FIDELITY INFORMATION SERVICES, LLC

Educational services, namely, providing in-person or online educational and business training classes and workshops in the fields of the operation and management of banks, savings institutions, lenders, investment and trust companies, corporate capital market groups, credit unions, insurance companies, and other financial institutions and financial-services businesses; educational services, namely, providing educational and business training classes, seminars, and workshops in the fields of payment processing, financial transaction processing, electronic funds transfer and transaction services, payment terminals, and automated teller machines; Custom manufacture of blank credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, and prepaid debit or credit cards to the order and specification of others; Telecommunications, namely, call center services in the nature of routing and queuing telephone calls, emails, chat requests, and other forms of communications; providing electronic transmission of credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, prepaid credit or debit card, electronic check and electronic funds transaction data and electronic payment data via a global computer network; providing electronic delivery and transmission of reports featuring credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, or prepaid credit and debit card transaction data and electronic payment processing data via a global computer network; automated teller machine (ATM), point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminal operation services, namely, providing secure, encrypted access to a global computer payment network and telecommunications infrastructure used by bankcard association networks, merchants, and financial institutions, providing telecommunications connections to a global computer payment network used by automated teller machines (ATM), point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminals; Financial services, namely, ATM banking services; financial services in the nature of financial transaction processing, authorization, fraud checking and prevention, verification, namely, credit card and debit card transaction processing services, merchant services comprising payment transaction processing services, providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network, credit card authorization services, payment and funds verification services; financial services comprising payment processing services, electronic funds transfer, investment funds transfer and transaction services, and credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, prepaid debit or credit card payment and check processing, namely, loyalty program payment processing services, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments, processing electronic payments made through prepaid cards, electronic payment services involving electronic processing and subsequent transmission of bill payment data, credit card and debit card payment processing services, processing electronic payments made through prepaid cards, check processing services; merchant services, namely, payment transaction processing services; financial risk management services provided in connection with credit cards, checks, wire transfers, deposits, account openings, and payments; financial consulting; investment and trust management services, namely, estate trust management, real estate investment trust management services, trust management accounts, investment management; wealth management services; credit risk management; fraud reimbursement services in the field of credit card purchases, debit card purchases, and electronic check purchases; loyalty program payment processing services; bill payment services; issuing credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, prepaid electronic benefits cards, and prepaid credit or debit cards; banking services; online banking services; credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, and prepaid credit or debit card implementation, namely, issuing credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, prepaid electronic benefits cards, and prepaid credit or debit cards; debt collection services, namely, collection of debts, debt recovery, and collection agencies; information, advisory, and consultancy services related to all the aforesaid services, namely, processing of contactless credit and debit card payments, providing financial information in the field of financial transaction and payment processing services, providing financial consulting services in the field of financial transaction and payment processing services; financial risk management services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking; Billing services; business outsourcing services; business risk management; business risk management consultation; call center services, namely, operation and management of telephone, email, and chat communications centers for others; business consulting, namely, business management consulting, business marketing and advertising consulting, business consulting and information services; marketing consulting; advertising consulting; marketing and advertising services; business process re-engineering services; business administration of consumer loyalty programs for others; promoting the goods and services of others by means of the issuance of loyalty rewards cards; providing customer support services related to credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, prepaid debit or credit cards, electronic check, electronic funds, and bill payment transactions in the nature of call assisting businesses with customer follow-up as it pertains to credit and debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, prepaid debit or credit cards, electronic checks, electronic funds and bill payment transactions to improve customer outcomes and satisfaction through the use of telecommunication devices and computer networks with automated interaction and data feedback, monitoring and compilation capacity; conducting user incentive programs relating to the use of credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, and prepaid debit or credit cards, namely, promoting the sale of credit card accounts through the administration of incentive award programs, and promoting the sale of goods and services of others by means of contests and incentive award programs; Computer software development, programming, and design for others; computer systems integration services; computer services, namely, integration of computer software into multiple systems and networks and computer systems integration services; computer software consulting for others; computer software installation, updating, and maintenance for others; technical support services, namely, troubleshooting of computer software problems; information technology consulting services relating to installation, maintenance, operation, and repair of computer software; website design, maintenance, hosting, and consulting, namely, design, creation, hosting, and maintenance of websites for others, web site design consultancy, consultancy with regard to webpage design; application service provider, namely, hosting computer software applications of others; providing quality assurance services in the fields of banking and financial services and operations; outsource service provider in the field of information technology relating to installation, maintenance, operation, and repair of computer software; providing temporary use of online, non-downloadable software for use in conducting financial transaction processing, authorization, and verification, processing financial payments, conducting and processing mobile payments, and detecting and preventing fraudulent financial transactions; providing temporary use of online, non-downloadable software for use in processing electronic payments, for conducting and processing electronic funds transfers, for conducting and processing treasury transactions, for check processing, for processing electronic billing and payment collection transactions, and for processing credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, and prepaid debit or credit card transactions; providing temporary use of online, non-downloadable software for use in evaluating and analyzing financial transactions for providing treasury management services; providing temporary use of online, non-downloadable software for use in evaluating and analyzing financial transactions for providing wealth management services; providing temporary use of online, non-downloadable software for use in evaluating and analyzing financial risk in the process of providing financial risk management; providing temporary use of online, non-downloadable software for use in the operation and management of banks, credit unions, savings institutions, lenders, investment and trust companies, insurance companies, and other financial institutions and financial-services businesses, and in the provision and rendering of banking and financial services; electronic monitoring of electronic funds transfers, credit and debit card activity, and electronic check and banking transactions to detect fraud via the internet; electronic monitoring in connection with deposits, account openings, payments, and employees to detect fraud via the internet, namely, electronic monitoring of credit card activity to detect fraud via the internet, electronic monitoring of electronic payments and payment activity to detect fraud via the internet, electronic monitoring of financial account openings to detect fraud via the internet, monitoring of computer systems for detecting unauthorized access or data breach; fraud detection services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking, namely, electronic monitoring of electronic funds transfers, credit and debit card activity, and electronic check and banking transactions to detect fraud via the internet; fraud detection services in connection with deposits, account openings, payments, and employees, namely, electronic monitoring of credit card activity to detect fraud via the internet, electronic monitoring of electronic payments and payment activity to detect fraud via the internet, electronic monitoring of financial account openings to detect fraud via the internet, electronic monitoring of online banking transactions to detect fraud via the internet; data encryption services; equipment leasing, namely, leasing of computer hardware and peripheral equipment for use in point of sale transactions; graphic design of credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, and prepaid debit or credit cards for others; leasing and renting of point-of-sale terminals, computer payment terminals, mobile payment acceptance terminals, and other computerized electronic payment facilitating hardware

