-downloadable software for processing debit card transactions; Providing on-line non-downloadable software
for processing prepaid debit card transactions; Providing on-line non-downloadable software for processing of payments;
Providing on-line non-downloadable software for facilitating checking account services; Providing on-line non-downloadable
software for processing bill payments; Providing on-line non-downloadable software for processing financial transactions and
payments; Providing on-line non-downloadable software for processing automated clearinghouse (ACH) transactions; Providing
on-line non-downloadable software for facilitating money transfers; Providing on-line non-downloadable software for processing
payments to third parties; Providing on-line non-downloadable software for processing debit transactions; Providing on-line non-
downloadable software for processing electronic credit and debit transactions; Providing on-line non-downloadable software for
processing electronic debit card and credit card transactions; Providing on-line non-downloadable software for banking services,
namely, providing on-line non-downloadable software for opening and managing bank accounts, processing financial transactions,
processing financial applications and financial application approvals, and monitoring usage of credit products, sending and
receiving remittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling of
cryptocurrencies; Providing on-line non-downloadable financial software platforms for facilitating payment and debt transactions;
Providing on-line non-downloadable software for lotteries and lottery services, namely, providing on-line non-downloadable
software for selecting and purchasing lottery products, managing accounts for prepaid balances used to purchase lottery
products, processing payment transactions for use in lotteries and lottery services, and for facilitating rewards incentives and
customer loyalty programs, and for providing promotional products for use in lotteries and lottery services; Providing on-line nondownloadable software for facilitating betting, sports betting, wagering, and sports wagering services; Providing on-line nondownloadable software for customer loyalty programs, incentive reward programs, customer loyalty services, and customer club
services, namely, providing on-line non-downloadable software for opening and managing a customer account, purchasing,
depositing, withdrawing, transferring, and redeeming of loyalty and rewards points, and managing rewards and loyalty
membership tier status for use in customer loyalty programs, incentive reward programs, customer loyalty services, and customer
club services; Software as a service (SAAS) services featuring software for facilitating the electronic transfer of funds between
individuals; Software as a service (SAAS) services featuring software for processing payment and money transfer transactions;
Software as a service (SAAS) services featuring software for processing, facilitating, verifying, and authenticating payments and
transactions; Software as a service (SAAS) services featuring software for verifying payments and funds; Software as a service
(SAAS) services featuring software for facilitating microfinance lending services; Software as a service (SAAS) services featuring
software for facilitating currency exchange services; Software as a service (SAAS) services featuring software for insurance
services, namely, software as a service (SAAS) services featuring software for selecting, purchasing, and managing insurance
policies, evaluating insurance claims, and for submitting data for use in insurance services; Software as a service (SAAS) services
featuring software for processing debit transactions; Software as a service (SAAS) services featuring software for processing
prepaid debit card services; Software as a service (SAAS) services featuring software for processing of payments; Software as a
service (SAAS) services featuring software for facilitating checking account services; Software as a service (SAAS) services
featuring software for facilitating bill payments; Software as a service (SAAS) services featuring software for processing financial
transactions and payments; Software as a service (SAAS) services featuring software for processing automated clearinghouse
(ACH) transactions; Software as a service (SAAS) services featuring software for facilitating money transfer; Software as a
service (SAAS) services featuring software for processing payments to third parties; Software as a service (SAAS) services
featuring software for processing debit transactions; Software as a service (SAAS) services featuring software for processing
electronic credit and debit transactions; Software as a service (SAAS) services featuring software for processing electronic debit
card and credit card transactions; software as a service (SAAS) services featuring software for banking services, namely, software
as a service (SAAS) services featuring software for opening and managing bank accounts, processing financial transactions,
processing financial applications and application approvals, and monitoring usage of credit products, sending and receiving
remittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling of cryptocurrencies;
Software as a service (SAAS) services featuring financial software platforms for facilitating payment and debt transactions;
Software as a service (SAAS) services featuring software for lotteries and lottery services, namely, software as a service (SAAS)
services featuring software for selecting and purchasing lottery products, managing accounts for prepaid balances used to
purchase lottery products, processing payment transactions for use in lotteries and lottery services, for facilitating rewards
incentives and customer loyalty programs, and for providing promotional products for use in lotteries and lottery services;
Software as a service (SAAS) services featuring software for facilitating betting, sports betting, wagering, and sports wagering
services; Software as a service (SAAS) services featuring software for customer loyalty programs, incentive reward programs,
customer loyalty services, and customer club services, namely, software as a service (SAAS) services featuring software for
opening and managing a customer account, purchasing, depositing, withdrawing, transferring, and redeeming of loyalty and
rewards points, and managing rewards and loyalty membership tier status for use in customer loyalty programs, incentive reward
programs, customer loyalty services, and customer club services

