WILLIS GROUP LIMITED

Class 042: Providing online non-downloadable software for managing and optimizing employee benefits and human resources programs; providing online non-downloadable computer software using artificial intelligence (AI) for benefits and human resources administration, providing information about benefits and human resources, communications with employees and customers about benefits and human resources, and benefits decision support; providing online non-downloadable computer software using artificial intelligence (AI) for assessing, answering, and replying to questions related to benefits and human resources and for customer relationship management, customer service, data collection and analysis in the field of benefits and human resources administration; providing online non-downloadable computer software featuring chatbot software using artificial intelligence (AI) for assessing, answering, and replying to questions related to benefits and human resources and for customer relationship management, customer services, data collection and analysis in the field of benefits and human resources administration

Class 042: Providing online non-downloadable software for managing and optimizing employee benefits and human resources programs; providing online non-downloadable computer software using artificial intelligence (AI) for benefits and human resources administration, providing information about benefits and human resources, communications with employees and customers about benefits and human resources, and benefits decision support; providing online non-downloadable computer software using artificial intelligence (AI) for assessing, answering, and replying to questions related to benefits and human resources and for customer relationship management, customer service, data collection and analysis in the field of benefits and human resources administration; providing online non-downloadable computer software featuring chatbot software using artificial intelligence (AI) for assessing, answering, and replying to questions related to benefits and human resources and for customer relationship management, customer services, data collection and analysis in the field of benefits and human resources administration

Class 042: Providing online non-downloadable software for managing and optimizing employee benefits and human resources programs; providing online non-downloadable computer software using artificial intelligence (AI) for benefits and human resources administration, providing information about benefits and human resources, communications with employees and customers about benefits and human resources, and benefits decision support; providing online non-downloadable computer software using artificial intelligence (AI) for assessing, answering, and replying to questions related to benefits and human resources and for customer relationship management, customer service, data collection and analysis in the field of benefits and human resources administration; providing online non-downloadable computer software featuring chatbot software using artificial intelligence (AI) for assessing, answering, and replying to questions related to benefits and human resources and for customer relationship management, customer services, data collection and analysis in the field of benefits and human resources administration

Class 042: Software as a service (SAAS) services featuring software using artificial intelligence (AI) for data analysis and content generation in the field of human resources; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for data analysis and content generation in the field of human resources; Consulting services in the field of software as a service (SAAS); Intelligent natural language understanding services using cloud-based software technology

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Downloadable computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Consulting services in the fields of insurance, financial risk management, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; financial consulting; administration of employee compensation and employee benefit plans, all concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting services for all types of insurance; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management; Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, business contingency planning, business strategic planning, business operations, mergers and acquisitions, business organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others; Computer technology and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, design of computer-simulated models; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; consulting services in the field of product development

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Downloadable computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Consulting services in the fields of insurance, financial risk management, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; financial consulting; administration of employee compensation and employee benefit plans, all concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting services for all types of insurance; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management; Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, business contingency planning, business strategic planning, business operations, mergers and acquisitions, business organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others; Computer technology and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, design of computer-simulated models; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; consulting services in the field of product development

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Downloadable computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Consulting services in the fields of insurance, financial risk management, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; financial consulting; administration of employee compensation and employee benefit plans, all concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting services for all types of insurance; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management; Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, business contingency planning, business strategic planning, business operations, mergers and acquisitions, business organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others; Computer technology and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, design of computer-simulated models; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; consulting services in the field of product development

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Downloadable computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Consulting services in the fields of insurance, financial risk management, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; financial consulting; administration of employee compensation and employee benefit plans, all concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting services for all types of insurance; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management; Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, business contingency planning, business strategic planning, business operations, mergers and acquisitions, business organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others; Computer technology and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, design of computer-simulated models; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; consulting services in the field of product development

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Downloadable computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Consulting services in the fields of insurance, financial risk management, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; financial consulting; administration of employee compensation and employee benefit plans, all concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting services for all types of insurance; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management; Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, business contingency planning, business strategic planning, business operations, mergers and acquisitions, business organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others; Computer technology and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, design of computer-simulated models; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; consulting services in the field of product development