Downloadable computer software used in financial transaction processing, authorization, and verification, payment processing, mobile payments, fraud checking and prevention, electronic payments, electronic funds transfer, check processing, treasury management, treasury transaction processing, funds transfer, billings, collections, credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, and prepaid card processing, wealth management, and financial risk management; Downloadable computer software used in the operation and management of banks, credit unions, savings institutions, lenders, investment and trust companies, insurance companies, and other financial institutions and financial services businesses, and in the rendering of banking and financial services; Downloadable computer software for providing banking services and financial services and products; Downloadable computer software for management of banking services partner relationships; Downloadable computer software for management of fund flows; Downloadable software for management of accounts receivable; Downloadable artificial intelligence software for credit management, credit application, credit monitoring, credit risk management, and credit card integration; Downloadable artificial intelligence software for deduction management; Downloadable artificial intelligence software for debt collection and collections management; Downloadable artificial intelligence software for cash application; Downloadable software for dispute management in the field of finance; Financial services, namely, financial transaction processing, authorization, fraud checking and prevention, verification, payment processing, electronic funds transfer, investment fund transfer and transaction services, credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, prepaid card payment processing, and check processing; Merchant services, namely, payment transaction processing services; Payment processing services, namely, physical and virtual credit, debit, and prepaid card and credit, debit, and prepaid electronic device transaction processing services; Stored value prepaid card services, namely, processing electronic payments made through physical and virtual prepaid cards; Managed services, namely, financial administration of physical and virtual credit, debit, and prepaid card accounts and other payment accounts; Managed services, namely, fraud mitigation in the nature of fraud reimbursement services for purchases made with physical and virtual credit, debit, and prepaid card accounts and other payment accounts; Financial consulting services related to the use by businesses of credit, debit, prepaid, and deferred payment physical and virtual cards, codes, or devices, and other forms of payment transactions; Financial risk management services provided in connection with credit cards, checks, wire transfers, deposits, account openings, and payments; Financial consulting; Financial risk management services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking; Investment and trust management services; Wealth management services; Credit risk management; Fraud reimbursement services in the field of credit card purchases, debit card purchases, checks, electronic payments, and electronic transfers; Loyalty program payment processing services; Bill payment services; Issuing credit cards, debit cards, bank cards, stored value cards, gift cards, loyalty cards, electronic benefits cards, and prepaid cards; Banking services; Online banking services; Credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, and prepaid card design and implementation; Debt collection services; Risk management services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking; Information, advisory, and consultancy services related to all the aforesaid services; Billing services; Business outsourcing services; Business risk management; Business risk management consultation; Call center services, namely, operation and management of telephone, email, and chat communications centers for others; Business consulting; Marketing consulting; Advertising consulting; Marketing; Advertising; Business process re-engineering services; Business administration of consumer loyalty programs for others; Promoting the goods and services of others by means of the issuance of loyalty rewards cards; Providing customer support services related to credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, prepaid card, check, mobile, online, electronic funds, and bill payment transactions in the nature of call center support and customer assistant account information; Conducting user incentive programs relating to use of credit cards, debit cards, bank cards, stored value cards, gift cards, loyalty cards, electronic benefits cards, and prepaid cards; Software as a Service (SaaS) services, namely, featuring software for management of accounts receivables; Software as a Service (SaaS) services, namely, featuring software for credit management, credit application, credit monitoring, credit risk management, and credit card integration; Software as a Service (SaaS) services, namely, featuring software for deduction management; Software as a Service (SaaS) services, namely, featuring software for debt collection and collections management; Software as a Service (SaaS) services, namely, featuring software for cash application; Software as a Service (SaaS) services, namely, featuring software for dispute management in the field of finance; Providing temporary use of on-line, non-downloadable software for management of accounts receivable; Providing temporary use of on-line, non-downloadable software and artificial intelligence software for credit management, credit application, credit monitoring, credit risk management, and credit card integration; Providing temporary use of on-line, non-downloadable software and artificial intelligence software for deduction management; Providing temporary use of on-line, non-downloadable software and artificial intelligence software for debt collection and collections management; Providing temporary use of on-line, non-downloadable software and artificial intelligence software for cash application; Providing temporary use of on-line, non-downloadable software for dispute management in the field of finance; Enterprise-grade application service provider (ASP) featuring online, non-downloadable application programming interface (API) software for providing banking and financial services to third parties; Application services provider (ASP), namely, hosting, managing, developing, and maintaining software applications for others in the fields of banking, consumer finance, financial intelligence, accounts payable and receivable, and embedded finance; Platform as a service (PAAS) services featuring an online, non-downloadable computer software platform for management of banking services partner relationships; Platform as a service (PAAS) services featuring an online, non-downloadable computer software platform for management of fund flows; Platform as a service (PAAS) services featuring an online, non-downloadable computer software platform for fraud checking and prevention; Fraud protection and detection services in the nature of electronic monitoring of credit, debit, and prepaid card activities and other payment account activities via the internet for fraud mitigation and anti-money laundering purposes; Providing online, non-downloadable software for use in providing banking services and financial services and products; Software as a service (SAAS) services featuring software for use in providing banking services and financial services and products; Application service provider (ASP) services, namely, hosting computer software applications of others in the fields of banking and financial services; Computer software development, programming, and design for others; Computer systems integration services; Computer design and development services, namely, integration of computer software and systems integration; Computer software consulting; Computer software installation, updating, and maintenance; Technical support services, namely, troubleshooting of computer software problems for others; Information technology consulting services relating to installation, maintenance and repair of computer software; Website design, maintenance, hosting, and consulting; Application service provider (ASP) services, namely, hosting computer software applications of others; Providing quality assurance services in the fields of banking and financial services and operations; Outsource service provider in the field of information technology consulting relating to installation, maintenance and repair of computer software; Providing online, non-downloadable software for use in financial transaction processing, authorization, and verification, payment processing, mobile payments, fraud checking and prevention, electronic payments, electronic funds transfer, check processing, treasury management, treasury transaction processing, funds transfer, billings, collections, credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, and prepaid card processing, and wealth management; Providing online, non-downloadable software for use in the operation and management of banks, credit unions, savings institutions, lenders, investment and trust companies, insurance companies, and other financial institutions and financial services businesses, and in the rendering of banking and financial services; Electronic monitoring of electronic funds transfers, credit and debit card activity, and electronic check and banking transactions to detect fraud via the internet; Electronic monitoring in connection with deposits, account openings, payments, and employees to detect fraud via the internet, namely, electronic monitoring of credit card activity to detect fraud via the internet, electronic monitoring of electronic payments and payment activity to detect fraud via the internet, electronic monitoring of financial account openings to detect fraud via the internet, monitoring of computer systems for detecting unauthorized access or data breach; Data encryption services; Graphic design and computer aided design of credit cards, debit cards, bank cards, stored value cards, gift cards, loyalty cards, electronic benefits cards, and prepaid cards for others