Description: Downloadable software for facilitating the electronic transfer of funds between individuals; Downloadable software for processing payment and money transfer transactions; Downloadable software for processing, facilitating, verifying, and authenticating payments and transactions; Downloadable software for payment and funds verification services; Downloadable software for microfinance lending services; Downloadable software for currency exchange services; Downloadable software for insurance services; Downloadable software for debit card transaction processing services; Downloadable software for prepaid debit card services; Downloadable software for processing of payments; Downloadable software for checking account services; Downloadable software for bill payment services; Downloadable software for financial transactions and payments; Downloadable software for providing automated clearinghouse (ACH) transaction processing services; Downloadable software for money transfer services; Downloadable software for processing payments to third parties; Downloadable software for debit transaction processing services; Downloadable software for electronic credit and debit transactions; Downloadable software for electronic debit card and credit card transaction processing; Downloadable software for providing an electronic financial platform that accommodates multiple types of payment and debt transactions via downloadable software; Downloadable software for banking services; Downloadable software for lotteries and lottery services; Downloadable software for betting, sports betting, wagering, and sports wagering services; Downloadable software for customer loyalty programs, incentive reward programs, customer loyalty services, and customer club services

Description: Administration of a customer loyalty program which provides coupons, discounts, promotions, prizes, free credits, cash balance, and cash-back rewards on financial services, lottery services, betting services, sports betting services, wagering services, and sports wagering services; arranging and conducting incentive reward programs to promote the sale of financial services, lottery services, betting services, sports betting services, wagering services, and sports wagering services; Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes

Description: Banking services; Electronic funds transfer; Payment and funds verification services; Financial services, namely, microfinance lending services; Currency exchange services; Insurance underwriting; Reinsurance underwriting; Financial services, namely, facilitating the electronic transfer of funds between individuals; Debit card transaction processing services; issuing prepaid debit cards; Processing of payments, namely, processing of credit card, debit card, digital, electronic wallet, mobile money, cryptocurrency, merchant, and peer-to-peer payments; Checking account services; bill payment services; Providing financial transactions and payment options, namely, providing secure commercial transactions and payment options; Providing automated clearinghouse (ACH) transaction processing services; Money transfer services; Processing payments to third parties, namely, processing credit card, debit card, digital, electronic wallet, mobile money, cryptocurrency, merchant, and peer-to-peer payments to third parties; Debit transaction processing services, namely, debit transaction processing services via credit card, debit card, hardware wallet, electronic wallet, mobile money; Processing of electronic credit and debit transactions, namely, credit card, debit card, digital credit and debit card, digital wallet, electronic wallet, mobile money electronic wallet, cryptocurrency, merchant credit and debit card, and peer-to-peer credit and debit card transaction processing; Electronic credit and debit transactions, namely, debit and credit card payment transaction processing; Electronic debit card and credit card transaction processing

Description: Betting services; Lottery services; Lottery services provided over a global computer network; Sports betting services; Wagering services; On-line lottery services; Online sports betting services; Operating lotteries; Organization of lotteries

