THE MANUFACTURERS LIFE INSURANCE COMPANY (U.S.A.)

Savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services, financial management in the fields of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; financial services being trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual fund trading for others; private placements and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; leasing of real estate, real estate management services, real estate investment services, mortgage financing and administration services; websites and social media websites providing information in the financial services fields

Class 009: Downloadable software in the nature of interactive mobile applications for providing information, advice and content, and access to information, advice and content, in the fields of investing, retirement, retirement income, retirement planning, retirement plans and saving; downloadable publications, namely, research papers, reports, research reports, and white papers, in the fields of retirement, retirement income, retirement planning, retirement plans and saving; Class 035: Providing account management information regarding retirement plans accounts in the field of financial planning for retirement to employee retirement plan participants, on behalf of employee retirement plan sponsors; record keeping of advisor, sponsor and participant data in connection with employee retirement plans for others; data processing services related to contributions, disbursements and transactions in connection with employee retirement plans for others; Class 036: Financial advisory services relating to employee retirement plans, namely, providing financial information regarding retirement plans in the field of financial planning for retirement to employee retirement plan participants, on behalf of employee retirement plan sponsors; financial administration of employee retirement plans for others; electronic processing of financial contributions, disbursements and transactions in connection with employee retirement plans for others; funds investment services for others; Financial management in the field of employee retirement plans; financial administration services for the implementation of employee retirement plans; Class 041: Educational services, namely, providing online seminars, workshops and training in the field of retirement planning and retirement plans and providing printable materials in connection therewith; educational services, namely, providing on-line nondownloadable publications, namely, newsletters, articles and brochures in the field of retirement planning; Class 042: Providing temporary use of on-line non-downloadable software that enables financial advisors to create reports that compare and assess the performance of qualified retirement plans. Providing a secured-access website featuring technology that gives employee retirement plan sponsors the ability to download documents in the field of retirement planning for the purpose of distributing such content to employee retirement plan participants

Educational services, namely, providing online seminars, workshops and training in the field of retirement planning and retirement plans and printable materials in connection therewith; educational services, namely, providing on-line newsletters and non-downloadable publications in the nature of articles and brochures in the field of retirement planning; Downloadable software in the nature of interactive mobile applications providing information, advice and content, and access to information, advice and content, in the fields of investing, retirement, retirement income, retirement planning, retirement plans and saving; downloadable publications, namely, papers, reports, studies and white papers, in the fields of retirement, retirement income, retirement planning, retirement plans and saving; Financial advisory services relating to employee retirement plans, namely, providing information regarding retirement plans accounts and in the field of financial planning for retirement to employee retirement plan participants, on behalf of employee retirement plan sponsors; administration of employee retirement plans for others; record keeping in connection with employee retirement plans for others; electronic processing of contributions, disbursements and related transactions in connection with employee retirement plans for others; funds investment services; Financial management in the field of employee retirement plans; administration services for the implementation of employee retirement plans; consultancy in the field of group benefits, employee benefits, pension benefits, retirement benefits and financial benefits; financial administration of retirement plans; financial planning for retirement; financial planning services; financial retirement plan consultancy services; Providing temporary use of on-line non-downloadable software that enables financial advisors to create reports that compare and assess the performance of qualified retirement plans. Providing a secured-access website featuring technology that gives employee retirement plan sponsors the ability to download documents in the field of retirement planning for the purpose of distributing such content to employee retirement plan participants; providing online non-downloadable computer software for providing online non-downloadable computer software for processing claims and policies; providing temporary use of online educational software containing topics of instruction in financial planning and financial management; providing temporary use of online non-downloadable personal financial advisor software to assist with financial planning and portfolio valuation; software as a Service (SAAS) services featuring software for financial management