Online software for use in providing banking services and financial services and products; software as a service (SAAS) services for use in providing banking services and financial services and products; application service provider (ASP), namely, hosting computer software applications of others in the fields of banking and financial services

Downloadable computer software for providing banking services and financial services and products; Online non-downloadable software for use in providing banking services and financial services and financial products; software as a service (SAAS) services featuring software for use in providing banking services and financial services and financial products; application service provider (ASP), namely, hosting computer software applications of others in the fields of banking and financial services

Educational services, namely, providing in-person or online educational and business training classes and workshops in the fields of the operation and management of banks, savings institutions, lenders, investment and trust companies, corporate capital market groups, credit unions, insurance companies, and other financial institutions and financial-services businesses; educational services, namely, providing educational and business training classes, seminars, and workshops in the fields of payment processing, financial transaction processing, electronic funds transfer and transaction services, payment terminals, and automated teller machines; Custom manufacture of blank credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, and prepaid debit or credit cards to the order and specification of others; Telecommunications, namely, call center services in the nature of routing and queuing telephone calls, emails, chat requests, and other forms of communications; providing electronic transmission of credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, prepaid credit or debit card, electronic check and electronic funds transaction data and electronic payment data via a global computer network; providing electronic delivery and transmission of reports featuring credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, or prepaid credit and debit card transaction data and electronic payment processing data via a global computer network; automated teller machine (ATM), point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminal operation services, namely, providing secure, encrypted access to a global computer payment network and telecommunications infrastructure used by bankcard association networks, merchants, and financial institutions, providing telecommunications connections to a global computer payment network used by automated teller machines (ATM), point-of-sale terminals, computer payment terminals, and mobile payment acceptance terminals; Financial services, namely, ATM banking services; financial services in the nature of financial transaction processing, authorization, fraud checking and prevention, verification, namely, credit card and debit card transaction processing services, merchant services comprising payment transaction processing services, providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network, credit card authorization services, payment and funds verification services; financial services comprising payment processing services, electronic funds transfer, investment funds transfer and transaction services, and credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, prepaid debit or credit card payment and check processing, namely, loyalty program payment processing services, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments, processing electronic payments made through prepaid cards, electronic payment services involving electronic processing and subsequent transmission of bill payment data, credit card and debit card payment processing services, processing electronic payments made through prepaid cards, check processing services; merchant services, namely, payment transaction processing services; financial risk management services provided in connection with credit cards, checks, wire transfers, deposits, account openings, and payments; financial consulting; investment and trust management services, namely, estate trust management, real estate investment trust management services, trust management accounts, investment management; wealth management services; credit risk management; fraud reimbursement services in the field of credit card purchases, debit card purchases, and electronic check purchases; loyalty program payment processing services; bill payment services; issuing credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, prepaid electronic benefits cards, and prepaid credit or debit cards; banking services; online banking services; credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, and prepaid credit or debit card implementation, namely, issuing credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, prepaid electronic benefits cards, and prepaid credit or debit cards; debt collection services, namely, collection of debts, debt recovery, and collection agencies; information, advisory, and consultancy services related to all the aforesaid services, namely, processing of contactless credit and debit card payments, providing financial information in the field of financial transaction and payment processing services, providing financial consulting services in the field of financial transaction and payment processing services; financial risk management services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking; Billing services; business outsourcing services; business risk management; business risk management consultation; call center services, namely, operation and management of telephone, email, and chat communications centers for others; business consulting, namely, business management consulting, business marketing and advertising consulting, business consulting and information services; marketing consulting; advertising consulting; marketing and advertising services; business process re-engineering services; business administration of consumer loyalty programs for others; promoting the goods and services of others by means of the issuance of loyalty rewards cards; providing customer support services related to credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, prepaid debit or credit cards, electronic check, electronic funds, and bill payment transactions in the nature of call assisting businesses with customer follow-up as it pertains to credit and debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, prepaid debit or credit cards, electronic checks, electronic funds and bill payment transactions to improve customer outcomes and satisfaction through the use of telecommunication devices and computer networks with automated interaction and data feedback, monitoring and compilation capacity; conducting user incentive programs relating to the use of credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, and prepaid debit or credit cards, namely, promoting the sale of credit card accounts through the administration of incentive award programs, and promoting the sale of goods and services of others by means of contests and incentive award programs; Computer software development, programming, and design for others; computer systems integration services; computer services, namely, integration of computer software into multiple systems and networks and computer systems integration services; computer software consulting for others; computer software installation, updating, and maintenance for others; technical support services, namely, troubleshooting of computer software problems; information technology consulting services relating to installation, maintenance, operation, and repair of computer software; website design, maintenance, hosting, and consulting, namely, design, creation, hosting, and maintenance of websites for others, web site