Description: Downloadable software for facilitating the electronic transfer of funds between individuals; Downloadable software for processing
payment and money transfer transactions; Downloadable software for processing, facilitating, verifying, and authenticating
payments and transactions; Downloadable software for verifying payments and funds; Downloadable software for facilitating
microfinance lending services; Downloadable software for facilitating currency exchange services; Downloadable software for
insurance services, namely, downloadable software for selecting, purchasing, and managing insurance policies, evaluating
insurance claims, and for submitting data for use in insurance services; Downloadable software for processing debit card
transactions; Downloadable software for processing prepaid debit card transactions; Downloadable software for processing of
payments; Downloadable software for facilitating checking account services; Downloadable software for processing bill payments;
Downloadable software for processing financial transactions and payments; Downloadable software for processing automated
clearinghouse (ACH) transactions; Downloadable software for facilitating money transfers; Downloadable software for processing
payments to third parties; Downloadable software for processing debit transactions; Downloadable software for processing
electronic credit and debit transactions; Downloadable software for processing electronic debit card and credit card transactions;
downloadable software for banking services, namely, downloadable software for opening and managing bank accounts,
processing financial transactions, processing financial applications and application approvals, monitoring usage of credit products,
sending and receiving remittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling of
cryptocurrencies; Downloadable computer software, namely, an electronic financial platform for use in facilitating payment and
debt transactions; Downloadable software for lotteries and lottery services, namely, downloadable software for selecting and
purchasing lottery products, managing accounts for prepaid balances used to purchase lottery products, processing payment
transactions for use in lotteries and lottery services, and for facilitating rewards incentives and customer loyalty programs, and for
providing promotional products for use in lotteries and lottery services; Downloadable software for facilitating betting, sports
betting, wagering, and sports wagering services; Downloadable software for customer loyalty programs, incentive reward
programs, customer loyalty services, and customer club services, namely, downloadable software for opening and managing a
customer account, purchasing, depositing, withdrawing, transferring, and redeeming of loyalty and rewards points, and managing
rewards and loyalty membership tier status for use in customer loyalty programs, incentive reward programs, customer loyalty
services, and customer club services

Description: Electronic data storage; Providing on-line non-downloadable software for facilitating the electronic transfer of funds between individuals; Providing on-line non-downloadable software for processing payment and money transfer transactions; Providing on-line non-downloadable software for processing, facilitating, verifying, and authenticating payments and transactions; Providing on-line non-downloadable software for payment and funds verification services; Providing on-line non-downloadable software for microfinance lending services; Providing on-line non-downloadable software for currency exchange services; Providing on-line non-downloadable software for insurance services; Providing on-line non-downloadable software for debit card transaction processing services; Providing on-line non-downloadable software for prepaid debit card services; Providing on-line non-downloadable software for processing of payments; Providing on-line non-downloadable software for checking account services; Providing on-line non-downloadable software for bill payment services; Providing on-line non-downloadable software for financial transactions and payments; Providing on-line non-downloadable software for providing automated clearinghouse (ACH) transaction processing services; Providing on-line non-downloadable software for money transfer services; Providing on-line non-downloadable software for processing payments to third parties; Providing on-line non-downloadable software for debit transaction processing services; Providing on-line non-downloadable software for electronic credit and debit transactions; Providing on-line non-downloadable software for electronic debit card and credit card transaction processing; Providing on-line non-downloadable software for banking services; Providing on-line non-downloadable software for providing an electronic financial platform that accommodates multiple types of payment and debt transactions via on-line non-downloadable software; Providing on-line non-downloadable software for lotteries and lottery services; Providing on-line non-downloadable software for betting, sports betting, wagering, and sports wagering services; Providing on-line non-downloadable software for customer loyalty programs, incentive reward programs, customer loyalty services, and customer club services; Software as a service (SAAS) services featuring software for facilitating the electronic transfer of funds between individuals; Software as a service (SAAS) services featuring software for processing payment and money transfer transactions; Software as a service (SAAS) services featuring software for processing, facilitating, verifying, and authenticating payments and transactions; Software as a service (SAAS) services featuring software for payment and funds verification services; Software as a service (SAAS) services featuring software for microfinance lending services; Software as a service (SAAS) services featuring software for currency exchange services; Software as a service (SAAS) services featuring software for insurance services; Software as a service (SAAS) services featuring software for debit card transaction processing services; Software as a service (SAAS) services featuring software for prepaid debit card services; Software as a service (SAAS) services featuring software for processing of payments; Software as a service (SAAS) services featuring software for checking account services; Software as a service (SAAS) services featuring software for bill payment services; Software as a service (SAAS) services featuring software for financial transactions and payments; Software as a service (SAAS) services featuring software for providing automated clearinghouse (ACH) transaction processing services; Software as a service (SAAS) services featuring software for money transfer services; Software as a service (SAAS) services featuring software for processing payments to third parties; Software as a service (SAAS) services featuring software for debit transaction processing services; Software as a service (SAAS) services featuring software for electronic credit and debit transactions; Software as a service (SAAS) services featuring software for electronic debit card and credit card transaction processing; Software as a service (SAAS) services featuring software for banking services; Software as a service (SAAS) services featuring software for providing an electronic financial platform that accommodates multiple types of payment and debt transactions via software as a software services; Software as a service (SAAS) services featuring software for lotteries and lottery services; Software as a service (SAAS) services featuring software for betting, sports betting, wagering, and sports wagering services; Software as a service (SAAS) services featuring software for customer loyalty programs, incentive reward programs, customer loyalty services, and customer club services

