John M. Floyd & Associates, Inc.

Class 035: Market analysis, research, advisory, intelligence, and consultation services in the field of financial institution products and market research services; Marketing consulting, namely, development of marketing campaigns for others; Analysis of market research data and statistics; Business services, namely, preparation of mailing and emailing lists and electronic and printed materials for mailing and emailing for others; Creative marketing plan development services; Development of marketing strategies and concepts

Class 035: Market analysis, research, advisory, intelligence, and consultation services in the field of financial institution products and market research services; Marketing consulting, namely, development of marketing campaigns for others; Analysis of market research data and statistics; Business services, namely, preparation of mailing and emailing lists and electronic and printed materials for mailing and emailing for others; Creative marketing plan development services; Development of marketing strategies and concepts

Class 035: Market analysis, research, advisory, intelligence, and consultation services in the field of financial institution products and market research services; Marketing consulting, namely, development of marketing campaigns for others; Analysis of market research data and statistics; Business services, namely, preparation of mailing and emailing lists and electronic and printed materials for mailing and emailing for others; Creative marketing plan development services; Development of marketing strategies and concepts

Providing temporary use of non-downloadable cloud-based software for overdraft program management, overdraft program performance tracking and reporting, overdraft program analytics, overdraft program letter and email generation and call queues; Providing temporary use of on-line non-downloadable single sign-on software; User authentication services using single sign-on technology for online software applications

Class 035: Negotiation of business contracts for others; Vendor management services for financial institutions

Providing temporary use of non-downloadable cloud-based software for overdraft program management, overdraft program performance tracking and reporting, overdraft program analytics, overdraft program letter and email generation and call queues; Providing temporary use of on-line non-downloadable single sign-on software; User authentication services using single sign-on technology for online software applications

Class 035: Negotiation of business contracts for others; Vendor management services for financial institutions

"COURTESY PAY"

"OVERDRAFT PRIVILEGE"

Class 036: Checking account overdraft privilege services for banks and credit unions, namely, managing checking accounts with overdraft privileges

"OVERDRAFT PRIVILEGE"

"FRAUD MANAGER"

"ODP COMPLIANCE AND PERFORMANCE REVIEW"

"OVERDRAFT PRIVILEGE COMPLIANCE AND PERFORMANCE REVIEW"

"OVERDRAFT PRIVILEGE" or "COMPLIANCE AND PERFORMANCE REVIEW"

Class 035: Business management services for financial institutions in the field of loan participation marketing and purchase; business consultation, namely, loan profitability analysis and consultation; business appraisals of loans; Class 036: financial services, namely, money lending, brokerage offered via websites on the Internet in the field of commercial, business, consumer, personal and mortgage loans; Class 038: Communication services, namely electronic transmission of loan information between lenders for negotiating the buying and selling of loan participation interests

REPORT

Computer software for monitoring overdrawn checking accounts | business management services for financial institutions; business consulting in the field of economic planning, regulatory planning, strategic planning, and earnings improvement for financial institutions; business marketing consulting in the field of checking account overdraft privilege marketing programs | financial services, namely, managing checking accounts with overdraft privileges; financial consultation in the fields of economic planning, regulatory compliance, strategic planning, and earnings improvement for financial institutions | Training in the fields of reporting, monitoring, and implementing overdraft privilege products into database processing systems | Computer consulting services in the field of integration of overdraft privilege products into data processing systems

DIRECT

NEW CUSTOMER

NEW MEMBER

"ASSOCIATES NEW CUSTOMER ACCOUNT ACQUISITION PROGRAM"

"ASSOCIATES NEW MEMBER ACCOUNT ACQUISITION PROGRAM"

"MRM"

CRM

Training for design and implementation, monitoring and reporting of overdraft privilege programs; Checking account overdraft privilege services for banks, namely providing services that allow banks to offer overdraft protection to their customers; overdraft privilege management services for banks; financial consultation in the field of deposit accounts; financial, economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; overdraft privilege product design; Financial institution management, namely business management services for financial institutes; business consulting, namely economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; business marketing consulting, namely, overdraft privilege marketing program design and implementation; "OVERDRAFT PRIVILEGE"; Computer consulting services, namely, integration of overdraft privilege products into data processing systems

"OVERDRAFT"

"ASSOCIATES OVERDRAFT PRIVILEGE"

Class 036: Checking account overdraft privilege services; overdraft privilege management services; financial institution management; consultation in the field of deposit accounts; financial, economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; overdraft privilege product design; integration of overdraft privilege products into data processing systems; overdraft privilege marketing program design and implementation; training for design and implementation, monitoring and reporting of overdraft privilege programs.

OVERDRAFT PRIVILEGE

Training for design and implementation, monitoring and reporting of overdraft privilege programs; Checking account overdraft privilege services for banks, namely providing services that allow banks to offer overdraft privileges to their customers; overdraft privilege management services for banks; financial consultation in the field of deposit accounts; financial, economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; overdraft privilege product design; Financial institution management, namely business management services for financial institutions; business consulting, namely economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; business marketing consulting, namely, overdraft privilege marketing program design and implementation; "ASSOCIATES OVERDRAFT PRIVILEGE"; Computer consulting services, namely integration of overdraft privilege products into data processing systems

"OVERDRAFT"