design consultancy, consultancy with regard to webpage design; application service provider, namely, hosting computer software applications of others; providing quality assurance services in the fields of banking and financial services and operations; outsource service provider in the field of information technology relating to installation, maintenance, operation, and repair of computer software; providing temporary use of online, non-downloadable software for use in conducting financial transaction processing, authorization, and verification, processing financial payments, conducting and processing mobile payments, and detecting and preventing fraudulent financial transactions; providing temporary use of online, non-downloadable software for use in processing electronic payments, for conducting and processing electronic funds transfers, for conducting and processing treasury transactions, for check processing, for processing electronic billing and payment collection transactions, and for processing credit card, debit card, bank card, stored value card, prepaid gift card, prepaid customer loyalty card, electronic benefits card, and prepaid debit or credit card transactions; providing temporary use of online, non-downloadable software for use in evaluating and analyzing financial transactions for providing treasury management services; providing temporary use of online, non-downloadable software for use in evaluating and analyzing financial transactions for providing wealth management services; providing temporary use of online, non-downloadable software for use in evaluating and analyzing financial risk in the process of providing financial risk management; providing temporary use of online, non-downloadable software for use in the operation and management of banks, credit unions, savings institutions, lenders, investment and trust companies, insurance companies, and other financial institutions and financial-services businesses, and in the provision and rendering of banking and financial services; electronic monitoring of electronic funds transfers, credit and debit card activity, and electronic check and banking transactions to detect fraud via the internet; electronic monitoring in connection with deposits, account openings, payments, and employees to detect fraud via the internet, namely, electronic monitoring of credit card activity to detect fraud via the internet, electronic monitoring of electronic payments and payment activity to detect fraud via the internet, electronic monitoring of financial account openings to detect fraud via the internet, monitoring of computer systems for detecting unauthorized access or data breach; fraud detection services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking, namely, electronic monitoring of electronic funds transfers, credit and debit card activity, and electronic check and banking transactions to detect fraud via the internet; fraud detection services in connection with deposits, account openings, payments, and employees, namely, electronic monitoring of credit card activity to detect fraud via the internet, electronic monitoring of electronic payments and payment activity to detect fraud via the internet, electronic monitoring of financial account openings to detect fraud via the internet, electronic monitoring of online banking transactions to detect fraud via the internet; data encryption services; equipment leasing, namely, leasing of computer hardware and peripheral equipment for use in point of sale transactions; graphic design of credit cards, debit cards, bank cards, stored value cards, prepaid gift cards, prepaid customer loyalty cards, electronic benefits cards, and prepaid debit or credit cards for others; leasing and renting of point-of-sale terminals, computer payment terminals, mobile payment acceptance terminals, and other computerized electronic payment facilitating hardware

Downloadable computer software for providing banking and financial services; downloadable computer software for management of banking services partner relationships; downloadable computer software for management of fund flows; Payment processing services, namely, physical and virtual credit, debit, and prepaid card and credit, debit, and prepaid electronic device transaction processing services; stored value prepaid card services, namely, processing electronic payments made through physical and virtual prepaid cards; managed services, namely, financial administration of physical and virtual credit, debit, and prepaid card accounts and other payment accounts; managed services, namely, fraud mitigation in the nature of fraud reimbursement services for purchases made with physical and virtual credit, debit, and prepaid card accounts and other payment accounts; financial consulting services related to the use by businesses of credit, debit, prepaid, and deferred payment physical and virtual cards, codes, or devices, and other forms of payment transactions; Enterprise-grade application service provider (ASP) featuring online, non-downloadable application programming interface (API) software for providing banking and financial services to third parties; application services provider, namely, hosting, managing, developing, and maintaining software applications for others in the fields of banking, consumer finance, financial intelligence, accounts payable and receivable, and embedded finance; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of banking services partner relationships; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of fund flows; platform as a service (PAAS) services featuring an online, non-downloadable computer software platform for fraud checking and prevention; fraud protection and detection services in the nature of electronic monitoring of credit, debit, and prepaid card activities and other payment account activities via the internet for fraud mitigation and anti-money laundering purposes

Downloadable computer software for providing banking and financial services; downloadable computer software for management of banking services partner relationships; downloadable computer software for management of fund flows; Payment processing services, namely, physical and virtual credit, debit, and prepaid card and credit, debit, and prepaid electronic device transaction processing services; stored value prepaid card services, namely, processing electronic payments made through physical and virtual prepaid cards; managed services, namely, financial administration of physical and virtual credit, debit, and prepaid card accounts and other payment accounts; managed services, namely, fraud mitigation in the nature of fraud reimbursement services for purchases made with physical and virtual credit, debit, and prepaid card accounts and other payment accounts; financial consulting services related to the use by businesses of credit, debit, prepaid, and deferred payment physical and virtual cards, codes, or devices, and other forms of payment transactions; Enterprise-grade application service provider (ASP) featuring online, non-downloadable application programming interface (API) software for providing banking and financial services to third parties; application services provider, namely, hosting, managing, developing, and maintaining software applications for others in the fields of banking, consumer finance, financial intelligence, accounts payable and receivable, and embedded finance; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of banking services partner relationships; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of fund flows; platform as a service (PAAS) services featuring an online, non-downloadable computer software platform for fraud checking and prevention; fraud protection and detection services in the nature of electronic monitoring of credit, debit, and prepaid card activities and other payment account activities via the internet for fraud mitigation and anti-money laundering purposes