Description: Administration of a customer loyalty program which provides coupons, discounts, promotions, prizes, free credits, cash balance, and cash-back rewards on financial services, lottery services, betting services, sports betting services, wagering services, and sports wagering services; arranging and conducting incentive reward programs to promote the sale of financial services, lottery services, betting services, sports betting services, wagering services, and sports wagering services; Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes

Description: Banking services; Electronic funds transfer; Payment and funds verification services; Financial services, namely, microfinance lending services; Currency exchange services; Insurance underwriting; Reinsurance underwriting; Financial services, namely, facilitating the electronic transfer of funds between individuals; Debit card transaction processing services; issuing prepaid debit cards; processing of payments; Checking account services; bill payment services; Providing financial transactions and payment options; Providing automated clearinghouse (ACH) transaction processing services; Money transfer services; Processing payments to third parties; Debit transaction processing services; Electronic credit and debit transactions; Electronic debit card and credit card transaction processing

Description: Betting services; Lottery services; Lottery services provided over a global computer network; Sports betting services; Wagering services; On-line lottery services; Online sports betting services; Operating lotteries; Organization of lotteries

Description: Electronic data storage; Providing on-line non-downloadable software for facilitating the electronic transfer of funds between
individuals; Providing on-line non-downloadable software for processing payment and money transfer transactions; Providing online non-downloadable software for processing, facilitating, verifying, and authenticating payments and transactions; Providing online non-downloadable software for verifying payments and funds; Providing on-line non-downloadable software for facilitating
microfinance lending services; Providing on-line non-downloadable software for facilitating currency exchange services; Providing
on-line non-downloadable software for insurance services, namely, providing on-line non-downloadable software for selecting,
purchasing, and managing insurance policies, evaluating insurance claims, and for submitting data for use in insurance services;
Providing on-line non-downloadable software for processing debit card transactions; Providing on-line non-downloadable software
for processing prepaid debit card transactions; Providing on-line non-downloadable software for processing of payments;
Providing on-line non-downloadable software for facilitating checking account services; Providing on-line non-downloadable
software for processing bill payments; Providing on-line non-downloadable software for processing financial transactions and
payments; Providing on-line non-downloadable software for processing automated clearinghouse (ACH) transactions; Providing
on-line non-downloadable software for facilitating money transfers; Providing on-line non-downloadable software for processing
payments to third parties; Providing on-line non-downloadable software for processing debit transactions; Providing on-line nondownloadable software for processing electronic credit and debit transactions; Providing on-line non-downloadable software for
processing electronic debit card and credit card transactions; Providing on-line non-downloadable software for banking services,
namely, providing on-line non-downloadable software for opening and managing bank accounts, processing financial transactions,
processing financial applications and financial application approvals, and monitoring usage of credit products, sending and
receiving remittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling of
cryptocurrencies; Providing on-line non-downloadable financial software platforms for facilitating payment and debt transactions;
Providing on-line non-downloadable software for lotteries and lottery services, namely, providing on-line non-downloadable
software for selecting and purchasing lottery products, managing accounts for prepaid balances used to purchase lottery
products, processing payment transactions for use in lotteries and lottery services, and for facilitating rewards incentives and