Financial services, namely, conducting an online exchange of commercial insurance products via the internet and intranets; electronic financial trading services in the field of insurance; insurance information; Providing an online non-downloadable computer software platform for trading commercial insurance products; software as a service (SaaS) services featuring software for trading commercial insurance products

organizing and conducting business events for investment asset management professionals; "MANAGER"

developing commercial insurance policies for insurance brokers and carriers, excluding policies for title insurance

downloadable computer software for insurance pricing, data analysis, and modeling; financial consulting services in the field of insurance pricing; financial modeling and analysis of financial data relating to insurance; Software as a service (SAAS) services featuring software for insurance pricing, data analysis, and modeling

providing an Internet website portal featuring business information and business data analysis in the field of environmental, social, and governance risks; "ESG"

Financial services, namely, conducting an online exchange of commercial insurance products via the internet and intranets; electronic financial trading services in the field of insurance; insurance information; "DIGITAL TRADING SERVICE"

developing commercial insurance policies for insurance brokers and carriers, excluding policies for title insurance

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Downloadable computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Consulting services in the fields of insurance, financial risk management, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; financial consulting; administration of employee compensation plans and employee benefit plans, all concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting services for all types of insurance; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management; Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, business contingency planning, business strategic planning, business operations, mergers and acquisitions, business organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others; Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, design of computer-simulated models; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; consulting services in the field of product development

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Downloadable computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; Consulting services in the fields of insurance, financial risk management, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; financial consulting; administration of employee compensation and employee benefit plans, all concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting services for all types of insurance; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management; Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, business contingency planning, business strategic planning, business operations, mergers and acquisitions, business organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others; Computer technology and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, design of computer-simulated models; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance; consulting services in the field of product development

Providing information about Medicare coverage options

financial analysis, financial modeling, and financial consulting services, all in the fields of investment and insurance brokerage

Providing a website portal that gives users the ability to search, request, generate, and print certificates of insurance; "PROOFS"

Downloadable computer software for insurance pricing and data analysis and modeling; Printed manuals for computer software for insurance pricing and data analysis and modeling; Financial consulting services in the field of insurance pricing, and financial modeling and analysis of financial data relating to insurance

providing temporary use of online non-downloadable software used by employers and employees to evaluate and select employee benefits, and to access resources and advice regarding employee benefits

insurance brokerage and insurance administration of health care benefit plans and employee benefit plans; administration of health savings accounts, financial administration of health reimbursement arrangements, and reimbursable employee accounts; financial consultancy, namely, advisory and consultancy services in the fields of health care benefit plans, employee benefit plans, health savings accounts, health reimbursement arrangements, and reimbursable employee accounts; insurance information and consultancy services, namely, concierge services for retirees in the field of health care benefit plans and government health care plans; providing an online health care insurance plan exchange in the nature of a marketplace that allows employees to evaluate and select health care plans offered by different insurance providers; "BENEFITS"; providing temporary use of online non-downloadable software used by employers and employees for evaluating and selecting health care plans, accessing and managing health savings accounts, health reimbursement arrangements, and reimbursable employee accounts, and accessing resources and advice regarding health care plans, health care benefits, and other employee benefits; providing temporary use of online non-downloadable software used by employers for managing the outsourcing of health care plan and employee benefit plan administration services

insurance brokerage and insurance administration of health care benefit plans and employee benefit plans; administration of health savings accounts; financial administration of health reimbursement arrangements and reimbursable employee benefit accounts; financial consultancy, namely, advisory and consultancy services in the fields of health care benefit plans, employee benefit plans, health savings accounts, health reimbursement arrangements, and reimbursable employee accounts; insurance information and consultancy services, namely, concierge services in the nature of consultation and advice provided for retirees in the field of health care benefit plans and government health care plans; providing an online health care insurance plan exchange in the nature of a marketplace that allows employees to evaluate and select health care plans offered by different insurance providers; "BENEFITS"; providing temporary use of online non-downloadable software used by employers and employees for evaluating and selecting health care plans, accessing and managing health savings accounts, health reimbursement arrangements, and reimbursable employee accounts, and accessing resources and advice regarding health care plans, health care benefits, and other employee benefits; providing temporary use of online non-downloadable software used by employers for managing the outsourcing of health care plan and employee benefit plan administration services

computer software for use in risk management, namely, software for modeling, monitoring, and reporting actuarial data