Class 036: Savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services, financial management in the fields of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; financial services being trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual fund trading for others; private placements and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; websites and social media websites providing information in the financial services fields

brokerage, distribution and investment services relating to investment funds and mutual funds; capital investment; financing services for real estate development; financial administration of annuity accounts and investments; financial administration of employee pension plans; financial administration of pension funds; financial administration of retirement plans; stock option and pension valuation services; financial investment brokerage; financial investments in the field of commodities; financial investments in the field of mutual funds; financial investments in the field of securities; financial management; private placement of private equity funds for others; financial planning and financial management services; hedge fund investment services; investment advisory and investment management services; mutual fund investment services; financial management of pooled investment funds; private equity fund investment services; private financial placement of securities and derivatives for others; providing financial management information via a secure information computer network; providing information in the field of financial planning and financial investments via a website; providing information via the internet on insurance and insurance services; providing insurance services and information in the field of insurance products and services via the Internet, websites and a web-based portal; real estate management; reinsurance underwriting services; fund investment services featuring securities; trust company services

Print newsletters in the fields of financial and investment services; Financial investment counselling, financial planning and portfolio management services; financial investment analysis, consultation, information, management, and distribution of annuities; investment trust and trustee services; pension fund services, namely, pension fund financial management services, and pension fund investment services, retirement fund financial management services; providing information in the fields of financial planning and management, and investment service fields through websites; providing a website featuring educational information in the financial and investment service fields; "PRIVATE WEALTH"

Financial services, namely, life and health brokerage insurance and annuity underwriting services; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; securities dealer and mutual fund dealer; financial services, namely, consumer lending services and tax and estate planning and advice; "WEALTH"

Class 035: Business management services; business administration services

Class 035: Business management services; business administration services

Savings and retirement services, namely, financial administration of employee pension plans, stock option and pension valuation services, Financial management in the fields of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, financial investments in the field of securities, financial investments in the field of mutual funds, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; financial services being trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual fund trading for others; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; leasing of real estate, real estate management services, real estate investment services; providing information in the fields of financial planning and management and investment services through websites and social media sites

Insurance services, namely, life and health insurance; reinsurance underwriting services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services, pension fund services, annuity services, and retirement fund financial management services; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; private placement of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; processing of credit card payment services; Real estate management services; Leasing of real estate; Real estate investment services; Mortgage financing services; Providing financial information in the insurance and financial services fields via a webpage | Real estate development

Insurance services; reinsurance services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services, pension fund services, annuity services, and retirement fund financial management services; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; private placement and capital market services; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; credit card services; real estate development, leasing of real estate, real estate management services, real estate investment services, mortgage services; providing websites, blogs, and social media sites providing information in the insurance and financial services fields

Class 036: Savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services, Financial management in the fields of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; financial services being trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual fund trading for others; private placements and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; leasing of real estate, real estate management services, real estate investment services, mortgage financing and administration services; providing websites and social media websites providing information in the financial services fields

Class 036: Savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services, Financial management in the fields of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; financial services being trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual fund trading for others; private placements and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; leasing of real estate, real estate management services, real estate investment services, mortgage financing and administration services; providing websites and social media websites providing information in the financial services fields

Insurance agency services, and insurance underwriting and administration services; reinsurance underwriting and administration services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services; Financial management in the field of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; financial services being trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual fund trading for others; private placement and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; issuance of credit cards and credit card payment processing services; leasing of real estate, real estate management services, real estate investment services; Mortgage financing and administration services; providing websites and social media websites featuring information in the field of insurance and financial services, providing a website featuring financial information via social media

Insurance agency services, and insurance underwriting and administration services; reinsurance underwriting and administration services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services; Financial management in the field of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; financial services being trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual fund trading for others; private placement and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; issuance of credit cards and credit card payment processing services; leasing of real estate, real estate management services, real estate investment services; Mortgage financing and administration services; providing websites and social media websites featuring information in the field of insurance and financial services, namely, in the fields of insurance, banking, trust company, financial planning and management, and investment services; providing a website featuring financial information in the fields of insurance, banking, trust company, financial planning and management, and investment services via social media