Downloadable computer software for providing banking and financial services; downloadable computer software for management of banking services partner relationships; downloadable computer software for management of fund flows; Payment processing services, namely, physical and virtual credit, debit, and prepaid card and credit, debit, and prepaid electronic device transaction processing services; stored value prepaid card services, namely, processing electronic payments made through physical and virtual prepaid cards; managed services, namely, financial administration of physical and virtual credit, debit, and prepaid card accounts and other payment accounts; managed services, namely, fraud mitigation in the nature of fraud reimbursement services for purchases made with physical and virtual credit, debit, and prepaid card accounts and other payment accounts; financial consulting services related to the use by businesses of credit, debit, prepaid, and deferred payment physical and virtual cards, codes, or devices, and other forms of payment transactions; Enterprise-grade application service provider (ASP) featuring online, non-downloadable application programming interface (API) software for providing banking and financial services to third parties; application services provider, namely, hosting, managing, developing, and maintaining software applications for others in the fields of banking, consumer finance, financial intelligence, accounts payable and receivable, and embedded finance; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of banking services partner relationships; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of fund flows; platform as a service (PAAS) services featuring an online, non-downloadable computer software platform for fraud checking and prevention; fraud protection and detection services in the nature of electronic monitoring of credit, debit, and prepaid card activities and other payment account activities via the internet for fraud mitigation and anti-money laundering purposes

Downloadable computer software for providing banking and financial services; downloadable computer software for management of banking services partner relationships; downloadable computer software for management of fund flows; Payment processing services, namely, physical and virtual credit, debit, and prepaid card and credit, debit, and prepaid electronic device transaction processing services; Stored value prepaid card services, namely, processing electronic payments made through physical and virtual prepaid cards; Managed services, namely financial administration of physical and virtual credit, debit, and prepaid card accounts and other payment accounts; Managed services, namely, fraud mitigation in the nature of fraud reimbursement services for purchases made with physical and virtual credit, debit, and prepaid card accounts and other payment accounts; Financial consulting services related to the use by businesses of credit, debit, prepaid, and deferred payment physical and virtual cards, codes, or devices, and other forms of payment transactions; Enterprise-grade application service provider featuring online, non-downloadable application programming interface (API) software for providing banking and financial services to third parties; application services provider, namely hosting, managing, developing, and maintaining software applications for others in the fields of banking, consumer finance, financial intelligence, accounts payable and receivable, and embedded finance; platform as a service (PaaS) services featuring an online, nondownloadable computer software platform for management of banking services partner relationships; platform as a service (PaaS) services featuring an online, non-downloadable computer software platform for management of fund flows; platform as a service (PaaS) services featuring an online, non-downloadable computer software platform for fraud checking and prevention; fraud protection and detection services in the nature of electronic monitoring of credit, debit, and prepaid card activities and other payment account activities via the internet for fraud mitigation and anti-money laundering purposes

Magnetically encoded prepaid debit cards; Issuing prepaid debit cards; processing electronic payments made through prepaid cards; financial services, namely, administration of transactions involving funds drawn from public and private electronic benefit transfer programs using a prepaid debit card over a global data network

Class 041: Providing online non-downloadable videos featuring information in the fields of financial and fintech news, information, and commentary; Providing online non-downloadable publications in the nature of articles in the fields of financial and fintech news, information, and commentary

Downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; downloadable software used for collecting and analyzing financial information of customers; downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; downloadable application programming interface software used for connecting users to information from financial software providers; Providing temporary use of on-line non-downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; Providing temporary use of on-line non-downloadable software used for collecting and analyzing financial information of customers; Providing temporary use of on-line non-downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; Providing temporary use of on-line non-downloadable application programming interface software used for connecting users to information from financial software providers; Providing information via a website on application programming interface software used for connecting users to information from financial software providers

Providing temporary use of on-line non-downloadable software to store, manage, track, analyze, and report data in the field of financial institution regulatory compliance and risk management used for automated risk assessment and to provide improved calculations of risk and to perform reporting and analytics of risk measurements and consulting services related thereto

Platform as a service (PaaS) services featuring computer software platforms for use in financial transaction processing and verification

Financial services, namely, payment transaction processing services, clearing and reconciling financial transactions via communications networks | Software as a service (SaaS) services for processing electronic payments

Class 009: Downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; downloadable software used for collecting and analyzing financial information of customers; downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; downloadable application programming interface software used for connecting users to information from financial software providers; Class 042: Providing temporary use of online non-downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; providing temporary use of online non-downloadable software used for collecting and analyzing financial information of customers; non-downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; providing temporary use of online non-downloadable application programming interface software used for connecting users to information from financial software providers; providing information via a website on application programming interface software used for connecting users to information from financial software providers

Downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; downloadable software used for collecting and analyzing financial information of customers; downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; downloadable application programming interface software used for connecting users to information from financial software providers | Providing temporary use of online non-downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; providing temporary use of online non-downloadable software used for collecting and analyzing financial information of customers; providing temporary use of online non-downloadable interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; providing temporary use of online non-downloadable application programming interface software used for connecting users to information from financial software providers; providing information via a website on application programming interface software used for connecting users to information from financial software providers

Class 042: Providing temporary use of online non-downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; providing temporary use of online non-downloadable software used for collecting and analyzing financial information of customers; non-downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; providing temporary use of online non-downloadable application programming interface software used for connecting users to information from financial software providers; providing information via a website on application programming interface software used for connecting users to information from financial software providers