Software as a service (SAAS) services featuring software for transmitting data, electronic files, and other computer software to a remote data center for purposes of performing financial modeling calculations

Business management; business administration; organisation, operation and supervision of loyalty and incentive schemes, namely, providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; opinion polling, namely, public opinion polling, market opinion polling studies; provision of business information | Financial services, namely, financial administration of employee pension plans, savings accounts and stock exchange trading of shares and other financial securities in financial markets; financial services provided via the Internet, namely, online financial administration of transactable employee pension plans, administration of savings accounts and stock exchange trading of shares and other financial securities in financial markets; issuing of tokens of value in relation to bonus and loyalty schemes; provision of financial information | Education, namely, providing online, written, telephone and face to face educational activity in the nature of workshops and seminars in the fields of pensions, savings and financial security; providing of training in the field of pensions, savings and financial security

[ Educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to human resources, employee compensation and benefits, retirement planning, pension and retirement plans, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, and prescription plans; educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, and outsourcing; educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, and information technology; educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance ]; [ Computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance ]; [ Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance ]; Insurance and reinsurance brokerage services; business and commercial insurance underwriting services; reinsurance underwriting services; financial risk management; actuarial services; actuarial consulting; consulting services in relation to insurance, financial risk management, financial services, investments, employee compensation and financial benefits, employee financial benefit plans, employee financial benefit plans in the nature of profit-sharing plans, employee stock purchase plans, employee savings, pension and financial retirement plans, and employee health care, dental, and prescription insurance plans; administration of employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans concerning insurance and finance; financial research and information services; financial, direct risk, and insurance risk management services; insurance claims management services, namely, insurance claims administration and processing; insurance services in the nature of loss control management for others; providing insurance information; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services to assist with legal, regulatory and rating agency requirements; Business management of commercial and business enterprises; business consulting services; business management consulting; business risk management; business information services; business consulting services in the fields of business risk management, human resources, personnel, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business management, contingency planning, strategic planning, business and organizational operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; market research and analysis services; outsourcing services; business management and compilation of information into computerized databases; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; [ Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services; computer project management services; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining applications, software, web sites, and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; providing temporary use of online non-downloadable software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance ]

organizing and conducting business conferences for investment industry professionals in the fields of investing and risk management

Insurance brokerage services; reinsurance brokerage services; [ financial and insurance risk management services, namely, financial modeling, forecasting and analysis, catastrophe and geospatial modeling, actuarial analysis and analysis and review of reinsurance market security; insurance claims processing and administration services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting, namely, providing reinsurance risk information and data used in connection with legal, regulatory and rating agency requirements; ] insurance consultation, namely, reinsurance structuring consultation and implementation; "RE"

"POLITICAL RISK" APART FROM THE MARK AS SHOWN AS TO CLASSES 35, 36 AND 41 AND "COMPUTER SOFTWARE FOR USE IN PROVISION OF BUSINESS, ECONOMIC, COMMERCIAL, FINANCIAL AND STATISTICAL INFORMATION; COMPUTER FIRMWARE FOR USE IN PROVISION OF BUSINESS, ECONOMIC, COMMERCIAL, FINANCIAL AND STATISTICAL INFORMATION; MAGNETICALLY, ELECTRONICALLY AND OPTICALLY STORED DATA, NAMELY, PRE-RECORDED OR RECORDABLE DVDS, DOWNLOADABLE AUDIO AND VIDEO RECORDINGS AND CDS CONTAINING DATA RELATING TO USE IN THE PROVISION OF BUSINESS, ECONOMIC, COMMERCIAL, FINANCIAL AND STATISTICAL INFORMATION"