customer loyalty programs, and for providing promotional products for use in lotteries and lottery services; Providing on-line nondownloadable software for facilitating betting, sports betting, wagering, and sports wagering services; Providing on-line nondownloadable software for customer loyalty programs, incentive reward programs, customer loyalty services, and customer club
services, namely, providing on-line non-downloadable software for opening and managing a customer account, purchasing,
depositing, withdrawing, transferring, and redeeming of loyalty and rewards points, and managing rewards and loyalty
membership tier status for use in customer loyalty programs, incentive reward programs, customer loyalty services, and customer
club services; Software as a service (SAAS) services featuring software for facilitating the electronic transfer of funds between
individuals; Software as a service (SAAS) services featuring software for processing payment and money transfer transactions;
Software as a service (SAAS) services featuring software for processing, facilitating, verifying, and authenticating payments and
transactions; Software as a service (SAAS) services featuring software for verifying payments and funds; Software as a service
(SAAS) services featuring software for facilitating microfinance lending services; Software as a service (SAAS) services featuring
software for facilitating currency exchange services; Software as a service (SAAS) services featuring software for insurance
services, namely, software as a service (SAAS) services featuring software for selecting, purchasing, and managing insurance
policies, evaluating insurance claims, and for submitting data for use in insurance services; Software as a service (SAAS) services
featuring software for processing debit transactions; Software as a service (SAAS) services featuring software for processing
prepaid debit card services; Software as a service (SAAS) services featuring software for processing of payments; Software as a
service (SAAS) services featuring software for facilitating checking account services; Software as a service (SAAS) services
featuring software for facilitating bill payments; Software as a service (SAAS) services featuring software for processing financial
transactions and payments; Software as a service (SAAS) services featuring software for processing automated clearinghouse
(ACH) transactions; Software as a service (SAAS) services featuring software for facilitating money transfer; Software as a
service (SAAS) services featuring software for processing payments to third parties; Software as a service (SAAS) services
featuring software for processing debit transactions; Software as a service (SAAS) services featuring software for processing
electronic credit and debit transactions; Software as a service (SAAS) services featuring software for processing electronic debit
card and credit card transactions; software as a service (SAAS) services featuring software for banking services, namely, software
as a service (SAAS) services featuring software for opening and managing bank accounts, processing financial transactions,
processing financial applications and application approvals, and monitoring usage of credit products, sending and receiving
remittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling of cryptocurrencies;
Software as a service (SAAS) services featuring financial software platforms for facilitating payment and debt transactions;
Software as a service (SAAS) services featuring software for lotteries and lottery services, namely, software as a service (SAAS)
services featuring software for selecting and purchasing lottery products, managing accounts for prepaid balances used to
purchase lottery products, processing payment transactions for use in lotteries and lottery services, for facilitating rewards
incentives and customer loyalty programs, and for providing promotional products for use in lotteries and lottery services;
Software as a service (SAAS) services featuring software for facilitating betting, sports betting, wagering, and sports wagering
services; Software as a service (SAAS) services featuring software for customer loyalty programs, incentive reward programs,
customer loyalty services, and customer club services, namely, software as a service (SAAS) services featuring software for
opening and managing a customer account, purchasing, depositing, withdrawing, transferring, and redeeming of loyalty and
rewards points, and managing rewards and loyalty membership tier status for use in customer loyalty programs, incentive reward
programs, customer loyalty services, and customer club services