Computer aided design manufacturing of credit cards, debit cards, bank cards, stored value cards, gift cards, loyalty cards, electronic benefits cards, and prepaid cards for others; Downloadable computer software used for financial transaction processing, authorization, and verification, payment processing, enabling and conducting mobile payments, fraud checking and prevention, making electronic payments, electronic funds transfer, check processing, treasury management, treasury transaction processing, funds transfer, billings, collections, credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, and prepaid card processing, wealth management, and financial risk management; downloadable computer software used for the operation and management of banks, credit unions, savings institutions, lenders, investment and trust companies, insurance companies, and other financial institutions and financial services businesses, and in the rendering of banking and financial services; downloadable computer software for use in the operation and management of automated teller machines and payment terminals; point-of-sale terminals; electronic payment terminals; automated teller machines; mobile payment acceptance terminals; electronic display interfaces, namely, read-out apparatus for use in the authentication of cashless payment means and for use in the identification of cashless payment means; pin code entry devices; Financial services, namely, financial transaction processing, authorization, fraud checking and prevention, verification, payment processing, electronic funds transfer, investment fund transfer and transaction services, credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, prepaid card payment processing, and check processing; merchant services, namely, payment transaction processing services; financial risk management services provided in connection with credit cards, checks, wire transfers, deposits, account openings, and payments; financial consulting; financial risk management services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking; investment and trust management services; wealth management services; credit risk management; fraud reimbursement services in the field of credit card purchases, debit card purchases, checks, electronic payments, and electronic transfers; loyalty program payment processing services; bill payment services; issuing credit cards, debit cards, bank cards, stored value cards, gift cards, loyalty cards, electronic benefits cards, and prepaid cards; banking services; online banking services; automated teller machine (ATM), point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminal operation services, namely, connecting automated teller machines (ATM), point of-sale terminals, computer payment terminals, and mobile payment acceptance terminals to bankcard association networks, merchants, and financial institutions via a global computer network; credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, and prepaid card design and implementation; debt collection services; leasing and renting of point-of-sale terminals, computer payment terminals, mobile payment acceptance terminals, and other payment facilitating devices; information, advisory, and consultancy services related to all the aforesaid services; Billing services; business outsourcing services; business risk management; business risk management consultation; call center services, namely, operation and management of telephone, email, and chat communications centers for others; business consulting; marketing consulting; advertising consulting; marketing services; advertising; business process re-engineering services; business administration of consumer loyalty programs for others; promoting the goods and services of others by means of the issuance of loyalty rewards cards; providing customer support services related to credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, prepaid card, check, mobile, online, electronic funds, and bill payment transactions in the nature of call center support and customer assistant account information; conducting user incentive programs relating to use of credit cards, debit cards, bank cards, stored value cards, gift cards, loyalty cards, electronic benefits cards, and prepaid cards; Computer software development, programming, and design for others; computer systems integration services; computer design and development services, namely, integration of computer software and systems integration; computer software consulting; computer software installation, updating, and maintenance; technical support services, namely, troubleshooting of computer software problems; information technology consulting; website design, maintenance, hosting, and consulting; application service provider, namely, hosting computer software applications of others; providing quality assurance services in the fields of banking and financial services and operations; outsource service provider in the field of information technology; providing online, non-downloadable software for use in financial transaction processing, authorization, and verification, payment processing, mobile payments, fraud checking and prevention, electronic payments, electronic funds transfer, check processing, treasury management, treasury transaction processing, funds transfer, billings, collections, credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits card, and prepaid card processing, wealth management; providing online, non-downloadable software for use in the operation and management of banks, credit unions, savings institutions, lenders, investment and trust companies, insurance companies, and other financial institutions and financial services businesses, and in the rendering of banking and financial services; electronic monitoring of electronic funds transfers, credit cards, debit cards, check transactions, and banking; electronic monitoring in connection with deposits, account openings, payments, and employees to detect fraud via the internet; data encryption services; equipment leasing, namely, leasing of computer hardware and peripheral equipment for use in point of sale transactions; graphic design of credit cards, debit cards, bank cards, stored value cards, gift cards, loyalty cards, electronic benefits cards, and prepaid cards for others

"AS A SERVICE"

Software as a service (SaaS) services featuring software for enabling banks and financial institutions to process and manage digital communications with customers

enterprise-grade application service provider featuring online, non-downloadable application programming interface (API) software for providing banking services to third parties; application service provider, namely, hosting, managing, developing, and maintaining software applications for others in the fields of banking and consumer finance; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of banking services partner relationships; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of fund flows

Downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; Downloadable software used for collecting and analyzing financial information of customers; Downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; Downloadable application programming interface software used for connecting users to information from financial software providers | Providing temporary use of on-line non-downloadable application programming interface software used for collecting financial transactions, statements, ratios, forecasts, risk and fraud metrics, valuation figures, industry benchmark, metadata, exchange rates, lending, trade, analytics, insights, reports, payroll, insurance and billing information of customers; Providing temporary use of on-line non-downloadable software used for collecting and analyzing financial information of customers; Providing temporary use of on-line non-downloadable application programming interface software used for connecting businesses to their customers financial software, payroll and point of sale systems; Providing temporary use of on-line non-downloadable application programming interface software used for connecting users to information from financial software providers; Providing information via a website on application programming interface software used for connecting users to information from financial software providers

Debit card transaction processing services; debit card transaction processing services for credit unions; providing electronic processing of debit card transactions; providing electronic processing of debit card transactions for credit unions

Software as a Service (SaaS) services featuring software for core banking systems and financial services applications, namely, software for the operation and management of banks and financial institutions and in the rendering of banking and financial services, the centralized management of customer account records and information, financial transaction processing, verification, settlement, payment processing, funds transfer, billings, collections, credit card, debit card, and prepaid card processing, electronic bill payment, electronic funds transfers, card-to-card fund transfers, electronic remote check deposit capture services, online and automated teller machine (ATM) banking, financial risk management, fraud detection, and compliance of banking and financial institutions with government regulations