Insurance agency services, and insurance underwriting and administration services for all types of insurance; reinsurance underwriting and administration services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services; Financial management in the field of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; private placement and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; issuance of credit cards and credit card payment processing services; leasing of real estate, real estate management services, real estate investment services; Mortgage financing and administration services; providing a website featuring information in the field of insurance and financial services, providing a website featuring financial information via social media

Insurance agency services, and insurance underwriting and administration services for all types of insurance; reinsurance underwriting and administration services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services; Financial management in the field of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; private placement and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; issuance of credit cards and credit card payment processing services; leasing of real estate, real estate management services, real estate investment services; Mortgage financing and administration services; providing a website featuring information in the field of insurance and financial services, providing a website featuring financial information via social media

Insurance agency services, and insurance underwriting and administration services for all types of insurance; reinsurance underwriting and administration services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services; Financial management in the field of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; private placement and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; issuance of credit cards and credit card payment processing services; leasing of real estate, real estate management services, real estate investment services; Mortgage financing and administration services; providing a website featuring information in the field of insurance and financial services, providing a website featuring financial information via social media

Insurance agency services, and insurance underwriting and administration services for all types of insurance; reinsurance underwriting and administration services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services; Financial management in the field of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; private placement and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; issuance of credit cards and credit card payment processing services; leasing of real estate, real estate management services, real estate investment services; Mortgage financing and administration services; providing a website featuring information in the field of insurance and financial services, providing a website featuring financial information via social media

Insurance agency services, and insurance underwriting and administration services for all types of insurance; reinsurance underwriting and administration services; savings and retirement services, namely, financial administration of employee pension plans, business, stock option and pension valuation services; Financial management in the field of pension funds, annuity funds, and retirement funds; financial planning and financial management services; investment advisory and investment management services; wealth management services, and wealth creation services, namely, investment banking, financial investments in the field of securities, financial investments in the field of mutual funds, financial investments in the field of commodities, and financial placement of private equity funds for others, and private financial placement of securities and derivatives for others; trading in financial instruments, namely, commodity trading, currency trading, stock and bond trading, and mutual funds; private placement and capital market services in the nature of private placements of hedge funds, private equity funds, securities and derivatives for others; financial investment brokerage services for the selling of investment funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; banking services; trust company services; credit and loan services; issuance of credit cards and credit card payment processing services; leasing of real estate, real estate management services, real estate investment services; Mortgage financing and administration services; providing a website featuring information in the field of insurance and financial services, providing a website featuring financial information via social media

"QUICK ISSUE TERM"

"REAL ESTATE"

"ASSET MANAGEMENT"

"FINANCIAL"