[ Insurance services, namely, insurance brokerage; insurance administration; ] insurance agency services, namely, preparation of insurance reports; [ assurance brokerage and reinsurance brokerage services; ] services relating to the assessment, administration and management of financial risk, namely, providing information and intelligence to clients to assist in their management of financial risk; financial risk management services; Assessment and management of business risk [ ; disaster recovery services, namely, business planning and business continuity consulting; business consultancy relating to the recovery of business data ]; Security services for the protection of property and individuals, namely, security threat analysis for protecting business and personal property; security services, namely, personal and mobile security advice; [ security services, namely, conducting recovery operations for the recovery of property and personnel; security guard services, namely, the provision of personal protection; ] security services, namely, providing security assessments for business and government agencies; security services, namely, security assessment of risks; security services for individuals and business persons travelling internationally and domestically, namely, providing foreign country security briefings, [ embassy information for security purposes and ] security reports; security services, namely, threat simulation vulnerability analysis; [ and mitigation and emergency and crisis response; ] security services, namely, providing security assessments of physical locations; [ information facilities and working environments; civil protection services; ] safety evaluation services, namely, security threat analysis for protecting businesses and personnel; [ security inspection services for others; ] security consultancy; security advice and research; [ benchmarking, namely, reviewing standards and practices to assure compliance with financial and security laws and regulations; ] advice, assistance, arrangement, information and research in relation to security services; [ Medical services, namely, organization and co-ordination of medical services; advice, assistance, and information services in relation to medical services ]

[ Computer hardware; computer software for use in provision of business, economic, commercial, financial and statistical information; computer firmware for use in provision of business, economic, commercial, financial and statistical information; magnetically, electronically and optically stored data, namely, pre-recorded or recordable DVDs, downloadable audio and video recordings and CDs containing data relating to use in the provision of business, economic, commercial, financial and statistical information; computer networks hubs, computer network interface devices, computer network servers; computer network bridges; apparatus for the remote access of online information, namely, computer network adapters, switches, routers and hubs ] | Provision of business, economic, commercial and statistical information; business research services; [ arranging and conducting trade shows and commercial exhibitions relating to business, economic and commercial affairs; providing facilities for business meetings including business meetings relating to politics, economics and social business issues and developments and events throughout the world; ] providing information in the field of economics; promoting public awareness in the field of social welfare; business information and inquiries; business management analysis; providing information in the field of national and international politics; political consultancy in the nature of political analysis and advisory services all included in this class | Providing financial risk management; financial risk management consultation; [ banking services; insurance brokerage services; insurance underwriting services for all types of insurance; ] financial services, namely, financial research services, financial analysis services; providing advisory and consultancy services in connection therewith | Providing news in the nature of current event reporting

assessment and management of business risk | Life insurance underwriting and insurance underwriting services in the field of personal safety; insurance and reinsurance brokerage services; assessment and management of financial and personal financial risk; insurance claims adjustment services; life insurance claims settlement services; viatical settlement services

Providing reinsurance services with respect to directors and officers liability, environmental risks, financial risks, political risks, vehicular accidents and weather related risks; providing reinsurance actuarial services and providing insurance information via a global communications network,the Internet and intranets; [ business consulting services in the field of loss management, insurance and business risk information technology ]; "REINSURANCE"

INSURANCE BROKERAGE SERVICES; REINSURANCE BROKERAGE SERVICES; REINSURANCE UNDERWRITING; INSURANCE UNDERWRITING IN THE FIELDS OF ACCIDENT, FIRE, LIFE, HEALTH, TRAVEL, AUTOMOBILE, PERSONAL PROPERTY AND WORKERS COMPENSATION; FINANCIAL AND DIRECT RISK MANAGEMENT SERVICES; INSURANCE CLAIMS MANAGEMENT SERVICES; EMPLOYEE BENEFIT CONSULTING SERVICES; RISK MANAGEMENT; INSURANCE CONSULTATION; MANAGEMENT OF COMMERCIAL AND BUSINESS ENTERPRISES; BUSINESS AND MANAGEMENT CONSULTING SERVICES

Insurance brokerage services; reinsurance brokerage services; reinsurance underwriting; insurance underwriting in the fields of accident, fire, life, health, travel, automobile, personal property and workers compensation; financial and direct risk management services; insurance claims management services; employee benefit consulting services; risk management; insurance consultation; Management of commercial and business enterprises; business and management consulting services; "RISK PRACTICE"

printed research and survey reports in the field of administration, integration and management of employer [ disability ] programs; consultation services in the field of administration, integration and management of employer [ disability ] programs