"DATA AS A SERVICE"

downloadable computer software for providing banking services to third parties; downloadable computer software for accessing, offering, and providing banking products and services; downloadable computer software for management of fund flows; integrated computerized system for the collection and transmission of data related to banking information; downloadable software development kits (SDK)

Business data analysis and business intelligence services for use in the operation and management of financial institutions and financial-services businesses | Software as a service (SaaS) services featuring software for data analysis, data analytics, data visualization, predictive analytics, predictive modeling, and that provides integrated business management intelligence by combining information from various databases and presenting it in user and technical interfaces for use in the operation and management of financial institutions and financial-services businesses

Business data analysis and business intelligence services for use in the operation and management of financial institutions and financial-services businesses | Software as a service (SaaS) services featuring software for data analysis, data analytics, data visualization, predictive analytics, predictive modeling, and that provides integrated business management intelligence by combining information from various databases and presenting it in user and technical interfaces for use in the operation and management of financial institutions and financial-services businesses

Providing online, non-downloadable artificial intelligence chatbot software for use in connection with credit and collections automation systems

Class 035: Promoting the goods and services of others by offering rewards for debit and credit card use as part of a customer loyalty program; administration of a customer loyalty program for others that provides consumers the ability to receive rewards for debit card and credit card use

enterprise-grade application service provider featuring online, non-downloadable application programming interface (API) software for providing banking services to third parties; application service provider, namely, hosting, managing, developing, and maintaining software applications for others in the fields of banking and consumer finance; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of banking services partner relationships; platform as a service (PAAS) featuring an online, non-downloadable computer software platform for management of fund flows

"ENTERPRISE VELOCITY"

Class 036: Financial services, namely, financial transaction processing and verification of credit cards, debit cards, prepaid cards, checks, wire transfers, ACH, electronic funds transfers, deposits, real-time gross settlements, and payments; electronic funds transfer; collections, namely, debt collections; processing electronic payments and transactions made through credit cards, debit cards, prepaid cards, checks, wire transfers, ACH, electronic funds transfers, deposits, real-time gross settlements, and payments; financial risk management services provided in connection with credit cards, debit cards, prepaid cards, checks, wire transfers, ACH, electronic funds transfers, deposits, real-time gross settlements, and payments; credit risk management; fraud reimbursement services in the field of credit card purchases, debit card purchases, prepaid card purchases, checks, wire transfers, ACH, electronic funds transfers, deposits, real-time gross settlements, and electronic payments; Class 042: Software as a Service (SaaS) services featuring software for financial transaction processing and verification, payment processing, funds transfer, billings, collections, credit card, debit card, and prepaid card processing

Downloadable and recorded computer software for automating trading and distribution of fixed income securities and money market instruments | Software design and development; updating of computer software; software maintenance; software rental; computer programming; computer software consultancy services, all of the foregoing for automating trading and distribution of fixed income securities and money market instruments

Software as a service (SAAS) services featuring software that allows consumers to enroll in a customer loyalty program and to collect, track, and redeem rewards

Providing customer support services related to credit card, debit card, bank card, stored value card, gift card, electronic benefits, check, mobile, online, electronic funds, and bill payment transactions in the nature of call center support and customer assistant account information | Financial services, namely, transaction and data processing services; Payment transaction processing services, namely, credit card, debit card, bank card, stored value card, loyalty card, gift card, electronic benefits transfer, check, online, mobile and electronic funds transfer transaction processing services; Credit card services and credit card transaction processing services; Debit card services and debit card transaction processing services; Bank card services and bank card transaction processing services; Stored value card services and stored value card transaction processing services; Gift card services and gift card transaction processing services; Loyalty card services and loyalty card transaction processing services; Electronic payment services, namely, electronic processing and transmission of credit card, debit card, bank card, stored value card, gift card, loyalty card, electronic benefits, check, mobile, online, electronic funds, and bill payment data via a global computer network; Electronic funds transfer and bank account settlement services via a global computer network; Credit card, debit card, bank card, stored value card, loyalty card, and gift card design and production services; Automated Teller Machine (ATM), point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminal operation services, namely, connecting Automated Teller Machine (ATM), point-of-sale terminal, computer payment terminal, and mobile payment acceptance terminals to bankcard association networks, merchants and financial institutions via a global computer network; Credit card, debit card, bank card, stored value card, gift card, and loyalty card program design and implementation; First-party debt collections services related to processed credit card programs; Leasing and renting of point-of-sale terminals, computer payment terminals, mobile payment acceptance terminals, and other payment facilitating devices | Installation of point-of-sale-terminals and computer payment terminals, and mobile payment acceptance terminals | Electronic transmission of credit card, debit card, bank card, stored value card, loyalty card, gift card, electronic benefits, check, mobile, electronic funds, and bill payment and transaction data via a global computer network; electronic delivery and transmission of reports in the field of credit card, debit card, bank card, stored value card, loyalty card, gift card transaction and payment processing data | Delivery of point-of-sale-terminals and computer payment terminals, and mobile payment acceptance terminals, namely, through mail order and courier | Computer services, namely, designing and maintaining computer programs for others in the area of payment processing services that facilitate electronic processing, transmission, transfer and bank account settlement of credit card, debit card, bank card, stored value card, loyalty card, gift card, electronic benefits, check, mobile, online, electronic funds, and bill payment and transaction data via a global computer network; Data encryption and data security services, namely, providing security and anonymity for electronically transmitted credit card, debit card, bank card, stored value card, loyalty card, gift card, electronic benefits, check, mobile, online, electronic funds, and bill payment data and transactions via a global computer network; Providing use of on-line, non-downloadable software for use by entities, namely, financial institutions, merchants, value-added resellers, software dealers and other payment processors, in order to process credit card, debit card, bank card, stored value card, loyalty card, gift card, electronic benefits, check, mobile, online, electronic funds, and bill payment transactions via a global computer network; Providing temporary use of on-line non-downloadable software for use in analyzing credit and debit card expenditures and generating reports relating thereto; Equipment leasing, namely, leasing of computer hardware and peripheral equipment for use in point of sale transactions; Graphic design of credit card, debit card, bank card, stored value card, loyalty card, gift card transaction and payment processing reports; Electronic or downloadable delivery of credit card, debit card, bank card, stored value card, loyalty card, gift card transaction and payment processing reports; Graphic design of credit card, debit card, bank card, stored value card, loyalty card, gift cards and for others; Delivery and installation of point-of-sale-terminals and computer payment terminals, and mobile payment acceptance terminals, namely, through mailing and courier