[ COMPUTER PROGRAMS AND PRE-RECORDED AUDIO AND VIDEO CASSETTES AND DISCS USED FOR TRAINING, RECOGNITION, RECRUITMENT, SALES PRESENTATIONS AND TRADE SHOWS, WEB CAST TRAINING AND COMPUTER PROGRAMS FOR TRAINING AND FOR RATE AND ILLUSTRATION QUOTING, ALL RELATING TO FINANCIAL MATTERS AND FOR USE BY THE FINANCIAL INDUSTRY ] | PERIODICAL PUBLICATIONS AND MANUALS, BROCHURES, BINDERS AND BOOKLETS, ALL CONTAINING INFORMATION RELATING TO FINANCIAL MATTERS, NAMELY, ANNUAL AND QUARTERLY SHAREHOLDER REPORTS, POLICYHOLDERS ANNUAL REPORTS, PRODUCT BROCHURES, COMPANY BROCHURES AND COMPANY FACT SHEETS | LIFE AND HEALTH INSURANCE SERVICES, namely, DRUG AND DENTAL PLAN INSURANCE, TRAVEL, ACCIDENT, [ DISABILITY AND JOB LOSS INSURANCE; ANNUITY SERVICES, NAMELY, UNDERWRITING ANNUITY CONTRACTS AND THE ADMINISTRATION OF ANNUITY CONTRACTS; ] REINSURANCE SERVICES, namely, LIFE RETROCESSION, namely, TRANSFER OF ALL OR PART OF A LIFE REINSURANCE RISK FROM ONE REINSURER TO ANOTHER REINSURER, [ AND PROPERTY AND CASUALTY RETROCESSION, namely, TRANSFER OF ALL OR PART OF A PROPERTY OR CASUALTY REINSURANCE RISK FROM ONE REINSURER TO ANOTHER REINSURER; ] INTERNATIONAL EMPLOYEE BENEFITS MANAGEMENT, namely, MANAGEMENT AND ADMINISTRATION OF GROUP INSURANCE AND PENSION BENEFITS FOR MULTINATIONAL CORPORATIONS; [ PENSION FUND SERVICES, NAMELY, THE ADMINISTRATION OF PENSION PLANS AND DEFERRED PROFIT SHAPING PLANS; REAL ESTATE MANAGEMENT; LEASING REAL ESTATE; MORTGAGE ISSUING SERVICES, namely, MANAGING COMMERCIAL MORTGAGE LENDING; ] INVESTMENT SERVICES AND INVESTMENT MANAGEMENT SERVICES, NAMELY, [ MUTUAL FUND SERVICES, MUTUAL FUND DISTRIBUTION SERVICES ] AND FINANCIAL PLANNING; REGISTERED SAVINGS PLAN SERVICES AND WEALTH MANAGEMENT, NAMELY, [ RETIREMENT SAVINGS ACCOUNT PLANS AND ] FINANCIAL PLANNING; [ BANKING SERVICES, NAMELY, ACCEPTING DEPOSITS, OPERATING CHECKING AND SAVINGS ACCOUNTS, ELECTRONIC FUND TRANSFER SERVICES, LOAN AND MORTGAGE ISSUING SERVICES ] | [ EDUCATIONAL SERVICES IN THE FORM OF CONFERENCES AND SEMINARS RELATING TO LIFE AND HEALTH INSURANCE AND ANNUITIES ]

Investment advice and management services; "PRIVATE ACCOUNT"

EDUCATIONAL SERVICES, NAMELY CONDUCTING ONLINE SEMINARS IN THE FIELD OF FINANCIAL PLANNING AND DISTRIBUTING COURSE MATERIALS IN CONNECTION THEREWITH; FINANCIAL SERVICES, NAMELY PROVIDING ONLINE INTERACTIVE CALCULATORS IN THE FIELD OF FINANCIAL PLANNING, SUCH CALCULATORS INCLUDING MONEY CALCULATORS FOR DETERMINING THE COST OF LOANS, PAYBACK PERIODS AND MORTGAGE SCHEDULES, RISK-LEVEL CALCULATORS FOR HELPING USERS TO DETERMINE INVESTMENT STRATEGIES, GOAL SETTING CALCULATORS FOR ESTABLISHING SAVINGS TARGETS AND ESTIMATING PERIODS NEEDED TO ACCUMULATE SPECIFIC SUMS, AND RETIREMENT CALCULATORS FOR DETERMINING LEVELS OF INVESTMENT NEEDED TO ACHIEVE SELECTED GOALS

Publications, namely, pamphlets, brochures, newsletters, journals, magazines and a series of books relating to charitable fund raising services; charitable fund raising services, and financial sponsorship of charitable fund raising activities

Class 036: LIFE AND HEALTH INSURANCE SERVICES, NAMELY, SALE OF LIFE AND HEALTH INSURANCE PRODUCTS; [ THE SALE AND MANAGEMENT OF MUTUAL FUNDS; ] FINANCIAL PLANNING, INVESTMENT ADVICE, [ INCLUDING REAL ESTATE INVESTMENT AND MANAGEMENT AND PORTFOLIO MANAGEMENT INCLUDING PENSION FUND MANAGEMENT ]

Annuity underwriting and administration

Investment management of and distribution of variable annuities and annuity underwriting