Online retail store services featuring software in the fields of banking and financial services

Software for detecting, alerting, investigating, reporting, managing, and resolving fraud and risk exposure relating to prepaid cards and retail payments; Financial risk management services in the fields of prepaid payments and retail payments; Providing temporary use of online non-downloadable software for detecting, alerting, investigating, reporting, managing, and resolving fraud and risk exposure relating to prepaid cards and retail payments; electronic monitoring of prepaid payments and retail payments to detect fraud via the internet

Downloadable mobile software application that allows cardholders to convert and redeem loyalty rewards as stored value cards

Downloadable mobile software application that allows cardholders to convert and redeem loyalty rewards as stored value cards

"ON DEMAND"

Computer software, namely, a downloadable mobile application for use in electronic benefits transfers

Conducting and administering employee incentive reward programs to promote employee performance

"CONNECT"; Providing an application programming interface (API) gateway to enable users to access and interact with software applications in the fields of banking and finance

Conducting and administering employee incentive reward programs to promote employee performance; Providing temporary use of online non-downloadable software that tracks employees' progress toward workplace and personal performance goals, provides recognition, and enables employees to earn and redeem incentive rewards

Financial services, namely, electronic bill payment, card-to-card transfers in the nature of electronic transfer of funds, electronic remote check deposit capture services, and bank account management services; personal financial management budgeting services; electronic funds transfer services; debit card services, namely, processing of debit card payments, electronic debit card transaction processing, debit card verification services, debit card settlement services in the nature of debit card authorization services, and issuing prepaid debit cards; online services, namely, banking services accessible by means of a downloadable mobile application; issuing prepaid cards to consumers, namely, reloadable cards, EMV/chip cards, gift cards, incentive cards, travel cards, virtual cards, and general-purpose cards; financial transaction processing and verification of prepaid cards

"REWARDS"

Business management services, namely, administration of business for others engaged in the business of providing identification card and transaction card programs | Commercial card services for plastic transaction cards, namely, issuing stored value cards | Custom manufacture of plastic transaction and identification cards for others

Issuing prepaid cards to consumers, namely, reloadable cards, gift cards, incentive cards, EMV/chip cards, travel cards, general-purpose cards, and virtual cards; financial transaction processing and verification of prepaid cards

Banking and financial services, namely, automatic teller machine services and electronic funds transfer services; Cloud computing software featuring software for use in automatic teller machine services, electronic funds transfer services, online banking services, and financial services, namely, electronic funds transfer services; software as a service (SAAS) services featuring software for use in automatic teller machine services, electronic funds transfer services, online banking services, and financial services, namely, electronic funds transfer services

Issuing prepaid cards to consumers, namely, reloadable cards, EMV/chip cards, gift cards, incentive cards, travel cards, virtual cards, and general-purpose cards; financial transaction processing and verification of prepaid cards

Software as a service (SAAS) services featuring software for monitoring and managing online business listings, consumer reviews, social media, and email marketing

Computer software, namely, a downloadable mobile application for use in electronic benefits transfers

Providing education and training in the field of electronic benefits transfer rendered through in-person, online, and video classes and workshops; Electronic benefits transfer card transaction processing services; issuing electronic benefits transfer cards; Data processing services in the field of electronic benefits transfer card transactions and payments; Providing online, non-downloadable computer software for use in secure processing of commercial transactions and payments via electronic benefits transfer cards; electronic monitoring of electronic benefits transfers and electronic benefits transfer card transactions and payments to detect fraud via the internet

Treasury transaction processing software, namely, for use by corporations, organizations, and banks to facilitate automatic global payment processing and related reporting | [ Providing online, non-downloadable cloud-hosted software interface for use in treasury transaction processing, namely, for use by corporations, organizations, and banks to facilitate automatic global payment processing and related reporting ]

Treasury management software | Providing cloud-based treasury management software, namely, software as a service (SAAS) services featuring software for use in treasury management

Educational services, namely, providing education and training in the fields of the operation and management of banks and other financial institutions rendered through in-person, online, video classes, and workshops; Financial services, namely, financial transaction processing and verification, payment processing; electronic funds transfer; collections, namely, debt collections; processing electronic payments and transactions made through credit cards, debit cards, and prepaid cards; financial risk management services provided in connection with credit cards, checks, wire transfers, deposits, account openings, and payments; credit risk management; fraud reimbursement services in the field of credit card purchases, debit card purchases, checks, electronic payments, and electronic transfers; Fraud detection services in the fields of electronic funds transfer, credit cards, debit cards, check transactions, and banking; fraud detection services in connection with deposits, account openings, payments, and employees

Educational services, namely, providing education and training in the fields of the operation and management of banks and other financial institutions rendered through in-person, online, video classes, and workshops; Billing services; business outsourcing services; business risk management; business risk management consultation; call center services, namely, operation and management of telephone, email, and chat communications centers for others; business consultation; marketing consulting; advertising consulting; marketing; advertising services; outsource service providers in the field of information technology; business process re-engineering services; providing marketing materials relating to the operation and management of banks and financial institutions; business administration of consumer loyalty programs for others